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German American Bancorp GABC · USD

Financials · US listing · 🇺🇸 United States

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50.44

+0.72%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$487.4m

FY2016FY2025

Net income

$112.6m

FY2016FY2025

Total assets

$8.39bn

FY2016FY2025

Shareholders' equity

$1.16bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$487.4m$315.4m$316.9m$278.1m$229.8m$228.8m$222.0m$170.8m$142.9m$135.4m
Operating income$140.1m$104.1m$103.6m$99.2m$102.8m$75.0m$71.2m$56.1m$52.2m$49.1m
Net income$112.6m$83.8m$85.9m$81.8m$84.1m$62.2m$59.2m$46.5m$40.7m$35.2m
Diluted earnings per share3.002.822.902.783.172.352.221.861.771.54

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$8.39bn$6.30bn$6.15bn$6.16bn$5.61bn$4.98bn$4.40bn$3.93bn$3.14bn$2.96bn
Cash and short-term investments$1.23bn$1.12bn$1.68bn$1.84bn$1.94bn$1.28bn$916.8m$877.4m$787.9m$758.3m
Total liabilities$7.23bn$5.58bn$5.49bn$5.60bn$4.94bn$4.35bn$3.82bn$3.47bn$2.78bn$2.63bn
Debt$180.5m$135.1m$143.9m$178.8m$127.2m$111.5m$102.1m$94.8m$56.4m$60.8m
Shareholders' equity$1.16bn$715.1m$663.6m$558.4m$668.5m$624.7m$573.8m$458.6m$364.6m$330.3m
Shares outstanding37m30m30m29m27m26m27m25m23m23m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$126.9m$122.9m$126.7m$126.5m$123.2m$111.1m$90.7m$88.5m
Operating income$48.1m$41.7m$43.8m$43.8m$39.2m$13.3m$28.7m$25.6m
Net income$38.2m$33.2m$35.7m$35.1m$31.4m$10.5m$23.2m$21.0m
Diluted earnings per share1.020.880.950.940.840.280.780.71
Total assets$8.44bn$8.38bn$8.39bn$8.40bn$8.28bn$8.42bn$6.30bn$6.26bn
Cash and short-term investments$94.2m$76.0m$1.23bn$1.25bn$1.22bn$1.19bn$1.12bn$1.63bn
Debt$138.9m$171.2m$180.5m$211.0m$202.0m$216.5m$207.7m$204.2m
Shareholders' equity$1.21bn$1.17bn$1.16bn$1.12bn$1.07bn$1.05bn$715.1m$744.6m

Financial ratios

Data as of 1 Nov 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin28.7%33.0%32.7%35.7%44.7%32.8%
Net margin23.1%26.6%27.1%29.4%36.6%27.2%
Return on equity9.7%11.7%12.9%14.7%12.6%10.0%
Return on assets1.3%1.3%1.4%1.3%1.5%1.2%
Revenue growth54.5%-0.5%14.0%21.0%0.4%3.1%
Earnings growth34.4%-2.4%5.0%-2.7%35.2%5.0%
Current ratio0.18x0.21x0.32x0.36x0.41x0.31x
Debt to equity0.16x0.29x0.29x0.55x0.33x0.40x
Equity ratio13.9%11.4%10.8%9.1%11.9%12.6%
Interest coverage1.11x1.04x1.56x5.41x10.76x3.92x
Buybacks as a share of market value-26.3%-0.3%-0.3%-11.1%-0.2%0.6%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue11.6%11.5%13.4%
Operating income12.2%13.3%12.9%
Net income11.2%12.6%14.1%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin30.4%32.0%33.7%34.0%
Net margin24.5%26.1%27.5%27.4%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings13.014.211.213.412.314.116.014.919.922.8
Price to sales4.15.53.64.24.74.25.04.66.26.3

Market value over time

30 Nov 2016 to 30 Oct 2026, in USD

$723.8m$1.84bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return0%21%-5%-5%21%-11%34%-26%-0%68%

Dividends and splits

Per share, in the currency the company pays

Paid for 33 years. Last went ex-dividend on 10 Nov 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.241.161.081.250.920.840.760.68
  • 3-for-2 split · 24 Apr 2017
  • 21-for-20 split · 26 Nov 2003
  • 21-for-20 split · 26 Nov 2002
  • 21-for-20 split · 28 Nov 2001
  • 1.05-for-1 split · 28 Nov 2000
  • 21-for-20 split · 26 Nov 1999

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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