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Cholamandalam Financial Holdings CHOLAHLDNG.NS · INR

Financials · NSE · 🇮🇳 India

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1,424.40

-2.08%

Close of 9 Nov 2026, in INR

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About Cholamandalam Financial Holdings

Its shares trade on NSE under the ticker CHOLAHLDNG.NS. It has been listed since 17 May 1994. In the fiscal year to 31 March 2026, it reported net income of ₹24.41bn. At that date it held total assets of ₹2.68trn and shareholders' equity of ₹154.54bn.

Cholamandalam Financial Holdings Ltd. engages in the provision of investment services. The company is headquartered in Chennai, Tamil Nadu. The Company’s operations are engaged into two primary products/service segments, including Financial Services, and Insurance and allied services. The Company, through its subsidiaries, Cholamandalam Investment and Finance Company Limited (CIFCL), is engaged in non-banking financial business; Cholamandalam MS General Insurance Company Limited (CMSGICL), is engaged in general insurance business, and Cholamandalam MS Risk Services Limited (CMSRSL), is engaged in risk management and engineering solutions business. CIFCL is a financial service provider, which offers vehicle finance, home loans and loans against property to a range of its customers. CMSGICL offers a range of insurance, including motor, travel, health, accident, home and other types of insurance for its customers. CMSRSL is engaged in providing risk management and engineering solutions in the field of safety, health and environment.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Consumer Finance
Listed since
17 May 1994
Employees
9,900
Website
tifhl.com ↗

Leadership

Pay as last reported

  • Mr. Muthiah MurugappanNon-Executive Chairman of the Board, since 2017₹1.4m
  • Mr. N. GaneshManager, Chief Financial Officer₹14.1m
  • Ms. Elanjezhian KrithikaCompliance Officer, Company Secretary₹4.5m
  • Mr. Sridharan RangarajanNon-Executive Director₹1.6m
  • Mr. Vellayan SubbiahNon-Executive Director₹1.3m
  • Mr. K. BalasubramanianNon-Executive Independent Director₹1.6m
  • Mr. B. RamaratnamNon-Executive Independent Director₹1.6m
  • Mrs. Vasudha SundararamanNon-Executive Independent Director₹1.6m

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
56
Environment
31
Social
70
Governance
68
Direct emissions (scope 1)
621 t
Energy emissions (scope 2)
13,369 t
Value chain emissions (scope 3)
26,423 t
Women in the workforce
3%
Carbon reduction policy
No
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Cholamandalam Financial Holdings Ltd has a strong brand reputation in the financial services industry, developed over several years of operation.
  • The company has a diverse portfolio of financial products and services, catering to various customer segments.
  • Cholamandalam Financial Holdings Ltd has a wide distribution network, with branches and offices located across the country, ensuring easy accessibility for customers.
  • The company has a well-established risk management framework, ensuring the mitigation of potential financial risks.
  • Cholamandalam Financial Holdings Ltd has a strong financial position, reflected in its robust financial performance and profitability.

Weaknesses

  • The company may have a dependency on a particular product or service, risking exposure to market fluctuations.
  • Cholamandalam Financial Holdings Ltd may have limitations in terms of geographical reach, potentially restricting its customer base.
  • The company may face challenges in keeping up with rapidly evolving technology, particularly in the digital finance space.
  • There could be a lack of diversification in Cholamandalam Financial Holdings Ltd's customer base, leading to vulnerability in case of economic downturns.

Opportunities

  • There is an opportunity for Cholamandalam Financial Holdings Ltd to expand its product offerings and enter into new segments, tapping into untapped market potential.
  • The company can leverage technology to enhance its operational efficiency and reach a larger customer base.
  • Cholamandalam Financial Holdings Ltd can explore strategic partnerships or collaborations with other organizations to broaden its market presence.
  • The growing demand for financial services in emerging markets presents an opportunity for the company to expand its operations internationally.

Threats

  • Intense competition in the financial services sector poses a threat to Cholamandalam Financial Holdings Ltd's market position and profitability.
  • Economic downturns or regulatory changes can impact the company's business operations and financial performance.
  • Changes in customer behavior and preferences towards digital platforms may pose a risk to the company's traditional business model.
  • Fluctuations in interest rates or currency exchange rates can affect Cholamandalam Financial Holdings Ltd's financial stability.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
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