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C

Consumer Portfolio Services CPSS · USD

Financials · US listing · 🇺🇸 United States

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10.45

+2.75%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$428.0m

FY2016FY2025

Net income

$19.3m

FY2016FY2025

Total assets

$3.86bn

FY2016FY2025

Shareholders' equity

$309.5m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$428.0m$393.5m$352.0m$329.7m$267.8m$271.2m$345.8m$389.8m$434.4m$422.3m
Research and development——$0$0$0$0$0$0$0$0
Operating income$260.0m$27.4m$61.1m$116.2m$65.7m$20.1m$9.2m$18.7m$32.1m$49.7m
Net income$19.3m$19.2m$45.3m$86.0m$47.5m$21.7m$5.4m$14.9m$3.8m$29.3m
Diluted earnings per share0.810.791.823.611.770.900.230.610.141.03

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$3.86bn$3.50bn$2.91bn$2.76bn$2.16bn$2.15bn$2.54bn$2.49bn$2.42bn$2.41bn
Cash and short-term investments$6.3m$137.4m$125.4m$162.8m$176.5m$144.2m$5.3m$12.8m$12.7m$13.9m
Total liabilities$3.55bn$3.21bn$2.63bn$2.53bn$1.99bn$2.02bn$2.34bn$2.29bn$2.24bn$2.22bn
Debt$3.48bn$3.13bn$2.57bn$2.47bn$1.95bn$1.97bn$2.29bn$2.26bn$2.21bn$2.20bn
Shareholders' equity$309.5m$292.8m$274.7m$228.4m$170.2m$133.4m$202.6m$197.1m$183.9m$186.2m
Shares outstanding24m24m25m24m27m24m24m24m27m28m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$121.4m$112.3m$109.4m$108.4m$109.8m$106.9m$105.3m$100.6m
Operating income$73.3m$68.1m$7.2m$7.0m$7.0m$6.8m$7.4m$6.9m
Net income$6.2m$5.5m$5.0m$4.9m$4.8m$4.7m$5.1m$4.8m
Diluted earnings per share0.270.240.210.200.200.200.210.20
Total assets$4.42bn$4.05bn$3.86bn$3.81bn$3.76bn$3.67bn$3.50bn$3.46bn
Cash and short-term investments$7.5m$6.9m$6.3m$151.9m$160.2m$29.8m$137.4m$279.1m
Debt$4.01bn$3.21bn$3.17bn$3.10bn$3.00bn$3.30bn$2.73bn$3.00bn
Shareholders' equity$319.2m$314.4m$309.5m$307.6m$303.1m$298.4m$292.8m$285.1m

Growth per year

Compound annual rate

3 years5 years10 years
Revenue9.1%9.6%1.6%
Operating income30.8%66.8%15.5%
Net income-39.2%-2.3%-5.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin35.0%30.9%27.0%18.0%
Net margin4.7%11.3%11.7%8.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.513.75.12.56.74.714.94.930.05.0
Price to sales0.50.70.70.61.20.40.20.20.30.3

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-12%11%37%-11%93%28%3%-26%-17%4%

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years.

  • 2-for-1 split · 15 Mar 1996

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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