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BPER Banca SpA BPE.MI · EUR

Financials · Banks · Borsa Italiana · 🇮🇹 Italy

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13.26

+2.71%

Close of 9 Nov 2026, in EUR

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At a glance

Figures in EUR, from our data supplier.

FY2025

Revenue, before interest expense

€9.04bn

FY2016FY2025

Net income

€1.82bn

FY2016FY2025

Total assets

€204.65bn

FY2016FY2025

Shareholders' equity

€16.57bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense€9.04bn€7.63bn€7.39bn€4.75bn€3.96bn€2.93bn€2.75bn€2.53bn€2.38bn€2.47bn
Operating income€2.72bn€2.05bn€1.72bn€1.39bn€692.9m€196.7m€416.9m€345.5m€199.1m€10.5m
Net income€1.82bn€1.40bn€1.52bn€1.45bn€525.1m€236.9m€379.6m€402.0m€176.4m€14.3m
Diluted earnings per share0.930.991.071.020.370.170.490.570.250.02

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€204.65bn€140.59bn€142.13bn€152.30bn€136.35bn€93.06bn€79.03bn€70.63bn€71.34bn€64.96bn
Cash and short-term investments€12.70bn€8.99bn€10.09bn€15.43bn€21.77bn€9.35bn€1.82bn€1.50bn€2.56bn€1.06bn
Total liabilities€187.05bn€129.03bn€132.56bn€144.18bn€129.49bn€86.73bn€73.74bn€65.74bn€65.62bn€59.40bn
Debt€26.33bn€19.87bn€25.18bn€10.02bn€7.33bn€7.19bn€8.51bn€7.94bn€9.99bn€11.23bn
Shareholders' equity€16.57bn€11.35bn€9.37bn€7.94bn€6.70bn€6.20bn€5.16bn€4.39bn€5.06bn€4.88bn
Shares outstanding1,965m1,416m1,415m1,414m1,411m1,413m768m710m710m710m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense€2.05bn€1.67bn€3.04bn€2.37bn€1.79bn€1.84bn€1.87bn€1.87bn
Operating income€1.17bn€821.2m€463.3m€890.8m€694.9m€673.8m€385.3m€624.7m
Net income€758.1m€518.5m€339.9m€575.1m€460.5m€442.9m€265.6m€412.9m
Diluted earnings per share0.370.250.170.290.230.230.190.29
Total assets€208.58bn€206.88bn€204.65bn€204.84bn€144.53bn€141.96bn€140.59bn€139.94bn
Cash and short-term investments€12.39bn€11.27bn€12.70bn€12.30bn€8.60bn€8.61bn€8.99bn€9.91bn
Debt€17.90bn—€15.80bn€14.14bn€8.48bn€7.78bn€5.74bn€5.36bn
Shareholders' equity€15.72bn€15.23bn€16.57bn€15.98bn€11.43bn€11.78bn€11.35bn€10.60bn

Financial ratios

Data as of 25 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin30.1%26.9%23.4%29.2%17.5%6.7%——
Net margin20.1%18.4%20.6%30.5%13.3%8.1%——
Return on equity11.0%12.4%16.2%18.2%7.8%3.8%——
Return on assets0.9%1.0%1.1%1.0%0.4%0.3%——
Revenue growth18.6%3.2%55.6%19.9%35.3%6.5%——
Earnings growth29.6%-7.7%4.9%175.9%121.6%-37.6%——
Current ratio0.09x0.09x0.10x0.13x0.23x0.20x——
Debt to equity——0.69x0.51x0.98x0.51x4.34x3.90x
Equity ratio8.1%8.1%6.6%5.2%4.9%6.7%——
Interest coverage1.99x1.25x1.14x3.20x2.69x1.02x——
Buybacks as a share of market value-38.8%-0.0%-0.1%-0.2%0.1%-83.8%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue17.3%23.3%12.5%
Operating income25.2%69.1%29.0%
Net income7.9%50.3%23.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin28.7%27.4%24.6%20.4%
Net margin19.3%21.5%19.5%16.7%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings12.56.22.81.94.98.96.14.011.5170.2
Price to sales3.01.40.60.60.70.81.00.71.01.1

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 24 Nov 2025.

FY2025FY2024FY2023FY2022FY2021FY2019FY2018FY2017
Paid in the year0.700.300.120.060.040.0880.0740.041
  • 1.014-for-1 split · 21 May 2012
  • 1.02-for-1 split · 30 Oct 2006
  • 3-for-1 split · 26 Jun 2006
  • 1.014-for-1 split · 6 Mar 2000
  • 1.993-for-1 split · 24 Jan 2000
  • 2.061-for-1 split · 19 May 1997

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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