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Bank CIMB Niaga Tbk PT BNGA.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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1,510

+1.34%

Close of 9 Nov 2026, in IDR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 30.74trn

FY2016FY2025

Net income

IDR 6.88trn

FY2016FY2025

Total assets

IDR 372.70trn

FY2016FY2025

Shareholders' equity

IDR 57.94trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 30.74trnIDR 18.94trnIDR 27.72trnIDR 24.51trnIDR 23.50trnIDR 24.44trnIDR 25.95trnIDR 24.12trnIDR 23.76trnIDR 24.40trn
Operating incomeIDR 8.83trnIDR 10.19trnIDR 8.36trnIDR 6.58trnIDR 5.19trnIDR 2.95trnIDR 4.95trnIDR 4.85trnIDR 4.16trnIDR 2.85trn
Net incomeIDR 6.88trnIDR 6.83trnIDR 6.47trnIDR 5.04trnIDR 4.10trnIDR 2.01trnIDR 3.65trnIDR 3.48trnIDR 2.98trnIDR 2.08trn
Diluted earnings per share273.52271.53258.77202.21164.4880.73146.20139.52118.4882.83

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 372.70trnIDR 360.22trnIDR 334.37trnIDR 306.75trnIDR 310.79trnIDR 280.94trnIDR 274.47trnIDR 266.78trnIDR 266.31trnIDR 241.57trn
Cash and short-term investmentsIDR 27.57trnIDR 21.28trnIDR 11.16trnIDR 32.07trnIDR 47.04trnIDR 28.08trnIDR 31.41trnIDR 27.11trnIDR 32.36trnIDR 22.71trn
Total liabilitiesIDR 314.54trnIDR 307.02trnIDR 285.03trnIDR 261.48trnIDR 267.40trnIDR 239.89trnIDR 231.17trnIDR 227.20trnIDR 229.35trnIDR 207.36trn
DebtIDR 19.78trnIDR 21.72trnIDR 29.26trnIDR 11.67trnIDR 8.83trnIDR 16.38trnIDR 22.44trnIDR 21.15trnIDR 22.19trnIDR 11.82trn
Shareholders' equityIDR 57.94trnIDR 53.00trnIDR 49.19trnIDR 45.19trnIDR 43.38trnIDR 41.04trnIDR 43.28trnIDR 39.58trnIDR 36.95trnIDR 34.21trn
Shares outstanding25,141m25,138m25,019m24,933m24,929m24,928m24,933m24,959m25,132m25,132m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 10.44trnIDR 7.55trnIDR 7.22trnIDR 8.18trnIDR 7.61trnIDR 4.74trnIDR 4.56trnIDR 7.62trn
Operating incomeIDR 2.06trnIDR 2.27trnIDR 2.08trnIDR 2.31trnIDR 2.19trnIDR 2.47trnIDR 2.30trnIDR 2.24trn
Net incomeIDR 1.67trnIDR 1.76trnIDR 1.61trnIDR 1.81trnIDR 1.65trnIDR 1.80trnIDR 1.69trnIDR 1.73trn
Diluted earnings per share66.4770.2563.9672.1465.6371.7967.3468.68
Total assetsIDR 381.97trnIDR 368.22trnIDR 372.70trnIDR 369.45trnIDR 357.87trnIDR 370.99trnIDR 360.22trnIDR 354.30trn
Cash and short-term investmentsIDR 15.35trnIDR 14.85trnIDR 26.57trnIDR 20.87trnIDR 25.12trnIDR 25.51trnIDR 21.28trnIDR 22.18trn
DebtIDR 24.82trnIDR 22.66trnIDR 27.15trnIDR 11.59trnIDR 23.21trnIDR 38.15trnIDR 27.67trnIDR 26.25trn
Shareholders' equityIDR 56.11trnIDR 58.84trnIDR 57.94trnIDR 56.09trnIDR 53.58trnIDR 55.33trnIDR 53.00trnIDR 52.04trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin28.7%53.8%30.2%26.8%22.1%12.1%
Net margin22.4%36.0%23.4%20.6%17.4%8.2%
Return on equity11.9%12.9%13.2%11.2%9.5%4.9%
Return on assets1.8%1.9%1.9%1.6%1.3%0.7%
Revenue growth62.3%-31.6%13.1%4.3%-3.9%-5.8%
Earnings growth0.7%5.4%28.4%23.0%103.8%-44.8%
Current ratio1.28x0.16x0.07x221.05x230.37x60.62x
Debt to equity0.47x0.52x0.63x0.31x0.27x0.47x
Equity ratio15.5%14.7%14.7%14.7%14.0%14.6%
Interest coverage0.79x0.93x0.93x1.17x0.90x0.36x
Buybacks as a share of market value-0.0%-0.5%-0.3%-0.0%-0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue1.2%3.8%3.6%
Operating income10.3%24.5%31.5%
Net income10.9%27.9%32.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin38.3%33.3%28.1%21.8%
Net margin27.6%24.7%20.9%16.1%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings6.56.46.55.95.912.46.66.611.410.2
Price to sales2.32.22.31.61.41.61.41.42.11.4

Dividends and splits

Per share, in the currency the company pays

Paid for 8 years. Last went ex-dividend on 28 Apr 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year161.77155.73122.67115.1694.0744.0655.3927.934
  • 10-to-1 reverse split · 21 May 2004
  • 2-for-1 split · 8 Sept 1997
  • 19-for-10 split · 25 Aug 1997
  • 2-for-1 split · 16 Nov 1995
  • 11-for-10 split · 4 Dec 1990

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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