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Muncy Columbia Financial CCFN · USD

Financials · US listing · 🇺🇸 United States

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29.30

0.00%

Close of 9 Nov 2026, in USD

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About Muncy Columbia Financial

From its filings with the US Securities and Exchange Commission

SEC filings

Muncy Columbia Financial is based in Bloomsburg, Pennsylvania and is incorporated in Pennsylvania. Its shares trade on OTC under the ticker CCFN. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2025, it reported net income of $24.2m. At that date it held total assets of $1.67bn and shareholders' equity of $192.5m.

In its own words

Columbia Bank & Trust Co. ("First Columbia Bank"), with First Columbia Bank being the surviving bank (the "Mergers").

Banks with less than $5 billion in assets, such as Journey Bank, would not be subject to the special assessment.

Reports on Form 10-Q and Current Reports on Form 8-K and amendments thereto available through its website at https://www.journeybank.com.

Corporation, Attention: Chief Financial Officer, 1199 Lightstreet Road, Bloomsburg, PA 17815.

Quoted from its 10-K, filed 6 Mar 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Banks
Listed since
27 Oct 1993
Employees
253
Head office
1199 LIGHTSTREET ROAD, BLOOMSBURG, PA, 17815
Incorporated in
PA
Classification
State Commercial Banks
Filer status
Non-accelerated filer<br>Smaller reporting company

Leadership

Pay as last reported

  • Mr. Robert GlunkExecutive Chairman of the Board, since 2023$633,232
  • Mr. Lance DiehlPresident, Chief Executive Officer, Director, since 2003$661,919
  • Mr. Joseph O' NeillChief Financial Officer, Executive Vice President
  • Mr. Jeffrey ArnoldExecutive Vice President, Treasurer, since 2023$374,691
  • Mrs. Tammy GunsallusSenior Executive Vice President
  • Mrs. Bonnie TompkinsLead Independent Director$40,400
  • Mr. Todd ArthurIndependent Director$37,250
  • Mr. Robert DillonIndependent Director$35,450
  • Mr. Robert HagerIndependent Director$37,600
  • Mr. Willard KileIndependent Director$46,917
  • Mr. Brian KlingermanIndependent Director$36,243
  • Mr. W.Bruce McmichaelIndependent Director$35,717

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • CCFNB Bancorp Inc has built a strong reputation in its target market, which has earned the trust and loyalty of its customers. This reputation provides a competitive advantage and can attract potential clients.
  • The company has consistently demonstrated solid financial performance, generating steady profits and maintaining a healthy balance sheet. This stability enhances investor confidence and enables the organization to pursue growth opportunities.

Weaknesses

  • CCFNB Bancorp Inc operates within a relatively small geographic area, which restricts its customer base and growth potential. This lack of diversification may make the organization vulnerable to economic downturns or changes in the local market.
  • The company heavily relies on traditional banking products, such as loans and deposits. This lack of diversification in product offerings makes CCFNB Bancorp Inc susceptible to shifts in market demands and technological advancements.

Opportunities

  • There is potential for CCFNB Bancorp Inc to expand its operations into new geographic markets, either through organic growth or strategic acquisitions. This can provide access to untapped customer segments and diversify the company's revenue streams.
  • By adopting innovative technologies and digital banking solutions, CCFNB Bancorp Inc can enhance its customer experience, improve operational efficiency, and stay competitive in an increasingly digital-driven industry.

Threats

  • The banking sector is highly competitive, with numerous national and regional players vying for market share. CCFNB Bancorp Inc must continually differentiate itself to attract and retain customers amidst intense competition and market saturation.
  • The banking industry is subject to stringent regulations and compliance requirements. Changes in laws and regulations can impose additional costs, limit business flexibility, and pose legal risks to CCFNB Bancorp Inc's operations.

Sources and methodology

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