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Five-Star Business Finance FIVESTAR.NS · INR

Financials · NSE · 🇮🇳 India

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426.90

+0.38%

Close of 9 Nov 2026, in INR

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About Five-Star Business Finance

Its shares trade on NSE under the ticker FIVESTAR.NS. It has been listed since 21 November 2022. In the fiscal year to 31 March 2026, it reported net income of ₹10.99bn. At that date it held total assets of ₹157.90bn and shareholders' equity of ₹73.80bn.

Five-Star Business Finance Ltd. engages in the provision of financial services. The company is headquartered in Chennai, Tamil Nadu. The company went IPO on 2022-11-21. The firm is primarily engaged in providing loans for business purposes, house renovation/extension purposes and other mortgage purposes. The company provides small business loans and small mortgage loans to eligible borrowers to meet their business and personal needs, after due underwriting of their cashflows and backed by the collateral of their house property. The company provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation, such as home renovation or improvement, or for meeting expenses for economic events, such as marriage, and education. The loan ticket ranges between one lakh rupees (Rs) to 10 lakhs Rs for a tenure of up to seven years and the repayments are to be made on a monthly equated basis. Its loans are sourced in-house, either through its branch-led local marketing efforts, repeat customers or through walk-ins.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Consumer Finance
Listed since
21 Nov 2022
Employees
7,347

Leadership

Pay as last reported

  • Mr. Lakshmipathy DeenadayalanChairman of the Board, Managing Director, since 2022₹103.7m
  • Mr. Srikanth GopalakrishnanChief Financial Officer, Joint Managing Director, Executive Director, since 2021₹21.8m
  • Mr. Vishnuram JagannathanChief Operating Officer
  • Mr. Vanamali SridharanChief Technology Officer
  • Mr. Vignesh Kumar S MCompliance Officer, Company Secretary
  • Mr. Ramesh KannahChief Legal Officer
  • Mr. Parthasarathy SrinivasanChief Credit Officer
  • Mr. Sathya ThirumalaidossChief Business Officer
  • Mr. Thirulokchand VasanNon-Executive Director₹1.6m
  • Ms. Bhama KrishnamurthyIndependent Director₹2.1m
  • Mr. Anand RaghavanIndependent Director₹2.1m
  • Mr. Ramkumar RamamoorthyIndependent Director₹2.0m

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Five-Star Business Finance Ltd employs 7,347 full-time employees in Chennai, Tamil Nadu.
  • The company provides small business loans and mortgage loans with ticket sizes from one lakh to ten lakhs rupees.
  • Five-Star Business Finance Ltd offers secured loans backed by house property collateral for micro-entrepreneurs and self-employed individuals.

Weaknesses

  • The company's loan ticket size ranges from one lakh to ten lakhs rupees, limiting larger financial needs.
  • Five-Star Business Finance Ltd relies on in-house loan sourcing through branch-led marketing and walk-ins.
  • The company's IPO listing date is 21 November 2022, which may affect market perception.

Opportunities

  • Five-Star Business Finance Ltd can expand its loan offerings to include larger ticket sizes for business growth.
  • The firm can leverage its Chennai headquarters to target more micro-entrepreneurs in Tamil Nadu.
  • Five-Star Business Finance Ltd can increase its loan portfolio by attracting repeat customers through better service.

Threats

  • Five-Star Business Finance Ltd faces competition from other financial services providers in Chennai, Tamil Nadu.
  • The company's reliance on house property collateral may lead to higher default risks during economic downturns.
  • Five-Star Business Finance Ltd must comply with financial regulations in India, which could increase operational costs.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
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