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C&F Financial CFFI · USD

Financials · US listing · 🇺🇸 United States

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107.70

+2.45%

Close of 9 Nov 2026, in USD

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About C&F Financial

From its filings with the US Securities and Exchange Commission

SEC filings

C&F Financial is based in Toano, Virginia and is incorporated in Virginia. Its shares trade on Nasdaq under the ticker CFFI. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2025, it reported revenue of $140.8m and net income of $26.8m. At that date it held total assets of $2.77bn and shareholders' equity of $261.8m.

In its own words

The Corporation operates three principal business segments: (1) community banking through C&F Bank, C&F Wealth Management Corporation (C&F Wealth Management), C&F Insurance Services, Inc. (C&F Insurance) and CVB Title Services, Inc. (CVB Title), (2) mortgage banking through C&F Mortgage Corporation (C&F Mortgage) and (3) consumer finance through C&F Finance Company (C&F Finance). For detailed information about the financial condition and results of operations of these segments, see “Note 20: Business Segments” in Item 8. “Financial Statements and Supplementary Data” in this report.

The Corporation also owns three non-operating subsidiaries, C&F Financial Statutory Trust II (Trust II) formed in December 2007, C&F Financial Statutory Trust I (Trust I) formed in July 2005, and Central Virginia Bankshares Statutory Trust I (CVBK Trust I) formed in December 2003. These trusts were formed for the purpose of issuing $10.0 million each for Trust II and Trust I and $5.0 million for CVBK Trust I of trust preferred capital securities in private placements to institutional investors. All three trusts are unconsolidated subsidiaries of the Corporation. The principal assets of these trusts are $10.3 million each for Trust II and Trust I and $5.2 million for CVBK Trust I of the Corporation’s junior subordinated debt securities (such securities of the Corporation referred to herein as “trust preferred capital notes”) that are reported as liabilities in the consolidated balance sheet of the Corporation.

Quoted from its 10-K, filed 3 Mar 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Banks
Listed since
16 Jan 1992
Employees
575
Website
cffc.com ↗
Head office
3600 LAGRANGE PKWY, TOANO, VA, 23168
Incorporated in
VA
Classification
State Commercial Banks
Filer status
Accelerated filer<br>Smaller reporting company

Leadership

Pay as last reported

  • Mr. Larry DillonExecutive Chairman of the Board, since 1989$449,903
  • Mr. Thomas CherryPresident, Chief Executive Officer, Director, since 1998$1.3m
  • Mr. Jason LongChief Financial Officer, Executive Vice President, Secretary$650,103
  • Mr. S. Dustin CronePresident and Chief Executive Officer - C&F Finance$569,690
  • Mr. John SeamanExecutive Vice President and Chief Credit Officer - C&F Bank$496,420
  • Mr. Charles OlssonLead independent director$66,640
  • Dr. Julie AgnewIndependent Director$59,740
  • Mr. J. P. CauseyIndependent Director$62,865
  • Ms. Audrey HolmesIndependent Director$50,315
  • Ms. Elizabeth KelleyIndependent Director$60,790
  • Mr. James NapierIndependent Director$59,740
  • Mr. D. Anthony PeayIndependent Director$67,240

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
23
Environment
25
Social
34
Governance
12
Carbon reduction policy
No
Human rights policy
No

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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