E 
31.15
-0.32%
Close of 9 Nov 2026, in USD
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About ENB Financial
From its filings with the US Securities and Exchange Commission
ENB Financial is based in Ephrata, Pennsylvania and is incorporated in Pennsylvania. Its shares trade on OTC under the ticker ENBP. The SEC classifies its business as national commercial banks. In the fiscal year to 31 December 2025, it reported net income of $21.6m. At that date it held total assets of $2.26bn and shareholders' equity of $161.1m.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 27 Oct 1993
- Employees
- 305
- Website
- enbfc.com ↗
- Head office
- 31 E MAIN STREET, EPHRATA, PA, 17522-0457
- Incorporated in
- PA
- Classification
- National Commercial Banks
- Filer status
- Non-accelerated filer<br>Smaller reporting company
Leadership
Pay as last reported
- Mr. Jeffrey StaufferChairman of the Board, President, Chief Executive Officer of the Company and Ephrata National Bank, since 2017$447,766
- Ms. Rachel BitnerChief Financial Officer, Executive Vice President, Treasurer
- Ms. Joselyn StrohmChief Operating Officer, Senior Executive Vice President$272,208
- Ms. Cindy CakeChief Human Resource Officer, Executive Vice President
- Ms. Adrienne MillerSenior Vice President, Legal Counsel and Corporate Secretary
- Mr. Nicholas KleinExecutive Vice President and Chief Risk Officer of Ephrata National Bank
- Mr. Joshua HoffmanIndependent Director$40,000
- Mr. Willis LefeverIndependent Director$40,600
- Mr. Jose LopezIndependent Director
- Mr. Jay MartinIndependent Director$40,000
- Ms. Susan NicholasIndependent Director$39,200
- Dr. Brian ReedIndependent Director$40,200
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- ENB Financial Corp exhibits several strengths that contribute to its success. Firstly, the company enjoys a strong financial position and stability, which is crucial in the highly competitive financial industry. This stability enables ENB Financial Corp to effectively weather economic fluctuations and meet its customers' needs.
- Secondly, ENB Financial Corp has a diverse portfolio of financial products and services. This diversity allows the company to cater to a wide range of customer needs, resulting in a larger customer base and increased revenue streams.
- Furthermore, ENB Financial Corp possesses a well-established brand and reputation in the market. This brand recognition gives the company a competitive edge and helps attract and retain customers.
Weaknesses
- Despite its strengths, ENB Financial Corp also faces certain weaknesses that need to be addressed. One weakness is the company's limited geographical presence, primarily operating in a specific region. This limited reach restricts the potential customer base and growth opportunities.
- Additionally, ENB Financial Corp may face challenges in keeping up with rapidly evolving technology in the financial sector. Failure to adapt to digital advancements may result in a loss of competitive advantage and hinder the company's growth.
Opportunities
- ENB Financial Corp has several opportunities to capitalize on in the market. Firstly, the company can explore potential expansion into new geographical areas to reach a larger customer base and tap into untapped markets.
- Moreover, ENB Financial Corp can leverage technological advancements to enhance its products and services. Embracing digital solutions such as online banking platforms and mobile applications can improve customer experience and attract tech-savvy customers.
- Furthermore, the overall growth of the financial industry presents opportunities for ENB Financial Corp to expand its market share and increase profitability.
Threats
- ENB Financial Corp faces various threats that could impact its operations. One major threat is intense competition within the financial sector. Competitors with larger market shares and established brands may pose challenges to ENB Financial Corp's growth and market position.
- Another threat is the continuous changes in regulations and compliance requirements. Adapting to these changes can be costly and time-consuming for ENB Financial Corp, impacting its profitability and efficiency.
- Additionally, economic downturns or financial crises can negatively impact the overall financial industry, affecting ENB Financial Corp's performance and stability.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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