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Israel Discount Bank DSCT.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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3,338.00

+5.60%

Close of 6 Nov 2026, in ILA

At a glance

Figures in ILS, from our data supplier.

FY2025

Revenue, before interest expense

ILS 25.28bn

FY2016FY2025

Net income

ILS 4.14bn

FY2016FY2025

Total assets

ILS 478.15bn

FY2016FY2025

Shareholders' equity

ILS 33.81bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseILS 25.28bnILS 27.26bnILS 25.43bnILS 15.52bnILS 11.39bnILS 10.96bnILS 11.28bnILS 10.50bnILS 9.49bnILS 8.61bn
Operating incomeILS 6.35bnILS 6.95bnILS 6.61bnILS 5.32bnILS 4.33bnILS 1.51bnILS 2.67bnILS 2.33bnILS 2.06bnILS 1.71bn
Net incomeILS 4.14bnILS 4.28bnILS 4.19bnILS 3.50bnILS 2.77bnILS 975.0mILS 1.70bnILS 1.50bnILS 1.26bnILS 905.0m
Diluted earnings per share3.343.313.392.522.380.841.461.291.090.84

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsILS 478.15bnILS 436.54bnILS 395.72bnILS 376.75bnILS 335.09bnILS 293.97bnILS 259.82bnILS 239.18bnILS 221.22bnILS 219.58bn
Cash and short-term investmentsILS 74.54bnILS 62.70bnILS 48.66bnILS 65.81bnILS 59.73bnILS 43.04bnILS 26.51bnILS 22.29bnILS 28.36bnILS 29.65bn
Total liabilitiesILS 442.81bnILS 403.45bnILS 366.49bnILS 13.57bnILS 15.84bnILS 10.98bnILS 13.13bnILS 8.48bnILS 205.15bnILS 204.64bn
DebtILS 44.68bnILS 43.45bnILS 16.70bnILS 13.57bnILS 15.84bnILS 10.98bnILS 13.13bnILS 8.48bnILS 7.64bnILS 8.50bn
Shareholders' equityILS 33.81bnILS 31.57bnILS 28.47bnILS 24.88bnILS 21.48bnILS 19.18bnILS 18.68bnILS 17.15bnILS 15.59bnILS 14.51bn
Shares outstanding1,241m1,292m1,237m1,386m1,164m1,164m1,164m1,164m1,157m1,073m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseILS 6.61bnILS 5.89bnILS 5.93bnILS 6.68bnILS 6.52bnILS 6.91bnILS 6.83bnILS 7.24bn
Operating incomeILS 1.89bnILS 1.45bnILS 1.11bnILS 1.79bnILS 1.82bnILS 1.73bnILS 1.68bnILS 1.88bn
Net incomeILS 1.20bnILS 930.0mILS 856.0mILS 1.13bnILS 1.11bnILS 1.04bnILS 1.05bnILS 1.14bn
Diluted earnings per share0.980.760.690.910.900.830.810.88
Total assetsILS 483.46bnILS 477.11bnILS 478.15bnILS 472.43bnILS 461.00bnILS 435.58bnILS 436.54bnILS 426.92bn
Cash and short-term investmentsILS 49.13bnILS 53.69bnILS 58.91bnILS 66.14bnILS 59.24bnILS 51.87bnILS 62.70bnILS 57.82bn
DebtILS 8.12bnILS 12.24bnILS 23.36bnILS 15.20bn—ILS 16.66bnILS 18.77bnILS 13.71bn
Shareholders' equityILS 34.79bnILS 34.15bnILS 33.81bnILS 33.54bnILS 32.88bnILS 32.46bnILS 31.57bnILS 31.21bn

Financial ratios

Data as of 18 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin25.1%25.5%26.0%34.3%38.0%13.7%————
Net margin16.4%15.7%16.5%22.5%24.3%8.9%————
Return on equity12.2%13.6%14.7%14.0%12.9%5.1%————
Return on assets0.9%1.0%1.1%0.9%0.8%0.3%————
Revenue growth-7.3%7.2%63.9%36.2%3.9%-2.8%————
Earnings growth-3.3%2.1%19.9%26.0%184.4%-42.7%————
Current ratio3.19x0.19x0.16x51.71x41.07x32.95x————
Debt to equity0.69x0.59x————0.70x0.49x1.31x1.66x
Equity ratio7.1%7.2%7.2%6.6%6.4%6.5%————
Interest coverage0.52x0.61x0.68x1.77x4.50x1.38x————
Buybacks as a share of market value3.9%-4.4%10.7%-19.0%0.0%0.0%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue1.5%5.8%5.4%
Operating income6.1%33.4%16.6%
Net income5.8%33.5%18.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin25.3%27.0%26.8%25.1%
Net margin16.0%17.2%17.1%15.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings10.17.55.47.38.814.810.98.99.39.5
Price to sales3.22.01.42.02.31.51.91.51.41.1

Dividends and splits

Per share, in the currency the company pays

Paid for 8 years. Last went ex-dividend on 27 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.1231.4061.1530.8470.5040.1240.0420.219

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.