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Fifth District Bancorp FDSB · USD

Financials · US listing · 🇺🇸 United States

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17.57

-0.68%

Close of 9 Nov 2026, in USD

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About Fifth District Bancorp

From its filings with the US Securities and Exchange Commission

SEC filings

Fifth District Bancorp is based in New Orleans, Louisiana and is incorporated in Maryland. Its shares trade on Nasdaq under the ticker FDSB. The SEC classifies its business as savings institution, federally chartered. In the fiscal year to 31 December 2025, it reported revenue of $605,000 and net income of $4.1m. At that date it held total assets of $534.4m and shareholders' equity of $129.8m.

Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Banks
Listed since
1 Aug 2024
Employees
64
Head office
4000 GENERAL DEGAULLE DRIVE, NEW ORLEANS, LA, 70114
Incorporated in
MD
Classification
Savings Institution, Federally Chartered
Filer status
Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company

Leadership

Pay as last reported

  • Mr. David NolanIndependent Chairman of the Board$68,460
  • Ms. Amie LyonsInterim President, Interim Chief Executive Officer, Senior Vice President - Administration and Operations, Director, since 2019$345,404
  • Ms. Melissa BurnsChief Financial Officer, Vice President, since 2025$301,969
  • Ms. Dodie GervaisVice President - Lending
  • Ms. Brandi RoeCorporate Secretary
  • Mr. H. Greg AbryIndependent Director$37,260
  • Mr. Nolan LambertIndependent Director$37,260
  • Mr. Chris RittinerIndependent Director$37,260
  • Ms. Linda SinsIndependent Director$37,260

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Fifth District Bancorp offers diverse deposit accounts like checking and money market options.
  • The company employs 64 full-time staff to serve the general public effectively.
  • Loans are primarily secured by first mortgages on owner-occupied family residences.

Weaknesses

  • The small workforce of 64 employees may limit operational scalability significantly.
  • Reliance on owner-occupied residential mortgages creates concentration risk in the loan portfolio.
  • New IPO status on 1 August 2024 implies limited long-term track record.

Opportunities

  • Expanding business savings accounts like Business Elite can attract corporate clients.
  • Offering Health Savings Accounts meets growing demand for specialized financial products.
  • Providing construction and vacant lot loans diversifies the current mortgage-focused portfolio.

Threats

  • Economic downturns could increase defaults on secured first mortgage loans significantly.
  • Competitors offering broader digital services might attract customers away from telephone banking.
  • Regulatory changes in the US banking sector could impact deposit operations.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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