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Close of 9 Nov 2026, in USD
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About First Keystone
From its filings with the US Securities and Exchange Commission
First Keystone is based in Berwick, Pennsylvania and is incorporated in Pennsylvania. Its shares trade on OTC under the ticker FKYS. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2025, it reported net income of $6.2m. At that date it held total assets of $1.53bn and shareholders' equity of $113.1m.
First Keystone Corporation (the “Corporation”) is a Pennsylvania business corporation, and a bank holding company, registered with and supervised by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”). The Corporation was incorporated on July 6, 1983, and commenced operations on July 2, 1984, upon consummation of the acquisition of all of the outstanding stock of First National Bank of Berwick (the predecessor to First Keystone Community Bank). The Corporation has one wholly-owned subsidiary, First Keystone Community Bank (the “Bank”), which has a commercial banking operation and trust department as its major lines of business. Since commencing operations, the Corporation’s business has consisted primarily of managing and supervising the Bank, and its principal source of income has been dividends paid by the Bank. Greater than 100% of the Corporation’s revenue and profit came from the commercial bank subsidiary for the years ended December 31, 2025 and 2024, and community banking was the only reportable segment. At December 31, 2025, the Corporation had total consolidated assets, deposits and stockholders’ equity of approximately $1.5 billion, $1.1 billion and $115 million, respectively. The Corporation is supported by the Board of Governors of the Federal Reserve System.
Quoted from its 10-K, filed 30 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 27 Oct 1993
- Employees
- 197
- Website
- fkyscorp.com ↗
- Head office
- 111 W FRONT ST, BERWICK, PA, 18603
- Incorporated in
- PA
- Classification
- State Commercial Banks
- Filer status
- Non-accelerated filer<br>Smaller reporting company
Leadership
Pay as last reported
- Mr. Robert BullChairman of the Board, since 2006$54,200
- Mr. Jack JonesPresident, Chief Executive Officer, Director, since 2025
- Mr. John ArndtVice Chairman of the Board, since 1995$50,700
- Ms. Stacy GordnerChief Financial Officer, Senior Vice President
- Ms. Michelle KarasChief Operating Officer, Senior Vice President
- Mr. Jonathan LittlewoodChief Lending Officer$179,366
- Mr. Mark McdonaldChief Credit Officer$191,130
- Mr. Christopher ZlobikChief Banking Officer$178,952
- Ms. Whitney HollowayDirector$47,000
- Ms. Elaine WoodlandDirector, since 2014$412,265
- Mr. D. Matthew BowerIndependent Director$47,200
- Mr. Michael JezewskiIndependent Director$46,000
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- First Keystone Corp possesses several strengths that contribute to its success in the market. These strengths include:
Weaknesses
- Despite its strengths, First Keystone Corp also has some notable weaknesses that may hinder its performance. These weaknesses include:
Opportunities
- First Keystone Corp can capitalize on various opportunities in the market to further its growth and profitability. These opportunities include:
Threats
- First Keystone Corp faces several threats in the market that may pose challenges to its operations. These threats include:
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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