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First Commonwealth Financial FCF · USD

Financials · US listing · 🇺🇸 United States

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21.12

+1.00%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$729.4m

FY2016FY2025

Net income

$152.3m

FY2016FY2025

Total assets

$12.37bn

FY2016FY2025

Shareholders' equity

$1.55bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$729.4m$699.7m$626.6m$428.7m$400.6m$395.7m$410.7m$380.9m$330.9m$282.2m
Operating income$198.4m$178.2m$197.6m$160.2m$172.8m$90.2m$130.8m$132.8m$103.7m$85.2m
Net income$152.3m$142.6m$157.1m$128.2m$138.3m$73.4m$105.3m$107.5m$55.2m$59.6m
Diluted earnings per share1.471.401.541.371.460.761.071.080.570.67

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$12.37bn$11.58bn$11.46bn$9.81bn$9.55bn$9.07bn$8.31bn$7.83bn$7.31bn$6.68bn
Cash and short-term investments$103.3m$1.28bn$1.17bn$916.9m$1.44bn$1.19bn$1.02bn$1.01bn$838.6m$894.3m
Total liabilities$10.81bn$10.18bn$10.15bn$8.75bn$8.44bn$8.00bn$7.25bn$6.85bn$6.42bn$5.93bn
Debt$409.7m$157.8m$217.5m$264.1m$315.0m$294.4m$242.9m$334.3m$219.7m$192.1m
Shareholders' equity$1.55bn$1.41bn$1.31bn$1.05bn$1.11bn$1.07bn$1.06bn$975.4m$888.1m$749.9m
Shares outstanding104m102m102m93m95m96m99m100m98m89m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$67.0m$179.3m$188.6m$187.6m$183.6m$169.6m$175.3m$179.0m
Operating income−$45.6m$47.2m$63.4m$51.8m$42.1m$41.0m$44.6m$40.5m
Net income$44.6m$37.5m$44.9m$41.3m$33.4m$32.7m$35.8m$32.1m
Diluted earnings per share0.440.370.430.400.320.320.350.31
Total assets$12.21bn$12.26bn$12.37bn$12.31bn$12.24bn$11.79bn$11.58bn$11.98bn
Cash and short-term investments$1.78bn$118.1m$103.3m$1.16bn$1.21bn$1.23bn$1.28bn$1.72bn
Debt$137.9m$155.4m$542.9m$278.0m$488.2m$205.9m$208.4m$667.1m
Shareholders' equity$1.57bn$1.55bn$1.55bn$1.54bn$1.52bn$1.45bn$1.41bn$1.41bn

Financial ratios

Data as of 30 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin27.2%25.5%31.5%37.4%43.1%22.8%
Net margin20.9%20.4%25.1%29.9%34.5%18.6%
Return on equity9.8%10.1%12.0%12.2%12.5%6.9%
Return on assets1.2%1.2%1.4%1.3%1.4%0.8%
Revenue growth4.3%11.7%46.2%7.0%1.2%-3.7%
Earnings growth6.8%-9.2%22.5%-7.3%88.2%-30.3%
Current ratio0.37x0.13x0.12x0.11x0.18x0.16x
Debt to equity0.35x0.24x0.59x0.53x0.29x0.33x
Equity ratio12.6%12.1%11.5%10.7%11.6%11.8%
Interest coverage0.96x0.80x1.37x9.03x11.30x2.74x
Buybacks as a share of market value-1.6%0.3%-9.4%1.6%1.4%2.2%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue8.4%7.6%7.7%
Operating income7.4%17.1%10.8%
Net income5.9%15.7%11.8%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin26.3%29.6%30.4%30.7%
Net margin20.6%23.4%24.1%23.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.512.110.110.211.114.313.611.225.321.2
Price to sales3.33.63.03.24.02.94.03.54.54.8

Market value over time

30 Nov 2016 to 29 Oct 2026, in USD

$1.12bn$2.10bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return3%10%13%-10%44%-30%27%-21%3%62%

Dividends and splits

Per share, in the currency the company pays

Paid for 34 years. Last went ex-dividend on 7 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year0.4150.5350.5150.4950.4750.4550.440.40
  • 2-for-1 split · 19 Nov 1999
  • 2-for-1 split · 11 Feb 1994

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
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