31.23
+1.96%
Close of 9 Nov 2026, in INR
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About Central Bank of India
Its shares trade on NSE under the ticker CENTRALBK.NS. It has been listed since 11 August 2007. In the fiscal year to 31 March 2026, it reported revenue before interest expense of ₹425.83bn and net income of ₹45.24bn. At that date it held total assets of ₹5.51trn and shareholders' equity of ₹390.01bn.
Central Bank of India engages in the provision of commercial banking products and services. The company is headquartered in Mumbai, Maharashtra. The company went IPO on 2007-08-11. The firm offers various banking services, including digital banking; deposits; retail loans; agriculture; services for micro, small and medium enterprises; corporate loans; services for non-resident Indians; services for pensioners. Its digital banking services include Internet banking, mobile banking, Cent M-Passbook, debit cards, credit cards, missed call facility, railways ticket booking, automated teller machine and point of sale machine. Its deposits services include savings bank accounts, current accounts, time deposits, recurring deposit scheme, small saving scheme and interest rate on deposits. Its Retail Banking services include housing loans, vehicle loans, education loans, personal/gold loans, loans to senior citizens, and loan against property-personal needs. Its agriculture services include Central Kisan Credit Card, Sent Agri Gold Loan Scheme, Sent SHG Bank Linkage Scheme, and CENT AGRI INFRA Scheme.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 11 Aug 2007
- Employees
- 30,770
- Website
- centralbankofindia.co.in ↗
Leadership
Pay as last reported
- Mrs. Kavita ThakurChief Compliance Officer
- Mr. Joy MukherjeeDeputy General Manager
- Shri. Mahendra DohareExecutive Director, since 2023₹4.2m
- Shri. E. Ratan KumarExecutive Director, since 2025
- Shri. Malladi Murali KrishnaExecutive Director, since 2022₹4.9m
- Shri. Chandrakant BhagwatCompany Secretary, Assistant General Manager
- Sh. Baldeo PurusharthaGovernment Nominee Director of Bank
- Shri. Manoranjan DashNon-Executive Director - RBI Nominee Director
- Shri. Priavrat SharmaPart Time Non-official Director₹1.2m
- Shri. Hardik ShethNominee Director - Government of India
- Shri. Sarada HotaNon-Executive Independent Director₹760,000
- Shri. Pradeep KhimaniPart Time Non-Official Director₹675,000
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 43
- Environment
- 39
- Social
- 64
- Governance
- 26
- Direct emissions (scope 1)
- 8,295.58 t
- Energy emissions (scope 2)
- 53,403.61 t
- Women in the workforce
- 26.43%
- Carbon reduction policy
- Yes
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Central Bank of India employs 30,770 full-time staff members across its operations.
- The bank offers diverse retail loans including housing, vehicle, and education financing.
- Digital banking services include Internet banking, mobile banking, and Cent M-Passbook access.
Weaknesses
- The company went public on 11 August 2007 through an initial public offering.
- Headquarters are located in Mumbai, Maharashtra, which may limit regional agility.
- Services for non-resident Indians are limited compared to broader global banking needs.
Opportunities
- Agriculture services include the Central Kisan Credit Card and Sent Agri Gold Loan Scheme.
- The firm provides specific services for micro, small, and medium enterprises.
- Deposit services feature recurring deposit schemes and small saving schemes for customers.
Threats
- Competition in the Indian banking sector is intense for retail loan products.
- Digital banking requires continuous investment in Internet banking and mobile banking security.
- Interest rate fluctuations impact the profitability of time deposits and savings accounts.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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