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About Everyday People Financial
Its shares trade on TSX Venture under the ticker EPF.V. It has been listed since 15 October 2020. In the fiscal year to 30 September 2025, it reported revenue of C$76.2m and a net loss of C$1.4m. At that date it held total assets of C$60.5m and shareholders' equity of C$13.5m.
Everyday People Financial Corp. engages in the provision of financial services. The company is headquartered in Edmonton, Alberta. The company went IPO on 2020-10-15. Through its technology-driven ecosystem and specialty credit solutions, the Company manages credit and prepaid card programs, homeownership facilitation, and payment management services. The firm operates through four segments: Financial services, EP Homes facilitation services, Collection services, and Contract receivable services. The Financial services segment issues secured / prepaid credit cards. The EP Homes facilitation services segment acquires homes and offers eligible clients the ability to purchase a home through a structured lease and dedicated down payment accumulation program. The Collection services segment provides debt collection services for corporations that have past due and default accounts. The Contract receivable services segment acquires residential and commercial security contracts between the consumer and the alarm companies at a certain discount.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- N/A
- Industry
- N/A
- Listed since
- 15 Oct 2020
Leadership
Pay as last reported
- Mr. Gordon ReykdalExecutive Chairman of the Board, since 2022C$125,887
- Mr. Dil BoparaiChief Financial Officer
- Mr. Graham RankinCo-Chief Executive Officer - RCM, Director; President of BPO, since 2011C$601,594
- Mr. Barret ReykdalCo-Chief Executive Officer - Financial Services and EP Homes, Director, since 2022C$126,000
- Mr. Tyler HatchCo-CEO of EP Financial Services division
- Ms. Maureen GriffithsCorporate Secretary
- Ms. Amy ter HaarIndependent Lead DirectorC$29,000
- Mr. David GuebertDirector
- Mr. Nitin KaushalIndependent DirectorC$30,000
- Mr. Scott SinclairIndependent DirectorC$29,250
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Edmonton-based financial services provider with four operational segments.
- Technology-driven ecosystem supports credit and prepaid card programs.
- EP Homes facilitation services offer structured lease and down payment programs.
Weaknesses
- IPO listed on 15 October 2020 with limited market history.
- Collection services segment faces challenges in debt recovery rates.
- Contract receivable services segment operates with discounted security contracts.
Opportunities
- Expansion into Canadian financial markets with growing demand for credit solutions.
- Increased adoption of digital payment management services in Canada.
- Growth potential in homeownership facilitation through EP Homes programs.
Threats
- Competition from established financial institutions in Alberta.
- Regulatory changes affecting debt collection practices in Canada.
- Economic downturns impacting prepaid card usage and homeownership programs.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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