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First Financial Bancorp FFBC · USD

Financials · US listing · 🇺🇸 United States

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33.01

+1.35%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$1.26bn

FY2016FY2025

Net income

$255.6m

FY2016FY2025

Total assets

$21.13bn

FY2016FY2025

Shareholders' equity

$2.77bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$1.26bn$1.23bn$1.12bn$774.6m$654.7m$714.1m$739.0m$643.8m$409.2m$375.6m
Operating income$321.3m$268.3m$318.6m$241.7m$240.9m$184.4m$242.9m$214.2m$116.2m$130.7m
Net income$255.6m$228.8m$255.9m$217.6m$205.2m$155.8m$198.1m$172.6m$96.8m$88.5m
Diluted earnings per share2.672.402.692.292.191.592.001.751.561.44

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$21.13bn$18.57bn$17.53bn$17.00bn$16.33bn$15.97bn$14.51bn$13.99bn$8.90bn$8.44bn
Cash and short-term investments$4.15bn$3.36bn$4.03bn$4.01bn$4.64bn$3.68bn$3.11bn$3.05bn$1.53bn$1.24bn
Total liabilities$18.36bn$16.13bn$15.26bn$14.96bn$14.07bn$13.69bn$12.26bn$11.91bn$7.97bn$7.57bn
Debt$514.4m$478.0m$481.9m$504.0m$481.0m$488.0m$337.0m$754.0m$192.0m$240.0m
Shareholders' equity$2.77bn$2.44bn$2.27bn$2.04bn$2.26bn$2.28bn$2.25bn$2.08bn$930.7m$865.2m
Shares outstanding96m95m95m95m94m98m99m98m62m61m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$314.2m$364.3m$330.1m$323.8m$314.0m$291.5m$321.4m$302.8m
Operating income$94.4m$93.6m$79.1m$90.7m$87.9m$63.6m$66.9m$64.9m
Net income$76.5m$74.4m$62.4m$71.9m$70.0m$51.3m$64.9m$52.5m
Diluted earnings per share0.730.710.650.750.730.540.680.55
Total assets$22.44bn$22.76bn$21.13bn$18.55bn$18.63bn$18.46bn$18.57bn$18.15bn
Cash and short-term investments$5.87bn$170.6m$4.15bn$4.16bn$3.48bn$3.39bn$3.36bn$4.01bn
Debt$570.0m$929.1m$1.19bn$815.8m$1.03bn$1.14bn$1.10bn$1.15bn
Shareholders' equity$2.99bn$2.94bn$2.77bn$2.63bn$2.56bn$2.50bn$2.44bn$2.45bn

Financial ratios

Data as of 25 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin25.5%21.9%28.6%31.2%36.8%25.8%
Net margin20.3%18.7%22.9%28.1%31.3%21.8%
Return on equity9.2%9.4%11.3%10.7%9.1%6.8%
Return on assets1.2%1.2%1.5%1.3%1.3%1.0%
Revenue growth2.7%9.9%44.0%18.3%-8.3%-3.4%
Earnings growth11.7%-10.6%17.6%6.1%31.7%-21.3%
Current ratio0.28x0.26x0.31x0.29x0.35x0.29x
Debt to equity0.43x0.45x0.56x0.80x0.32x0.41x
Equity ratio13.1%13.1%12.9%12.0%13.8%14.3%
Interest coverage0.89x0.69x1.16x3.67x7.75x2.69x
Buybacks as a share of market value-0.3%-0.4%-0.3%-1.1%4.3%1.2%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue17.6%12.0%13.8%
Operating income9.9%11.7%11.2%
Net income5.5%10.4%13.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin23.7%26.3%27.4%28.9%
Net margin19.5%21.9%23.0%23.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings9.411.28.810.611.111.012.713.516.919.7
Price to sales1.92.12.03.03.52.43.43.64.04.6

Market value over time

30 Nov 2016 to 23 Oct 2026, in USD

$1.66bn$3.41bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-2%12%0%3%37%-35%14%-17%-4%63%

Dividends and splits

Per share, in the currency the company pays

Paid for 37 years. Last went ex-dividend on 1 Dec 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.020.980.940.920.920.920.920.90
  • 1.05-for-1 split · 7 Mar 2001
  • 11-for-10 split · 1 Dec 1999
  • 11-for-10 split · 2 Dec 1998
  • 2-for-1 split · 2 Jun 1998
  • 11-for-10 split · 3 Sept 1997
  • 11-for-10 split · 2 Oct 1996

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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