GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
F

FirstRand FSR.JO · ZAc

Financials · JSE · 🇿🇦 South Africa

Compare

9,732.00

+0.67%

Close of 9 Nov 2026, in ZAc

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

About FirstRand

Its shares trade on JSE under the ticker FSR.JO. It has been listed since 1 July 1992. In the fiscal year to 30 June 2026, it reported revenue before interest expense of ZAR 243.97bn and net income of ZAR 37.47bn. At that date it held total assets of ZAR 2.74trn and shareholders' equity of ZAR 216.05bn.

FirstRand Ltd. operates as a holding company. The company is headquartered in Sandton, Gauteng. The firm consists of a portfolio of financial services franchises, including First National Bank (FNB), a retail and commercial bank; Rand Merchant Bank (RMB), a corporate and investment bank; WesBank, its installment finance business, and Ashburton Investments, its investment management business. The firm's segments include FNB, FNB Africa, RMB, WesBank and FCC. FNB includes activities in the retail and commercial segments in South Africa. RMB includes activities in the corporate and investment banking segments in South Africa. WesBank includes activities in asset-based finance and related products in the retail, commercial and corporate segments of South Africa and rest of Africa, and asset-based motor finance through MotoNovo Finance in the United Kingdom.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Diversified Financial Services
Listed since
1 Jul 1992
Employees
49,867

Leadership

Pay as last reported

  • Mr. Johan BurgerNon-Executive Independent Chairman of the BoardZAR 3.2m
  • Ms. Mary VilakaziChief Executive Officer, Executive Director, since 2018ZAR 24.0m
  • Ms. Markos DaviasChief Financial Officer, Executive Director, since 2024ZAR 18.9m
  • Ms. Emrie BrownChief Executive Officer - RMBZAR 28.3m
  • Mr. Steven CooperChief Executive Officer - AldermoreZAR 2.3m
  • Mr. Hetash KellanChief Executive Officer - FNB, since 2013ZAR 24.1m
  • Dr. Sibusiso SibisiLead Independent Non-Executive DirectorZAR 3.1m
  • Mr. Grant GelinkIndependent Non-Executive DirectorZAR 4.6m
  • Ms. Tamara IsaacsIndependent Non-Executive DirectorZAR 1.5m
  • Mr. Paballo MakosholoNon-Executive Independent DirectorZAR 1.9m
  • Ms. Premilla NaidooIndependent Non-Executive DirectorZAR 1.5m
  • Ms. Zelda RoscherrIndependent Non-Executive DirectorZAR 4.4m

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
83
Environment
99
Social
99
Governance
51
Direct emissions (scope 1)
16,743 t
Energy emissions (scope 2)
148,712 t
Value chain emissions (scope 3)
14,533,538 t
Women in the workforce
60%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • FirstRand Ltd has several strengths that contribute to its success. Firstly, it is one of the largest financial services providers in South Africa, with a strong market presence. This allows the company to leverage its size and scale to capture more opportunities and gain a competitive edge in the industry.
  • Secondly, FirstRand Ltd has a diversified business portfolio, spanning across banking, insurance, asset management, and investment banking. This diversification helps the company mitigate risks associated with any particular sector and enhances its resilience in changing economic conditions.
  • Additionally, the company has a solid financial performance track record, characterized by steady revenue growth and healthy profitability. This not only boosts investor confidence but also demonstrates FirstRand Ltd's ability to effectively navigate market challenges and deliver value to its stakeholders.

Weaknesses

  • Despite its strengths, FirstRand Ltd also faces certain weaknesses that could potentially hinder its performance. One of the notable weaknesses is its heavy reliance on the South African market. This concentration exposes the company to risks associated with the local economy, such as regulatory changes, political instability, and currency fluctuations.
  • Another weakness is the susceptibility to economic downturns. Given the company's significant exposure to the financial sector, a recession or financial crisis could adversely impact its operations and profitability. FirstRand Ltd must continually monitor and manage these risks to ensure its long-term sustainability.

Opportunities

  • FirstRand Ltd has identified several growth opportunities that it intends to capitalize on. Firstly, expanding its presence in other African countries with promising economic prospects can provide the company with access to new markets and customer segments. This can drive revenue growth and reduce its dependence on the South African market.
  • Furthermore, technological advancements offer opportunities for FirstRand Ltd to enhance its digital banking capabilities and provide innovative financial solutions. Embracing digital transformation can enable the company to streamline operations, improve customer experience, and attract a larger customer base.

Threats

  • FirstRand Ltd faces various threats that could impact its performance and market position. One significant threat is increasing competition from both traditional financial institutions and emerging fintech players. The rapidly evolving financial landscape requires the company to continuously innovate and adapt to stay ahead of competitors.
  • Additionally, regulatory changes and compliance requirements pose a threat to FirstRand Ltd's operations. Stringent regulations can increase compliance costs and restrict certain revenue-generating activities, potentially affecting profitability. The company must proactively monitor and comply with regulatory updates to minimize any negative impact.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.