2.08
-0.48%
Close of 9 Nov 2026, in USD
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About CreditRiskMonitor.Com
From its filings with the US Securities and Exchange Commission
CreditRiskMonitor.Com is based in Las Vegas, Nevada and is incorporated in Nevada. Its shares trade on OTC under the ticker CRMZ. The SEC classifies its business as consumer credit reporting, collection agencies. In the fiscal year to 31 December 2025, it reported revenue of $20.1m and net income of $1.0m. At that date it held total assets of $26.2m and shareholders' equity of $12.4m.
CreditRiskMonitor was organized in Nevada in February 1977 and was engaged in the development and sale of nutritional food products from 1982 until October 22, 1993, when it sold substantially all of its assets. Effective January 19, 1999, the Company acquired the assets of the CreditRisk Monitor credit information service (“CM Service”) from Market Guide Inc. Following the closing of the CM Service purchase, the Company commenced doing business under the name “CreditRiskMonitor.com”.
The overall focus of the Company’s Software-as-a-Service (“SaaS”) subscription products is on facilitating the analysis of business-to-business (“B2B”) corporate financial risk in the context of (a) the extension of trade credit from a supplier to a buyer, (b) the management by buyers of important supplier relationships, and (c) the management of significant counterparty (i.e., buying and selling) relationships.
An example of a B2B trade credit transaction is the purchase and sale of $20,000 of merchandise. The seller will usually ship before the buyer pays, which is an extension of trade credit by the seller. The seller assumes a financial risk by extending this credit, commonly referred to as “trade credit risk.” There are a variety of negative outcomes that can occur when extending trade credit: the buyer may pay late causing the seller to incur increased borrowing costs, the seller may incur extra costs in attempting to collect the $20,000, or the buyer may never pay the full $20,000.
Quoted from its 10-K, filed 24 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Capital Markets
- Listed since
- 16 Jul 1980
- Employees
- 94
- Website
- creditriskmonitor.com ↗
- Head office
- 9107 WEST RUSSELL ROAD, LAS VEGAS, NV, 10989
- Incorporated in
- NV
- Classification
- Services-Consumer Credit Reporting, Collection Agencies
- Filer status
- Non-accelerated filer<br>Smaller reporting company
Leadership
Pay as last reported
- Mr. Jerome FlumExecutive Chairman of the Board, since 1983$150,000
- Mr. Michael FlumPresident, Chief Executive Officer$273,713
- Ms. Jennifer GeroldChief Financial Officer$217,887
- Mr. Shyarsh DesaiChief Operating Officer
- Mr. David ReinerChief Accounting Officer$210,756
- Mr. Joshua FlumDirector$13,902
- Dr. Brigitte MuehlmannIndependent Director$5,840
- Ms. Lisa ReismanIndependent Director$4,840
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- CreditRiskMonitor.Com Inc has several strengths that contribute to its competitive advantage in the market:
Weaknesses
- Despite its strengths, CreditRiskMonitor.Com Inc has a few weaknesses that may hinder its growth and competitiveness:
Opportunities
- CreditRiskMonitor.Com Inc can leverage the following opportunities to further enhance its market position:
Threats
- CreditRiskMonitor.Com Inc faces certain threats that could impact its business operations and growth prospects:
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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