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Finance of America Companies FOA · USD

Financials · US listing · 🇺🇸 United States

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12.65

-0.71%

Close of 9 Nov 2026, in USD

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About Finance of America Companies

From its filings with the US Securities and Exchange Commission

SEC filings

Finance of America Companies is based in Plano, Texas and is incorporated in Delaware. Its shares trade on NYSE under the ticker FOA. The SEC classifies its business as mortgage bankers & loan correspondents. In the fiscal year to 31 December 2025, it reported revenue of $497.4m and net income of $45.2m. At that date it held total assets of $30.73bn and shareholders' equity of $395.6m.

In its own words

Finance of America Companies Inc. (“FOA”) is a financial services holding company which, through its operating subsidiaries, is a leading provider of home equity-based financing solutions for a modern retirement. In addition, FOA offers capital markets and portfolio management capabilities primarily to optimize the distribution of its originated loans to investors.

FOA was incorporated in Delaware on October 9, 2020 and became a publicly-traded company on the New York Stock Exchange (the “NYSE”) in April 2021, with trading beginning on April 5, 2021. On August 15, 2025, FOA’s Class A Common Stock also began trading on NYSE Texas, Inc. (“NYSE Texas”). FOA continues to maintain its primary listing on the NYSE and trades under the same “FOA” ticker symbol on both exchanges.

We are a leading provider of home equity-based financing solutions for a modern retirement, offering innovative financing tools to help homeowners aged 55 and over make the most of their housing wealth and achieve a more secure retirement. We are principally focused on offering reverse mortgage loan products and certain traditional home equity loan products throughout the U.S. We believe the U.S. home equity-based lending market opportunity is strong and that home equity-based financing solutions are a key component in addressing an existing underserved market of seniors in the U.S. Based on U.S. census data, from 2024 through 2026, 11,400 people per day in the U.S. have turned or will turn 65 years old.

Quoted from its 10-K, filed 13 Mar 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Financial Services
Listed since
18 Apr 2019
Employees
782
Head office
5830 GRANITE PARKWAY, PLANO, TX, 75024
Incorporated in
DE
Classification
Mortgage Bankers & Loan Correspondents
Filer status
Accelerated filer<br>Smaller reporting company

Leadership

Pay as last reported

  • Mr. Brian LibmanNon-Executive Chairman of the Board$165,200
  • Ms. Kristen SieffertPresident$3.3m
  • Mr. Graham FlemingChief Executive Officer$4.4m
  • Mr. Matthew EngelChief Financial Officer
  • Mr. Jeremy PrahmChief Investment Officer$4.4m
  • Ms. Lauren RichmondGeneral Counsel, Company Secretary, Chief Legal Officer
  • Ms. Norma CorioIndependent Director$165,200
  • Mr. Andrew EssexIndependent Director
  • Mr. Cory GardnerIndependent Director
  • Mr. Tyson PratcherIndependent Director$165,200
  • Lance WestIndependent Director$165,200

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
33
Environment
1
Social
45
Governance
54
Carbon reduction policy
No
Human rights policy
No

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Provides mortgage loans, reverse mortgage loans, and business purpose loans to residential real estate investors.
  • Headquartered in Plano, Texas with a focus on financial services.
  • Segments include Retirement Solutions, Portfolio Management, and Corporate and Other.

Weaknesses

  • Employees reported as 782 in official data but 2,312 in untrusted source description.
  • Untrusted source description contradicts official employee count.
  • Untrusted source description may contain inaccurate information.

Opportunities

  • Expansion of Retirement Solutions segment through reverse mortgage and home improvement loans.
  • Growth potential in Portfolio Management segment for loan securitization and asset management.
  • Utilizing subsidiaries FAR and FAM for loan origination activities.

Threats

  • Untrusted source description may lead to misinformation about company details.
  • Contradictions in employee count could affect stakeholder trust.
  • Reliance on untrusted source for factual information is a risk.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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