GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
E

Enterprise Financial Services EFSC · USD

Financials · US listing · 🇺🇸 United States

Compare

62.75

+1.13%

Close of 9 Nov 2026, in USD

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Net income

$201.4m

FY2016FY2025

Total assets

$17.30bn

FY2016FY2025

Shareholders' equity

$2.04bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating income$283.7m$231.2m$246.5m$259.5m$168.6m$91.9m$116.0m$104.6m$86.5m$74.8m
Net income$201.4m$185.3m$194.1m$203.0m$133.1m$74.4m$92.7m$89.2m$48.2m$48.8m
Diluted earnings per share5.404.955.175.433.472.573.483.852.062.40

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$17.30bn$15.60bn$14.52bn$13.05bn$13.54bn$9.75bn$7.33bn$5.65bn$5.29bn$4.08bn
Cash and short-term investments$213.9m$875.4m$2.05bn$1.84bn$3.39bn$1.46bn$1.31bn$919.4m$796.1m$660.1m
Total liabilities$15.26bn$13.77bn$12.80bn$11.53bn$558.8m$554.7m$628.8m$5.04bn$4.74bn$3.69bn
Debt$481.4m$437.4m$453.8m$480.0m$509.0m$505.0m$406.0m$342.0m$372.0m$383.0m
Shareholders' equity$2.04bn$1.82bn$1.72bn$1.52bn$12.98bn$9.20bn$6.70bn$603.8m$548.6m$387.1m
Shares outstanding37m37m38m37m38m29m27m23m23m20m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating income$52.2m$62.9m$69.8m$88.7m$64.2m$61.0m$60.6m$62.8m
Net income$40.9m$49.4m$54.8m$45.2m$51.4m$50.0m$48.8m$50.6m
Diluted earnings per share1.121.351.471.211.381.341.301.35
Total assets$17.40bn$17.23bn$17.30bn$16.40bn$16.08bn$15.68bn$15.60bn$14.95bn
Cash and short-term investments$273.9m$258.5m$213.9m$2.12bn$2.01bn$1.81bn$875.4m$2.21bn
Debt—$413.1m$196.3m$994.6m$661.4m$617.3m$437.4m$477.2m
Shareholders' equity$2.04bn$2.02bn$2.04bn$1.98bn$1.92bn$1.87bn$1.82bn$1.83bn

Financial ratios

Data as of 28 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin31.1%28.4%358.7%48.6%40.0%26.5%
Net margin22.1%22.7%282.4%38.0%31.6%21.4%
Return on equity9.9%10.2%11.3%13.3%1.0%0.8%
Return on assets1.2%1.2%1.3%1.6%1.0%0.8%
Revenue growth12.0%1085.0%-87.1%26.6%21.4%0.5%
Earnings growth8.7%-4.5%-4.4%52.6%78.9%-19.8%
Current ratio27.20x0.07x0.17x0.18x0.33x0.21x
Debt to equity0.10x0.24x0.26x0.66x0.07x0.09x
Equity ratio11.8%11.7%11.8%11.7%95.9%94.3%
Interest coverage1.08x0.82x1.22x6.30x7.32x2.64x
Buybacks as a share of market value0.4%0.3%-0.4%2.3%-32.3%-8.6%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue19.6%21.3%19.5%
Operating income3.0%25.3%17.1%
Net income-0.3%22.0%18.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin29.8%43.8%41.4%40.2%
Net margin22.4%33.6%32.0%30.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings10.011.48.69.013.613.613.99.821.917.9
Price to sales2.22.624.43.44.32.93.73.24.54.9

Market value over time

30 Nov 2016 to 27 Oct 2026, in USD

$768.0m$2.27bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return2%23%-5%3%32%-28%28%-16%7%50%

Dividends and splits

Per share, in the currency the company pays

Paid for 21 years. Last went ex-dividend on 15 Dec 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.381.221.061.000.900.750.720.62

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.