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First Bancorp (North Carolina) FBNC · USD

Financials · US listing · 🇺🇸 United States

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65.31

+1.10%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$543.1m

FY2016FY2025

Net income

$111.0m

FY2016FY2025

Total assets

$12.67bn

FY2016FY2025

Shareholders' equity

$1.65bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$543.1m$530.8m$541.1m$407.7m$324.9m$318.5m$308.7m$289.6m$226.1m$166.8m
Operating income$144.2m$98.1m$132.0m$185.2m$120.3m$103.1m$116.3m$113.5m$67.7m$42.1m
Net income$111.0m$76.2m$104.1m$146.9m$95.6m$81.5m$92.0m$89.3m$46.0m$27.5m
Diluted earnings per share2.691.842.534.132.682.853.113.001.551.32

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$12.67bn$12.15bn$12.11bn$10.63bn$10.51bn$7.29bn$6.14bn$5.86bn$5.55bn$3.61bn
Cash and short-term investments$2.20bn$2.40bn$2.43bn$2.58bn$3.09bn$1.82bn$1.05bn$964.2m$832.8m$505.3m
Total liabilities$11.01bn$10.70bn$10.74bn$9.59bn$9.28bn$6.40bn$5.29bn$5.10bn$4.85bn$3.25bn
Debt−$2.8m$91.1m$349.3m$66.0m$67.0m$62.0m$301.0m$407.0m$408.0m$271.0m
Shareholders' equity$1.65bn$1.45bn$1.37bn$1.03bn$1.23bn$893.4m$852.4m$764.2m$693.0m$368.1m
Shares outstanding41m41m41m36m36m29m30m30m30m21m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$133.1m$157.6m$121.3m$127.9m$149.5m$144.4m$107.3m$143.2m
Operating income−$59.0m$59.0m$21.7m$26.0m$49.8m$46.8m$6.9m$22.6m
Net income$50.5m$46.7m$15.7m$20.4m$38.6m$36.4m$3.6m$18.7m
Diluted earnings per share1.221.130.380.490.930.880.090.45
Total assets$13.04bn$12.95bn$12.67bn$12.75bn$12.61bn$12.44bn$12.15bn$12.15bn
Cash and short-term investments$2.07bn$2.11bn$2.20bn$3.24bn$2.71bn$2.68bn$2.40bn$2.65bn
Debt—−$1.4m−$2.8m$15.1m$15.8m$16.1m$30.1m$14.9m
Shareholders' equity$1.72bn$1.68bn$1.65bn$1.60bn$1.56bn$1.51bn$1.45bn$1.48bn

Financial ratios

Data as of 27 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin26.6%18.5%24.4%45.4%37.0%32.4%
Net margin20.4%14.4%19.2%36.0%29.4%25.6%
Return on equity6.7%5.3%7.6%14.2%7.8%9.1%
Return on assets0.9%0.6%0.9%1.4%0.9%1.1%
Revenue growth2.3%-1.9%32.7%25.5%2.0%3.2%
Earnings growth45.7%-26.8%-29.1%53.6%17.4%-11.5%
Current ratio0.24x0.23x0.25x0.28x0.34x0.29x
Debt to equity-0.00x0.02x0.81x0.33x0.06x0.07x
Equity ratio13.1%11.9%11.3%9.7%11.7%12.3%
Interest coverage0.91x0.52x0.93x11.50x12.63x5.27x
Buybacks as a share of market value0.2%-0.5%-15.7%0.0%-24.5%3.3%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue10.0%11.3%13.3%
Operating income-8.0%6.9%13.4%
Net income-8.9%6.4%15.2%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin22.6%27.7%29.4%30.5%
Net margin17.4%21.7%23.1%23.5%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings18.923.914.710.417.011.912.810.922.920.6
Price to sales3.93.42.83.75.03.03.83.44.73.4

Market value over time

30 Nov 2016 to 26 Oct 2026, in USD

$525.0m$2.72bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return21%18%-14%-1%31%-20%28%-11%27%58%

Dividends and splits

Per share, in the currency the company pays

Paid for 37 years. Last went ex-dividend on 30 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year0.720.910.881.020.880.800.720.54
  • 3-for-2 split · 16 Nov 2004
  • 3-for-2 split · 14 Sept 1999
  • 2-for-1 split · 16 Sept 1996
  • 11-for-10 split · 24 Dec 1990
  • 11-for-10 split · 22 Dec 1989

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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