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C

Chemung Financial CHMG · USD

Financials · US listing · 🇺🇸 United States

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86.29

+1.82%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$139.9m

FY2016FY2025

Net income

$15.1m

FY2016FY2025

Total assets

$2.71bn

FY2016FY2025

Shareholders' equity

$254.7m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$139.9m$149.6m$113.1m$101.9m$91.8m$86.9m$86.2m$86.8m$79.9m$76.6m
Operating income$19.9m$30.1m$31.5m$36.9m$33.8m$23.9m$19.0m$23.6m$14.7m$14.4m
Net income$15.1m$23.7m$25.0m$28.8m$26.4m$19.3m$15.6m$19.6m$7.4m$10.0m
Diluted earnings per share3.144.965.276.135.644.103.204.051.552.10

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$2.71bn$2.78bn$2.71bn$2.65bn$2.42bn$2.28bn$1.79bn$1.76bn$1.71bn$1.66bn
Cash and short-term investments$303.4m$468.8m$620.8m$688.5m$819.0m$663.1m$406.0m$372.2m$324.4m$377.6m
Total liabilities$2.46bn$2.56bn$2.52bn$2.48bn$2.21bn$2.08bn$1.61bn$1.59bn$1.56bn$1.51bn
Debt$44.0m$3.8m$3.0m$3.3m$3.6m$3.8m$4.1m$4.3m$14.5m$32.3m
Shareholders' equity$254.7m$215.3m$195.2m$166.4m$211.5m$199.7m$182.6m$165.0m$149.8m$143.7m
Shares outstanding5m5m5m5m5m5m5m5m5m5m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense−$39.9m$39.9m$40.9m$39.7m$22.0m$37.3m$38.3m$37.9m
Operating income−$11.8m$11.8m$11.0m$10.1m−$8.8m$7.7m$7.5m$7.2m
Net income$8.8m$9.2m$7.7m$7.8m−$6.5m$6.0m$5.9m$5.7m
Diluted earnings per share1.821.901.611.62-1.341.251.241.20
Total assets$2.82bn$2.75bn$2.71bn$2.70bn$2.85bn$2.80bn$2.78bn$2.77bn
Cash and short-term investments$298.0m$303.0m$303.4m$361.3m$607.4m$469.8m$468.8m$635.0m
Debt—$44.1m$44.0m$44.0m$99.1m$85.0m$109.1m$50.0m
Shareholders' equity$270.4m$262.9m$254.7m$245.3m$235.0m$228.3m$215.3m$220.7m

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-0.1%2.6%3.0%
Operating income-18.5%-3.5%3.5%
Net income-19.3%-4.7%4.8%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin17.3%23.5%25.8%24.1%
Net margin13.4%18.3%20.2%18.4%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings17.89.89.47.58.28.313.310.231.117.3
Price to sales2.92.43.22.32.51.92.62.43.02.4

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return19%4%13%-3%30%-23%10%-25%49%30%

Dividends and splits

Per share, in the currency the company pays

Paid for 26 years. Last went ex-dividend on 17 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.041.321.241.241.241.191.041.04
  • 2-for-1 split · 3 Jun 1998

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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