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Bank Permata Tbk PT BNLI.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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1,375

-0.36%

Close of 9 Nov 2026, in IDR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 19.43trn

FY2016FY2025

Net income

IDR 3.59trn

FY2016FY2025

Total assets

IDR 268.34trn

FY2016FY2025

Shareholders' equity

IDR 45.85trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 19.43trnIDR 18.93trnIDR 17.87trnIDR 10.72trnIDR 13.26trnIDR 13.45trnIDR 13.11trnIDR 12.18trnIDR 13.58trnIDR 15.70trn
Operating incomeIDR 4.63trnIDR 4.61trnIDR 3.35trnIDR 5.83trnIDR 1.57trnIDR 1.62trnIDR 2.01trnIDR 1.22trnIDR 951.13bn−IDR 8.63trn
Net incomeIDR 3.59trnIDR 3.57trnIDR 2.59trnIDR 2.01trnIDR 1.23trnIDR 721.59bnIDR 1.50trnIDR 901.25bnIDR 748.43bn−IDR 6.48trn
Diluted earnings per share99.1598.5771.4555.6534.0322.4946.7728.0923.33-460.83

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 268.34trnIDR 259.07trnIDR 257.44trnIDR 255.11trnIDR 234.38trnIDR 197.73trnIDR 161.45trnIDR 152.89trnIDR 148.33trnIDR 165.53trn
Cash and short-term investmentsIDR 24.89trnIDR 26.23trnIDR 38.29trnIDR 59.29trnIDR 49.08trnIDR 28.06trnIDR 27.46trnIDR 24.44trnIDR 17.99trnIDR 22.56trn
Total liabilitiesIDR 222.49trnIDR 216.46trnIDR 217.45trnIDR 217.50trnIDR 197.77trnIDR 162.65trnIDR 137.41trnIDR 130.44trnIDR 126.82trnIDR 146.24trn
DebtIDR 11.35trnIDR 15.03trnIDR 13.68trnIDR 10.29trnIDR 9.33trnIDR 9.82trnIDR 7.03trnIDR 4.80trnIDR 6.57trnIDR 6.53trn
Shareholders' equityIDR 45.85trnIDR 42.60trnIDR 39.99trnIDR 37.62trnIDR 36.61trnIDR 35.07trnIDR 24.04trnIDR 22.45trnIDR 21.51trnIDR 19.29trn
Shares outstanding36,181m36,181m36,181m36,181m36,181m32,083m32,083m32,083m32,083m14,068m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 4.67trnIDR 4.47trnIDR 4.83trnIDR 5.22trnIDR 4.81trnIDR 4.82trnIDR 4.75trnIDR 5.05trn
Operating incomeIDR 1.03trnIDR 1.19trnIDR 912.19bnIDR 1.59trnIDR 1.11trnIDR 1.02trnIDR 1.01trnIDR 1.62trn
Net incomeIDR 798.94bnIDR 920.10bnIDR 704.57bnIDR 1.24trnIDR 856.31bnIDR 788.97bnIDR 780.90bnIDR 1.26trn
Diluted earnings per share22.0825.4319.4734.2123.6721.8121.5834.72
Total assetsIDR 272.73trnIDR 262.35trnIDR 268.34trnIDR 269.61trnIDR 264.19trnIDR 264.28trnIDR 259.07trnIDR 254.64trn
Cash and short-term investmentsIDR 13.52trnIDR 20.56trnIDR 24.89trnIDR 12.29trnIDR 22.66trnIDR 24.28trnIDR 26.23trnIDR 24.52trn
DebtIDR 14.38trnIDR 9.67trnIDR 11.35trnIDR 16.96trnIDR 11.00trnIDR 11.19trnIDR 10.85trnIDR 17.21trn
Shareholders' equityIDR 45.15trnIDR 46.08trnIDR 45.85trnIDR 45.28trnIDR 43.58trnIDR 43.53trnIDR 42.60trnIDR 42.14trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin23.8%24.3%18.8%54.3%11.8%12.0%
Net margin18.5%18.8%14.5%18.8%9.3%5.4%
Return on equity7.8%8.4%6.5%5.4%3.4%2.1%
Return on assets1.3%1.4%1.0%0.8%0.5%0.4%
Revenue growth2.7%6.0%66.6%-19.1%-1.4%2.6%
Earnings growth0.6%38.0%28.4%63.5%70.6%-51.9%
Current ratio0.13x0.29x80.05x299.21x285.90x253.70x
Debt to equity0.25x0.46x0.45x0.37x0.34x0.36x
Equity ratio17.1%16.4%15.5%14.7%15.6%17.7%
Interest coverage0.66x0.66x0.55x1.81x0.46x0.36x
Buybacks as a share of market value0.0%-0.0%0.0%0.0%-12.8%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue7.7%6.9%4.1%
Operating income-7.4%23.4%31.8%
Net income21.2%37.8%30.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin24.1%27.5%23.1%10.5%
Net margin18.6%17.6%14.6%6.4%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings51.99.612.918.245.1117.423.619.423.4-1.0
Price to sales15.02.92.83.75.39.54.12.11.90.8

Dividends and splits

Per share, in the currency the company pays

Paid for 4 years. Last went ex-dividend on 16 Apr 2026.

FY2026FY2025FY2024FY2023FY2022FY2015FY2014FY1997
Paid in the year35.0030.0025.0015.008.5010.73611.1352,020.677
  • 25-to-1 reverse split · 8 Jun 2004
  • 1.33-for-1 split · 4 Aug 1998
  • 2-for-1 split · 27 Oct 1997
  • 3-for-1 split · 20 Jul 1992

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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