45.49
-0.13%
Close of 9 Nov 2026, in USD
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About F & M Bank
From its filings with the US Securities and Exchange Commission
F & M Bank is based in Timberville, Virginia and is incorporated in Virginia. Its shares trade on OTC under the ticker FMBM. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2025, it reported net income of $11.2m. At that date it held total assets of $1.37bn and shareholders' equity of $104.8m.
F & M Bank Corp. (the “Company”), incorporated in Virginia in 1983, is a one-bank holding company under the Bank Holding Company Act of 1956 that has elected to become a financial holding company. The Company owns 100% of the outstanding stock of its banking subsidiary, Farmers & Merchants Bank (“Bank”) and VSTitle, LLC (“VST”). VBS Mortgage, LLC (“F&M Mortgage”), is a wholly owned subsidiary of the Bank. Effective on May 15, 2025, the operations, assets, and liabilities of VBS Mortgage, LLC (dba “F&M Mortgage”) were transferred to the Bank. Farmers & Merchants Financial Services, Inc. (“FMFS”) was formerly a wholly owned subsidiary of the Bank. FMFS was dissolved effective April 25, 2024, and its legal existence was subsequently terminated on June 7, 2024. The operations, assets, and liabilities of FMFS were transferred to the Bank. The Company’s and the Bank’s headquarters are located in Timberville, Virginia, and its primary operations centers are located in the Shenandoah Valley of Virginia.
On April 15, 1908, the Bank was chartered as a state-chartered bank under the laws of the Commonwealth of Virginia. As a commercial bank, the Bank offers a wide range of banking services including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, as well as a courier service for its commercial banking customers.
Quoted from its 10-K, filed 27 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 28 Feb 1997
- Employees
- 173
- Website
- fmbankva.com ↗
- Head office
- P.O. BOX 1111, TIMBERVILLE, VA, 22853
- Incorporated in
- VA
- Classification
- State Commercial Banks
- Filer status
- Non-accelerated filer<br>Smaller reporting company
Leadership
Pay as last reported
- Mr. Michael PughIndependent Chairman of the Board of the Bank & Company, since 1994$54,500
- Mr. Barton BlackPresident$505,263
- Mr. Aubrey WilkersonChief Executive Officer, Director, since 2021$625,186
- Mr. Dean WithersVice Chairman of the Board, since 1993$45,000
- Ms. Lisa CampbellChief Financial Officer, Executive Vice President$413,747
- Ms. Melody EmswilerChief Human Resources Officer, Executive Vice President
- Mr. Charles DriestExecutive Vice President, Chief Experience Officer
- Mr. Paul EberlyExecutive Vice President, Chief Development Officer$294,000
- Mr. Jason WithersExecutive Vice President, Chief Credit Officer
- Mr. Ahmed AlomariDirector
- Mr. Edward BurkholderIndependent Director$47,200
- Mr. Neil HouffIndependent Director$10,000
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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