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Community Trust Bancorp CTBI · USD

Financials · US listing · 🇺🇸 United States

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70.22

+1.61%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$409.3m

FY2016FY2025

Net income

$98.1m

FY2016FY2025

Total assets

$6.68bn

FY2016FY2025

Shareholders' equity

$856.1m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$409.3m$376.0m$326.3m$255.7m$238.6m$231.0m$235.6m$223.4m$204.2m$195.0m
Operating income$127.1m$106.7m$98.6m$101.0m$110.6m$70.3m$72.0m$70.5m$68.5m$66.5m
Net income$98.1m$82.8m$78.0m$81.8m$87.9m$59.5m$64.5m$59.2m$51.5m$47.3m
Diluted earnings per share5.434.604.354.584.933.353.633.342.912.69

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$6.68bn$6.19bn$5.77bn$5.38bn$5.42bn$5.14bn$4.37bn$4.20bn$4.14bn$3.93bn
Cash and short-term investments$365.8m$1.43bn$1.44bn$1.39bn$1.50bn$1.05bn$658.5m$738.0m$770.8m$750.6m
Total liabilities$5.83bn$5.44bn$5.07bn$4.75bn$4.72bn$4.48bn$3.75bn$3.64bn$3.61bn$3.43bn
Debt$373.4m$308.1m$293.4m$277.2m$330.9m$415.6m$294.1m$293.2m$310.5m$317.2m
Shareholders' equity$856.1m$757.6m$702.2m$628.0m$698.2m$654.9m$614.9m$564.1m$530.7m$500.6m
Shares outstanding18m18m18m18m18m18m18m18m18m18m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$108.8m$103.2m$106.1m$104.5m$101.7m$97.0m$98.1m$95.4m
Operating income$38.3m$35.3m$35.4m$30.9m$32.5m$28.4m$29.3m$27.5m
Net income$29.6m$27.2m$27.3m$23.9m$24.9m$22.0m$22.5m$22.1m
Diluted earnings per share1.641.501.511.321.381.221.251.23
Total assets$6.99bn$6.74bn$6.68bn$6.64bn$6.39bn$6.28bn$6.19bn$5.96bn
Cash and short-term investments$63.8m$536.4m$365.8m$1.13bn$984.8m$933.3m$1.43bn$1.34bn
Debt$297.1m$363.2m$372.9m$349.5m$289.8m$311.3m$305.0m$298.2m
Shareholders' equity$891.8m$871.2m$856.1m$831.4m$806.9m$784.2m$757.6m$760.8m

Financial ratios

Data as of 5 Nov 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin31.0%28.4%30.2%39.5%46.4%30.4%
Net margin24.0%22.0%23.9%32.0%36.9%25.8%
Return on equity11.5%10.9%11.1%13.0%12.6%9.1%
Return on assets1.5%1.3%1.4%1.5%1.6%1.2%
Revenue growth8.9%15.2%27.6%7.1%3.3%-1.9%
Earnings growth18.4%6.2%-4.7%-7.0%47.8%-7.8%
Current ratio0.91x0.27x0.29x0.30x1493.51x858.67x
Debt to equity0.44x0.40x0.41x0.44x0.47x0.63x
Equity ratio12.8%12.2%12.2%11.7%12.9%12.7%
Interest coverage1.00x0.84x1.03x3.53x7.33x2.76x
Buybacks as a share of market value-0.3%-0.5%-0.3%-0.3%-0.3%-0.1%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue7.6%6.6%4.7%
Operating income7.9%12.6%6.9%
Net income6.2%10.5%7.8%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin29.8%31.7%33.4%33.2%
Net margin23.0%24.9%26.6%26.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings10.411.510.110.08.811.112.811.816.218.5
Price to sales3.63.83.43.63.53.24.33.64.54.8

Market value over time

30 Dec 2016 to 4 Nov 2026, in USD

$892.8m$1.28bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return13%22%-2%8%17%-24%23%-21%4%36%

Dividends and splits

Per share, in the currency the company pays

Paid for 37 years. Last went ex-dividend on 15 Dec 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year2.422.001.861.801.681.571.531.48
  • 11-for-10 split · 13 May 2014
  • 11-for-10 split · 29 Nov 2004
  • 1.1-for-1 split · 26 Nov 2003
  • 11-for-10 split · 26 Nov 2002
  • 11-for-10 split · 16 Mar 2000
  • 11-for-10 split · 17 Mar 1999

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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