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Citizens Bancshares CZBS · USD

Financials · US listing · 🇺🇸 United States

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70.50

+0.56%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$61.5m

FY2016FY2025

Net income

$11.0m

FY2016FY2025

Total assets

$1.11bn

FY2016FY2025

Shareholders' equity

$101.1m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$61.5m$57.1m$53.0m$37.9m$30.0m$30.6m$30.0m$20.2m$18.7m$16.6m
Operating income$13.6m$13.0m$14.1m$9.3m$8.2m$7.1m$7.3m$5.1m$3.8m$2.6m
Net income$11.0m$10.3m$11.2m$7.4m$6.5m$5.9m$5.6m$4.0m$1.5m$1.9m
Diluted earnings per share5.955.496.174.063.603.243.122.180.820.87

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$1.11bn$1.03bn$963.5m$807.1m$795.0m$571.9m$580.0m$410.6m$429.1m$395.8m
Cash and short-term investments$147.5m$161.6m$148.8m$211.3m$281.9m$195.4m$87.6m$29.1m$50.3m$38.0m
Total liabilities$1.01bn$948.1m$886.3m$635.0m$722.5m$520.0m$518.1m$367.6m$389.0m$348.6m
Debt$25.0m$25.1m$24.8m$4.9m$27.5m$3.6m$20.9m$1.9m$2.1m$214,937
Shareholders' equity$101.1m$84.9m$77.2m$172.2m$72.5m$51.9m$61.9m$43.0m$40.1m$47.2m
Shares outstanding2m2m2m2m2m2m2m2m2m2m

Latest quarters

By quarter end

Mar 2026Mar 2025Dec 2024Sept 2024Dec 2017Dec 2016Sept 2016Jun 2016
Revenue, before interest expense$12.0m$12.1m$3.1m$1.1m—$4.5m$4.4m$4.4m
Operating income$6.5m$7.1m−$1.7m−$6.9m$8.9m$371,582$723,000$1.0m
Net income$6.5m$7.1m−$1.7m−$6.9m$1.6m$458,610$547,000$749,000
Diluted earnings per share3.603.83-0.92-3.700.890.210.250.34
Total assets——$799.9m—$429.1m$395.8m$406.8m$414.2m
Cash and short-term investments——$161.6m——$38.0m$38.5m$56.9m
Debt——$405,190—$12.1m$5.4m$5.4m$5.5m
Shareholders' equity——$186.3m—$40.1m$47.2m$52.8m$52.9m

Growth per year

Compound annual rate

3 years5 years10 years
Revenue17.5%15.0%13.5%
Operating income13.6%14.0%20.4%
Net income14.4%13.4%19.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin22.4%23.8%24.1%23.1%
Net margin17.9%19.0%19.3%18.0%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings7.59.36.36.82.83.13.64.816.910.3
Price to sales1.41.71.31.30.60.60.70.91.31.2

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-16%35%30%186%7%-15%11%-28%47%18%

Dividends and splits

Per share, in the currency the company pays

Paid for 4 years. Last went ex-dividend on 10 Mar 2025.

FY2025FY2024FY2023FY2022FY2020FY2019FY2018FY2017
Paid in the year1.101.000.750.500.350.500.250.08

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.