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Capitec Bank Holdings CPI.JO · ZAc

Financials · JSE · 🇿🇦 South Africa

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495,872.00

+1.25%

Close of 9 Nov 2026, in ZAc

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in ZAR, from our data supplier.

FY2026

Net income

ZAR 16.83bn

FY2017FY2026

Total assets

ZAR 263.28bn

FY2017FY2026

Shareholders' equity

ZAR 59.48bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating incomeZAR 22.18bnZAR 17.74bnZAR 15.83bnZAR 13.63bnZAR 12.96bnZAR 7.70bnZAR 8.06bnZAR 11.59bnZAR 10.34bnZAR 8.79bn
Net incomeZAR 16.83bnZAR 13.74bnZAR 10.57bnZAR 9.15bnZAR 8.53bnZAR 4.46bnZAR 6.25bnZAR 5.30bnZAR 4.47bnZAR 3.81bn
Diluted earnings per share145.15118.8491.4679.1373.9638.4854.0045.7438.5932.81

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assetsZAR 263.28bnZAR 238.46bnZAR 207.58bnZAR 191.80bnZAR 177.94bnZAR 156.51bnZAR 134.57bnZAR 100.43bnZAR 84.96bnZAR 73.36bn
Cash and short-term investmentsZAR 49.67bnZAR 29.33bnZAR 5.45bnZAR 27.80bnZAR 28.12bnZAR 22.80bnZAR 18.99bnZAR 28.39bnZAR 23.10bnZAR 25.14bn
Total liabilitiesZAR 203.77bnZAR 187.55bnZAR 164.05bnZAR 152.72bnZAR 142.18bnZAR 126.59bnZAR 108.99bnZAR 78.75bnZAR 66.07bnZAR 57.24bn
DebtZAR 3.64bnZAR 1.15bnZAR 5.40bnZAR 4.74bnZAR 5.03bnZAR 5.13bnZAR 6.77bnZAR 7.40bnZAR 8.01bnZAR 9.70bn
Shareholders' equityZAR 59.48bnZAR 50.88bnZAR 43.53bnZAR 39.08bnZAR 35.77bnZAR 29.92bnZAR 25.58bnZAR 21.68bnZAR 18.89bnZAR 16.12bn
Shares outstanding116m116m116m116m115m116m116m116m116m116m

Latest quarters

By quarter end

Aug 2026Feb 2026Aug 2025Feb 2025Aug 2024May 2024Feb 2024Nov 2023
Operating incomeZAR 12.63bnZAR 11.71bnZAR 10.47bnZAR 3.72bnZAR 16.91bnZAR 8.46bnZAR 12.90bnZAR 12.90bn
Net incomeZAR 9.53bnZAR 8.84bnZAR 7.99bnZAR 7.32bnZAR 6.42bnZAR 3.21bnZAR 5.87bnZAR 5.87bn
Diluted earnings per share82.1376.2469.1163.3055.5927.8050.7950.74
Total assetsZAR 271.63bnZAR 263.28bnZAR 250.56bnZAR 238.46bnZAR 222.73bnZAR 222.73bnZAR 207.58bnZAR 207.58bn
Cash and short-term investmentsZAR 39.21bnZAR 21.09bnZAR 52.52bnZAR 29.33bnZAR 22.64bnZAR 22.64bnZAR 5.45bnZAR 5.45bn
Debt—ZAR 1.60bn————ZAR 1.72bnZAR 1.72bn
Shareholders' equityZAR 62.47bnZAR 59.48bnZAR 53.76bnZAR 50.88bnZAR 45.93bnZAR 45.93bnZAR 43.53bnZAR 43.53bn

Growth per year

Compound annual rate

3 years5 years10 years
Revenue48.2%38.3%18.9%
Operating income17.6%23.6%11.7%
Net income22.5%30.4%18.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin28.5%36.3%39.2%43.0%
Net margin21.8%26.3%27.6%27.3%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings31.835.034.325.625.153.026.531.629.033.3
Price to sales7.07.513.310.09.215.77.88.87.38.0

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 13 May 2026.

FY2027FY2026FY2025FY2024FY2023FY2022FY2020FY2019
Paid in the year53.6070.4555.5043.3038.4028.0018.7515.75
  • 1-to-1 reverse split · 19 Jul 2004

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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