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C

Citizens Financial Services CZFS · USD

Financials · US listing · 🇺🇸 United States

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86.18

+1.54%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$173.2m

FY2016FY2025

Net income

$36.6m

FY2016FY2025

Total assets

$3.06bn

FY2016FY2025

Shareholders' equity

$338.1m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$173.2m$168.6m$138.7m$93.1m$85.5m$81.7m$70.4m$64.5m$56.7m$50.9m
Operating income$45.1m$33.7m$21.5m$35.5m$35.3m$30.4m$23.3m$21.4m$19.1m$15.7m
Net income$36.6m$27.8m$17.8m$29.1m$29.1m$25.1m$19.5m$18.0m$13.0m$12.6m
Diluted earnings per share7.625.853.717.187.176.175.274.863.493.37

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$3.06bn$3.03bn$2.98bn$2.33bn$2.14bn$1.89bn$1.47bn$1.43bn$1.36bn$1.22bn
Cash and short-term investments$74.2m$93.1m$474.5m$471.8m$596.3m$377.7m$273.5m$273.3m$283.6m$338.7m
Total liabilities$2.73bn$2.73bn$2.70bn$2.13bn$1.93bn$1.70bn$1.31bn$1.29bn$1.23bn$1.10bn
Debt$309.4m$58.2m$87.9m$35.2m$34.3m$88.8m$60.3m$39.0m$37.0m$38.3m
Shareholders' equity$338.1m$299.7m$279.7m$200.1m$212.5m$194.3m$154.8m$139.2m$129.0m$123.3m
Shares outstanding5m5m5m4m4m4m4m4m4m4m

Growth per year

Compound annual rate

3 years5 years10 years
Revenue11.0%8.8%11.3%
Operating income8.3%8.2%12.1%
Net income8.0%7.8%12.1%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin23.0%23.7%27.2%28.8%
Net margin18.8%19.4%22.3%23.4%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings7.510.817.310.58.28.711.110.816.914.0
Price to sales2.43.03.33.73.03.03.73.54.33.9

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-3%-2%-16%31%21%-16%3%-5%31%4%

Dividends and splits

Per share, in the currency the company pays

Paid for 26 years. Last went ex-dividend on 11 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.521.9851.951.9261.8681.811.8731.737
  • 101-for-100 split · 13 Jun 2025
  • 1.01-for-1 split · 14 Jun 2024
  • 1.01-for-1 split · 8 Jun 2023
  • 1.01-for-1 split · 9 Jun 2022
  • 1.01-for-1 split · 10 Jun 2021
  • 1.01-for-1 split · 11 Jun 2020

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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