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First Financial Bankshares FFIN · USD

Financials · US listing · 🇺🇸 United States

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30.76

+1.15%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$825.8m

FY2016FY2025

Net income

$253.6m

FY2016FY2025

Total assets

$15.45bn

FY2016FY2025

Shareholders' equity

$1.92bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$825.8m$739.2m$634.5m$551.3m$505.6m$491.9m$417.1m$383.4m$328.7m$309.2m
Operating income$309.6m$271.8m$243.3m$280.9m$272.0m$242.4m$198.0m$178.2m$147.2m$135.9m
Net income$253.6m$223.5m$199.0m$234.5m$227.6m$202.0m$164.8m$150.6m$120.4m$104.8m
Diluted earnings per share1.771.561.391.641.591.421.211.110.910.79

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$15.45bn$13.98bn$13.11bn$12.97bn$13.10bn$10.90bn$8.26bn$7.73bn$7.25bn$6.81bn
Cash and short-term investments$1.08bn$1.05bn$5.27bn$5.81bn$7.10bn$5.12bn$3.69bn$3.41bn$3.46bn$3.12bn
Total liabilities$13.53bn$12.37bn$11.61bn$11.71bn$11.34bn$9.23bn$7.04bn$6.68bn$6.33bn$5.97bn
Debt$84.6m$197.0m$404.1m$643.0m$671.0m$430.0m$381.0m$414.0m$331.0m$371.0m
Shareholders' equity$1.92bn$1.61bn$1.50bn$1.27bn$1.76bn$1.68bn$1.23bn$1.05bn$922.8m$837.9m
Shares outstanding143m143m143m143m143m143m137m136m133m133m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$221.8m$215.0m$216.2m$210.2m$205.7m$193.7m$193.3m$188.8m
Operating income$87.5m$87.8m$89.6m$63.2m$81.7m$75.2m$76.0m$67.1m
Net income$71.9m$71.5m$73.3m$52.3m$66.7m$61.3m$62.3m$55.3m
Diluted earnings per share0.500.500.510.360.460.430.440.39
Total assets$15.31bn$15.39bn$15.45bn$14.84bn$14.38bn$14.31bn$13.98bn$13.58bn
Cash and short-term investments$284.8m$920.9m$1.08bn$3.56bn$3.40bn$3.40bn$1.05bn$5.20bn
Debt$53.7m$90.3m$42.7m$72.6m$70.2m$83.6m$197.0m$83.5m
Shareholders' equity$2.00bn$1.94bn$1.92bn$1.83bn$1.74bn$1.68bn$1.61bn$1.66bn

Financial ratios

Data as of 17 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin37.5%36.8%38.3%51.0%53.8%49.3%
Net margin30.7%30.2%31.4%42.5%45.0%41.1%
Return on equity13.2%13.9%13.3%18.5%12.9%12.0%
Return on assets1.6%1.6%1.5%1.8%1.7%1.9%
Revenue growth11.7%16.5%15.1%9.0%2.8%18.0%
Earnings growth13.5%12.3%-15.1%3.0%12.6%22.6%
Current ratio0.68x0.09x0.46x0.50x0.63x0.56x
Debt to equity0.02x0.12x0.27x1.00x0.75x0.51x
Equity ratio12.4%11.5%11.4%9.8%13.4%15.4%
Interest coverage1.54x1.34x1.69x8.93x45.01x17.02x
Buybacks as a share of market value-0.2%-0.2%0.1%0.1%-0.4%-4.5%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue6.3%5.5%8.2%
Operating income3.3%5.0%8.9%
Net income2.6%4.7%9.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin37.2%40.2%43.2%44.0%
Net margin30.5%33.1%35.8%36.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings16.923.121.821.032.025.529.126.124.928.9
Price to sales6.99.68.89.514.610.812.410.89.410.0

Market value over time

30 Nov 2016 to 16 Oct 2026, in USD

$2.85bn$4.38bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-15%20%-7%-33%39%-1%29%20%0%57%

Dividends and splits

Per share, in the currency the company pays

Paid for 33 years. Last went ex-dividend on 14 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year0.630.750.720.710.660.580.510.465
  • 2-for-1 split · 4 Jun 2019
  • 2-for-1 split · 3 Jun 2014
  • 3-for-2 split · 2 Jun 2011
  • 4-for-3 split · 2 Jun 2005
  • 5-for-4 split · 3 Jun 2003
  • 5-for-4 split · 4 Jun 2001

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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