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Chime Financial CHYM · USD

Financials · US listing · 🇺🇸 United States

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32.53

+3.83%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$2.19bn

FY2022FY2025

Net income

−$1.01bn

FY2022FY2025

Total assets

$1.96bn

FY2022FY2025

Shareholders' equity

$1.40bn

FY2022FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022
Revenue, before interest expense$2.19bn$1.67bn$1.28bn$1.01bn
Research and development$934.9m$309.6m$259.0m$242.4m
Operating income−$1.04bn−$62.2m−$235.8m−$478.7m
Net income−$1.01bn−$25.3m−$203.2m−$470.3m
Diluted earnings per share-2.69-0.07-0.56-1.29

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022
Total assets$1.96bn$1.46bn$1.32bn$1.42bn
Cash and short-term investments$1.05bn$706.6m$800.6m$938.0m
Total liabilities$562.9m$501.5m$383.7m$316.7m
Debt$11.4m———
Shareholders' equity$1.40bn$959.5m$936.5m$1.10bn
Shares outstanding376m364m364m364m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$577.0m$647.4m$596.4m$543.5m$528.1m$518.7m$475.2m$421.9m
Operating income$21.3m$46.2m−$53.8m−$64.7m−$930.6m$9.1m−$27.1m−$30.6m
Net income$27.9m$53.5m−$44.8m−$54.7m−$923.4m$12.9m−$19.6m−$22.0m
Diluted earnings per share0.070.13-0.12-0.15-2.460.03-0.05-0.06
Total assets$2.00bn$1.95bn$1.96bn$1.96bn$1.90bn$1.44bn$1.46bn—
Cash and short-term investments$1.06bn$1.01bn$1.05bn$1.08bn$1.09bn$654.6m$706.6m—
Debt—$12.1m$11.4m$11.9m$13.1m$14.3m$15.7m—
Shareholders' equity$1.40bn$1.44bn$1.40bn$1.44bn$1.43bn$982.0m$959.5m—

Financial ratios

Data as of 10 Oct 2026

FY2025FY2024FY2023FY2022
Operating margin-46.1%-3.7%-18.4%-47.5%
Net margin-46.2%-1.5%-15.9%-46.6%
Return on equity-72.1%-2.6%-21.7%-42.7%
Return on assets-51.4%-1.7%-15.4%-33.2%
Revenue growth30.7%30.9%26.7%—
Earnings growth3884.9%-87.5%-56.8%—
Current ratio4.53x3.43x4.03x5.90x
Debt to equity0.01x0.02x0.01x0.01x
Equity ratio71.3%65.7%70.9%77.7%
R&D as a share of sales42.8%18.5%20.3%24.0%
Buybacks as a share of market value-3.1%0.0%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue29.4%——
Operating income29.5%——
Net income29.0%——

Valuation history

At each fiscal year end

FY2025
Price to earnings-9.4
Price to sales4.3

Market value over time

30 Jun 2025 to 9 Oct 2026, in USD

$12.80bn$11.94bn

Share price return

Finished calendar years

2025
Return-32%

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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