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First International Bank of Israel FIBI.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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22,960.00

+4.03%

Close of 6 Nov 2026, in ILA

At a glance

Figures in ILS, from our data supplier.

FY2025

Revenue, before interest expense

ILS 13.87bn

FY2016FY2025

Net income

ILS 2.26bn

FY2016FY2025

Total assets

ILS 277.83bn

FY2016FY2025

Shareholders' equity

ILS 14.61bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseILS 13.87bnILS 12.92bnILS 11.35bnILS 6.62bnILS 4.75bnILS 4.25bnILS 4.49bnILS 4.46bnILS 4.00bnILS 3.88bn
Operating incomeILS 3.75bnILS 3.79bnILS 3.24bnILS 2.54bnILS 2.11bnILS 1.13bnILS 1.33bnILS 1.14bnILS 1.02bnILS 886.0m
Net incomeILS 2.26bnILS 2.37bnILS 2.17bnILS 1.67bnILS 1.41bnILS 750.0mILS 865.0mILS 733.0mILS 678.0mILS 521.0m
Diluted earnings per share22.5023.6321.6716.6014.007.488.627.316.765.19

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsILS 277.83bnILS 248.56bnILS 221.59bnILS 195.96bnILS 180.47bnILS 167.78bnILS 141.11bnILS 134.12bnILS 135.72bnILS 127.91bn
Cash and short-term investmentsILS 83.78bnILS 77.17bnILS 68.87bnILS 57.13bnILS 57.37bnILS 57.80bnILS 37.53bnILS 31.30bnILS 39.19bnILS 29.15bn
Total liabilitiesILS 262.63bnILS 234.48bnILS 208.95bnILS 184.92bnILS 170.03bnILS 158.24bnILS 132.19bnILS 125.71bnILS 127.33bnILS 119.97bn
DebtILS 12.80bnILS 4.82bnILS 5.13bnILS 5.13bnILS 3.71bnILS 4.78bnILS 3.67bnILS 4.99bnILS 5.25bnILS 5.80bn
Shareholders' equityILS 14.61bnILS 13.43bnILS 12.07bnILS 10.56bnILS 10.00bnILS 9.14bnILS 8.57bnILS 8.09bnILS 8.09bnILS 7.65bn
Shares outstanding100m100m100m100m100m100m100m100m100m100m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseILS 3.50bnILS 3.27bnILS 3.37bnILS 3.62bnILS 3.57bnILS 3.32bnILS 3.14bnILS 3.48bn
Operating incomeILS 1.01bnILS 852.0mILS 761.0mILS 1.01bnILS 1.06bnILS 887.0mILS 937.0mILS 1.02bn
Net incomeILS 583.0mILS 480.0mILS 512.0mILS 581.0mILS 637.0mILS 530.0mILS 573.0mILS 620.0m
Diluted earnings per share5.814.795.105.786.345.285.716.18
Total assetsILS 293.95bnILS 272.60bnILS 277.83bnILS 269.50bnILS 262.51bnILS 253.75bnILS 248.56bnILS 242.51bn
Cash and short-term investmentsILS 83.53bnILS 70.44bnILS 83.78bnILS 81.92bnILS 79.14bnILS 77.34bnILS 77.17bnILS 81.44bn
DebtILS 4.70bnILS 4.42bnILS 4.11bnILS 3.62bnILS 4.18bn———
Shareholders' equityILS 14.90bnILS 14.46bnILS 14.61bnILS 14.54bnILS 14.26bnILS 13.77bnILS 13.43bnILS 13.07bn

Financial ratios

Data as of 22 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Operating margin27.0%29.3%28.6%38.3%44.5%26.5%—————
Net margin16.3%18.4%19.1%25.2%29.6%17.7%—————
Return on equity15.5%17.7%18.0%15.8%14.0%8.2%—————
Return on assets0.8%1.0%1.0%0.9%0.8%0.4%—————
Revenue growth7.4%13.8%71.5%39.3%11.8%-5.4%—————
Earnings growth-4.7%9.2%30.3%18.6%87.3%-13.3%—————
Current ratio20.40x0.35x0.35x0.33x0.36x14.41x—————
Debt to equity0.28x—————0.43x0.62x1.51x1.72x1.85x
Equity ratio5.3%5.4%5.4%5.4%5.5%5.4%—————
Interest coverage0.54x0.60x0.66x1.87x5.94x4.68x—————
Buybacks as a share of market value-0.1%-0.1%0.2%-0.1%0.0%0.0%—————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue9.6%11.6%7.1%
Operating income13.9%27.2%17.2%
Net income10.7%24.7%17.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin28.1%29.7%30.8%29.2%
Net margin17.3%18.9%19.8%18.7%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.17.66.98.49.311.411.610.810.710.9
Price to sales3.62.72.32.73.02.12.52.02.01.6

Dividends and splits

Per share, in the currency the company pays

Paid for 13 years. Last went ex-dividend on 19 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year13.06111.91113.1977.9549.4195.4321.2464.087

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.