GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
G

Gjensidige Forsikring A GJF.OL · NOK

Financials · Oslo Børs · 🇳🇴 Norway

Compare

274.60

+0.44%

Close of 9 Nov 2026, in NOK

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in NOK, from our data supplier.

FY2025

Revenue, before interest expense

NOK 44.94bn

FY2016FY2025

Net income

NOK 6.56bn

FY2016FY2025

Total assets

NOK 191.90bn

FY2016FY2025

Shareholders' equity

NOK 28.31bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseNOK 44.94bnNOK 40.58bnNOK 39.79bnNOK 32.76bnNOK 31.91bnNOK 29.23bnNOK 29.25bnNOK 26.80bnNOK 28.79bnNOK 27.50bn
Operating income——NOK 1.14bnNOK 5.82bnNOK 8.56bnNOK 6.16bnNOK 7.98bnNOK 4.60bnNOK 6.48bnNOK 6.82bn
Net incomeNOK 6.56bnNOK 5.14bnNOK 4.13bnNOK 3.44bnNOK 7.14bnNOK 4.95bnNOK 6.59bnNOK 3.72bnNOK 4.52bnNOK 4.67bn
Diluted earnings per share13.1110.068.266.8814.289.9013.187.439.049.34

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsNOK 191.90bnNOK 171.49bnNOK 148.28bnNOK 135.15bnNOK 129.82bnNOK 118.31bnNOK 112.41bnNOK 156.76bnNOK 149.07bnNOK 135.93bn
Cash and short-term investments——NOK 2.99bnNOK 3.20bnNOK 2.35bnNOK 2.86bnNOK 2.42bnNOK 2.36bnNOK 2.69bnNOK 2.16bn
Total liabilitiesNOK 163.59bnNOK 145.47bnNOK 124.05bnNOK 109.28bnNOK 104.62bnNOK 93.03bnNOK 86.21bnNOK 132.92bnNOK 125.37bnNOK 113.60bn
DebtNOK 5.28bnNOK 5.41bnNOK 4.36bnNOK 3.78bnNOK 3.67bnNOK 2.52bnNOK 2.62bnNOK 1.50bnNOK 25.03bnNOK 21.54bn
Shareholders' equityNOK 28.31bnNOK 26.01bnNOK 24.23bnNOK 25.87bnNOK 25.20bnNOK 25.28bnNOK 26.19bnNOK 23.84bnNOK 23.69bnNOK 22.31bn
Shares outstanding500m511m500m500m500m500m500m500m500m500m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseNOK 12.18bnNOK 11.04bnNOK 10.79bnNOK 10.84bnNOK 11.77bnNOK 10.50bnNOK 9.93bnNOK 11.31bn
Operating income———NOK 1.84bn———NOK 2.85bn
Net incomeNOK 2.12bnNOK 1.73bnNOK 1.32bnNOK 1.53bnNOK 2.30bnNOK 1.34bnNOK 1.23bnNOK 1.70bn
Diluted earnings per share4.253.452.633.134.602.672.403.32
Total assetsNOK 198.40bnNOK 195.25bnNOK 191.90bnNOK 187.68bnNOK 183.32bnNOK 172.18bnNOK 171.49bnNOK 167.60bn
Cash and short-term investments———————NOK 4.31bn
DebtNOK 4.09bnNOK 4.09bnNOK 4.09bnNOK 5.36bnNOK 4.09bnNOK 4.09bnNOK 4.09bnNOK 3.43bn
Shareholders' equityNOK 23.31bnNOK 21.90bnNOK 28.31bnNOK 26.89bnNOK 24.72bnNOK 22.16bnNOK 26.01bnNOK 24.91bn

Financial ratios

Data as of 7 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin——2.9%13.4%22.9%20.7%27.3%16.1%——
Net margin14.6%12.7%10.4%10.5%22.4%16.9%————
Return on equity23.2%19.8%17.1%13.3%28.3%19.6%————
Return on assets3.4%3.0%2.8%2.5%5.5%4.2%————
Revenue growth10.7%2.0%21.5%2.7%9.2%-0.1%————
Earnings growth27.5%24.4%20.2%-51.9%44.2%-24.9%————
Current ratio——1.48x2.35x1.69x2.81x2.61x1.74x——
Debt to equity0.14x0.16x0.12x0.09x0.10x0.06x————
Equity ratio14.8%15.2%16.3%19.1%19.4%21.4%————
Interest coverage———59.25x27.16x27.89x159.97x—9.98x10.03x
Buybacks as a share of market value—-2.2%-0.0%0.0%0.0%0.0%0.0%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue11.1%9.0%5.8%
Net income24.0%5.8%5.6%

Average margins

Over each period

1 year3 years5 years10 years
Net margin13.7%12.2%14.3%15.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings23.020.022.727.915.019.313.617.716.714.3
Price to sales3.42.52.42.93.43.33.12.52.62.4

Dividends and splits

Per share, in the currency the company pays

Paid for 15 years. Last went ex-dividend on 27 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year4.501.948.758.257.7013.805.007.10

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.