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Bank BTPN Syariah Tbk PT BTPS.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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1,035

+2.99%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 5.21trn

FY2016FY2025

Net income

IDR 1.20trn

FY2016FY2025

Total assets

IDR 22.75trn

FY2016FY2025

Shareholders' equity

IDR 9.96trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 5.21trnIDR 4.88trnIDR 5.26trnIDR 5.04trnIDR 4.30trnIDR 3.55trnIDR 3.94trnIDR 3.09trnIDR 2.56trnIDR 1.94trn
Operating incomeIDR 1.57trnIDR 1.35trnIDR 1.38trnIDR 2.28trnIDR 1.88trnIDR 1.12trnIDR 1.88trnIDR 1.30trnIDR 908.70bnIDR 555.74bn
Net incomeIDR 1.20trnIDR 1.06trnIDR 1.08trnIDR 1.78trnIDR 1.47trnIDR 854.61bnIDR 1.40trnIDR 965.31bnIDR 670.18bnIDR 412.50bn
Diluted earnings per share155.93137.77140.27231.04190.22110.97181.72125.2696.6659.49

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 22.75trnIDR 21.75trnIDR 21.44trnIDR 21.16trnIDR 18.54trnIDR 16.44trnIDR 15.38trnIDR 12.04trnIDR 9.16trnIDR 7.32trn
Cash and short-term investmentsIDR 2.38trnIDR 2.52trnIDR 1.51trnIDR 1.71trnIDR 1.95trnIDR 4.17trnIDR 3.94trnIDR 3.41trnIDR 1.74trnIDR 1.78trn
Total liabilitiesIDR 12.79trnIDR 12.43trnIDR 12.66trnIDR 12.75trnIDR 11.45trnIDR 10.56trnIDR 26.17bnIDR 8.04trnIDR 6.90trnIDR 5.73trn
DebtIDR 29.51bnIDR 225.30bnIDR 53.79bnIDR 167.75bnIDR 94.36bnIDR 311.61bnIDR 21.86bnIDR 17.04bnIDR 13.75bnIDR 12.32bn
Shareholders' equityIDR 9.96trnIDR 9.31trnIDR 8.77trnIDR 8.40trnIDR 7.09trnIDR 5.88trnIDR 5.39trnIDR 4.00trnIDR 2.25trnIDR 1.59trn
Shares outstanding7,704m7,703m7,703m7,702m7,702m7,701m7,702m7,707m6,933m6,933m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 1.30trnIDR 1.25trnIDR 1.29trnIDR 1.29trnIDR 1.18trnIDR 1.17trnIDR 1.18trnIDR 1.20trn
Operating incomeIDR 427.87bnIDR 406.77bnIDR 348.38bnIDR 416.02bnIDR 425.45bnIDR 395.77bnIDR 370.86bnIDR 278.07bn
Net incomeIDR 336.00bnIDR 319.43bnIDR 255.56bnIDR 301.83bnIDR 333.04bnIDR 310.79bnIDR 290.71bnIDR 218.44bn
Diluted earnings per share43.6241.4633.1739.1843.2340.3437.7428.36
Total assetsIDR 23.30trnIDR 23.15trnIDR 22.75trnIDR 22.21trnIDR 21.66trnIDR 21.71trnIDR 21.75trnIDR 21.36trn
Cash and short-term investmentsIDR 1.26trnIDR 1.56trnIDR 2.38trnIDR 2.22trnIDR 1.96trnIDR 2.19trnIDR 2.52trnIDR 1.86trn
DebtIDR 253.32bnIDR 9.10bnIDR 29.51bnIDR 21.51bnIDR 30.58bnIDR 21.40bnIDR 231.26bnIDR 53.60bn
Shareholders' equityIDR 10.26trnIDR 10.28trnIDR 9.96trnIDR 9.99trnIDR 9.69trnIDR 9.62trnIDR 9.31trnIDR 9.01trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin30.1%27.8%26.2%45.3%43.6%31.7%
Net margin23.1%21.8%20.5%35.3%34.1%24.1%
Return on equity12.1%11.4%12.3%21.2%20.6%14.5%
Return on assets5.3%4.9%5.0%8.4%7.9%5.2%
Revenue growth6.9%-7.4%4.4%17.3%21.2%-9.9%
Earnings growth13.2%-1.8%-39.3%21.5%71.4%-38.9%
Current ratio0.20x2.10x0.58x87.56x125.37x175.88x
Debt to equity0.00x0.04x0.00x0.02x0.00x0.03x
Equity ratio43.8%42.8%40.9%39.7%38.3%35.8%
Interest coverage3.20x—958.26x531.28x12685.63x3674.17x
Buybacks as a share of market value-0.0%0.0%-0.0%-0.0%-0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue1.1%8.0%14.7%
Operating income-11.8%6.9%20.1%
Net income-12.3%7.0%21.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin28.9%32.3%33.9%35.2%
Net margin22.4%25.1%26.3%26.9%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Price to earnings7.76.712.112.118.835.123.414.3
Price to sales1.81.52.54.36.48.58.34.5

Dividends and splits

Per share, in the currency the company pays

Paid for 6 years. Last went ex-dividend on 28 Nov 2025.

FY2025FY2024FY2023FY2022FY2021FY2020
Paid in the year74.0070.1592.5061.7533.0045.00

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.