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+3.27%
Close of 9 Nov 2026, in USD
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About Fold Holdings
From its filings with the US Securities and Exchange Commission
Fold Holdings is based in Phoenix, Arizona and is incorporated in Delaware. Its shares trade on Nasdaq under the ticker FLD. The SEC classifies its business as finance services. In the fiscal year to 31 December 2025, it reported revenue of $31.8m and a net loss of $69.6m. At that date it held total assets of $153.5m and shareholders' equity of $63.0m.
Founded in 2019, Fold is a bitcoin-focused financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Fold was formed to build a modern financial services platform that allows consumers to accumulate, save, and use bitcoin in connection with their everyday financial lives and long-term planning.
Fold has built a banking and payments platform that operates across both U.S. dollars ("USD") and bitcoin, and is designed to connect these systems in a seamless manner. By integrating traditional banking services with bitcoin-based rewards and savings functionality, Fold seeks to help customers compound positive financial outcomes over time while maintaining familiar financial workflows.
Fold’s consumer offerings include an FDIC-insured checking account, a Visa prepaid debit card, bill payment services, a bitcoin rewards credit card, a bitcoin gift card, and an extensive catalog of merchant reward offers. Fold also partners with BitGo (as defined below), a national trust bank that is subject to supervision, examination and enforcement by the OCC (as defined below), to offer bitcoin exchange and custody services in all 50 states, supported by institutional-grade custody infrastructure. By integrating bitcoin into traditional financial products and regulated financial rails, Fold aims to serve as a trusted entry point for consumers seeking to incorporate bitcoin into everyday financial activity in a responsible and accessible manner.
Quoted from its 10-K, filed 17 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- N/A
- Industry
- N/A
- Listed since
- 16 Dec 2021
- Head office
- 2942 NORTH 24TH STREET SUITE 115, #42035, PHOENIX, AZ, 85016
- Incorporated in
- DE
- Classification
- Finance Services
- Filer status
- <br>Emerging growth company
Leadership
Pay as last reported
- Dr. Jonathan KirkwoodIndependent Chairman of the Board
- Mr. Will ReevesChief Executive Officer, Director, since 2025$6.2m
- Mr. Wolfe RepassChief Financial Officer$998,805
- Mr. Thomas DickmanChief Technology Officer
- Ms. Lesley GoldwasserIndependent Director
- Ms. Kirstin HillIndependent Director
- Mr. Erez SimhaIndependent Director
- Mr. Bracebridge YoungIndependent Director
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- FTAC Emerald Acquisition Corp. focuses on carbon reduction and regenerative agriculture sectors.
- The company has a clear strategic direction targeting nature-based substitutes and ecosystem services.
- FTAC Emerald Acquisition Corp. is listed on the stock market since December 2021.
Weaknesses
- The company has not selected any specific business combination target yet.
- FTAC Emerald Acquisition Corp. has not commenced any operations or generated revenues.
- No substantive discussions have been initiated with any business combination target.
Opportunities
- The carbon reduction sector offers significant growth potential in the US market.
- Regenerative agriculture is gaining traction as a sustainable business model.
- Ecosystem services present emerging opportunities in environmental markets.
Threats
- The lack of a selected target may delay business combination activities.
- FTAC Emerald Acquisition Corp. faces competition from other blank check companies.
- Market volatility could impact the timing of a successful business combination.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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