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GIC Housing Finance GICHSGFIN.NS · INR

Financials · NSE · 🇮🇳 India

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129.34

+2.38%

Close of 9 Nov 2026, in INR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in INR, from our data supplier.

FY2026

Revenue, before interest expense

₹10.82bn

FY2017FY2026

Net income

₹1.55bn

FY2017FY2026

Total assets

₹112.99bn

FY2017FY2026

Shareholders' equity

₹21.06bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expense₹10.82bn₹10.37bn₹10.31bn₹10.85bn₹11.38bn₹12.20bn₹12.47bn₹12.25bn₹11.08bn₹10.00bn
Research and development——₹0₹0₹0₹0₹0₹0₹0₹0
Operating income₹2.28bn₹1.90bn₹1.88bn₹2.69bn₹3.36bn₹3.09bn₹2.10bn₹2.79bn₹3.37bn₹2.30bn
Net income₹1.55bn₹1.60bn₹1.51bn₹2.13bn₹1.74bn₹1.06bn₹456.1m₹1.72bn₹2.06bn₹1.48bn
Diluted earnings per share28.7229.7828.1039.6032.2219.618.4731.9238.1927.43

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets₹112.99bn₹107.75bn₹104.71bn₹109.20bn₹119.29bn₹126.41bn₹130.99bn₹129.67bn₹113.55bn₹92.23bn
Cash and short-term investments₹1.88bn₹588.2m₹1.24bn₹896.1m₹4.81bn₹906.3m₹1.14bn₹509.0m₹561.0m₹609.1m
Total liabilities₹91.93bn₹88.11bn₹86.42bn₹92.21bn₹104.18bn₹112.83bn₹118.36bn₹117.13bn₹103.64bn₹82.79bn
Debt₹91.19bn₹87.51bn₹85.84bn₹126.73bn₹135.58bn₹112.26bn₹143.81bn₹145.74bn₹99.84bn₹82.37bn
Shareholders' equity₹21.06bn₹19.65bn₹18.29bn₹16.99bn₹15.11bn₹13.58bn₹12.63bn₹12.54bn₹9.90bn₹9.45bn
Shares outstanding54m54m54m54m54m54m54m54m54m54m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense₹2.67bn₹2.73bn₹2.68bn₹2.71bn₹2.63bn₹2.51bn₹2.67bn₹2.61bn
Operating income₹502.3m₹585.8m₹524.2m₹593.6m₹577.7m₹204.4m₹541.0m₹475.2m
Net income₹100.8m₹536.8m₹436.9m₹500.3m₹74.2m₹352.0m₹497.1m₹365.2m
Diluted earnings per share1.879.968.119.291.386.539.236.78
Total assets—₹112.99bn—₹110.82bn—₹107.75bn—₹106.15bn
Cash and short-term investments—₹451.8m—₹1.68bn—₹588.2m—₹423.2m
Debt—₹90.50bn—₹90.22bn—₹118.57bn—₹86.73bn
Shareholders' equity₹21.06bn₹21.06bn₹19.98bn₹19.98bn₹19.65bn₹19.65bn₹18.81bn₹18.81bn

Financial ratios

Data as of 8 Oct 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin14.7%20.1%20.0%26.9%20.4%11.1%——
Net margin14.3%15.5%14.7%19.7%15.3%8.7%——
Return on equity7.3%8.2%8.3%12.5%11.5%7.8%——
Return on assets1.4%1.5%1.4%2.0%1.5%0.8%——
Revenue growth4.3%0.6%-5.0%-4.6%-6.7%-2.2%——
Earnings growth-3.5%6.0%-29.0%22.9%64.4%131.5%——
Current ratio0.01x0.30x0.25x16.28x0.34x0.23x——
Debt to equity5.95x6.02x6.34x7.44x8.96x10.47x——
Equity ratio18.6%18.2%17.5%15.6%12.7%10.7%——
Interest coverage53.07x124.04x124.73x190.44x171.62x108.64x——
R&D as a share of sales——0.0%0.0%0.0%0.0%0.0%0.0%
Buybacks as a share of market value-0.1%-0.0%-0.0%0.0%-0.0%0.1%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-0.1%-2.4%2.2%
Operating income-5.4%-5.9%1.8%
Net income-10.1%8.0%2.2%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin19.7%20.6%23.1%23.0%
Net margin14.9%16.1%14.5%13.7%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings4.45.87.35.46.67.714.24.91.74.1
Price to sales0.60.91.11.11.00.70.50.70.30.6

Dividends and splits

Per share, in the currency the company pays

Paid for 31 years. Last went ex-dividend on 18 Jul 2025.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year4.504.504.504.504.002.005.505.50

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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