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Bank Mandiri (Persero) Tbk PT BMRI.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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3,710

+0.27%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 203.77trn

FY2016FY2025

Net income

IDR 56.29trn

FY2016FY2025

Total assets

IDR 2829.95trn

FY2016FY2025

Shareholders' equity

IDR 293.75trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 203.77trnIDR 176.52trnIDR 154.93trnIDR 136.14trnIDR 120.01trnIDR 115.37trnIDR 110.93trnIDR 101.89trnIDR 94.69trnIDR 91.69trn
Operating incomeIDR 76.42trnIDR 76.40trnIDR 74.68trnIDR 56.38trnIDR 38.36trnIDR 24.39trnIDR 36.44trnIDR 33.94trnIDR 27.16trnIDR 18.57trn
Net incomeIDR 56.29trnIDR 55.78trnIDR 55.06trnIDR 41.17trnIDR 28.03trnIDR 16.80trnIDR 27.48trnIDR 25.02trnIDR 20.64trnIDR 13.81trn
Diluted earnings per share603.41597.67589.93441.45300.54180.22294.45268.02221.14147.93

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 2829.95trnIDR 2427.22trnIDR 2174.22trnIDR 1992.54trnIDR 1725.61trnIDR 1541.96trnIDR 1318.25trnIDR 1202.25trnIDR 1124.70trnIDR 1038.71trn
Cash and short-term investmentsIDR 384.91trnIDR 250.73trnIDR 249.40trnIDR 277.85trnIDR 196.17trnIDR 178.07trnIDR 124.71trnIDR 124.55trnIDR 161.39trnIDR 159.37trn
Total liabilitiesIDR 2502.55trnIDR 2113.75trnIDR 1886.72trnIDR 1740.30trnIDR 1503.50trnIDR 1337.26trnIDR 1109.21trnIDR 1017.29trnIDR 954.69trnIDR 885.34trn
DebtIDR 148.77trnIDR 281.33trnIDR 183.50trnIDR 134.44trnIDR 280.56trnIDR 244.96trnIDR 174.28trnIDR 163.38trnIDR 123.00trnIDR 109.25trn
Shareholders' equityIDR 293.75trnIDR 283.80trnIDR 260.85trnIDR 229.68trnIDR 204.69trnIDR 189.14trnIDR 204.60trnIDR 181.20trnIDR 166.72trnIDR 150.45trn
Shares outstanding93,293m93,333m93,333m93,263m93,260m93,217m93,334m93,331m93,332m93,333m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 45.98trnIDR 47.68trnIDR 54.13trnIDR 50.21trnIDR 44.87trnIDR 46.31trnIDR 47.49trnIDR 44.99trn
Operating incomeIDR 19.10trnIDR 19.94trnIDR 24.87trnIDR 18.02trnIDR 15.34trnIDR 18.18trnIDR 19.06trnIDR 20.74trn
Net incomeIDR 15.03trnIDR 15.38trnIDR 18.56trnIDR 13.28trnIDR 11.26trnIDR 13.20trnIDR 13.77trnIDR 15.47trn
Diluted earnings per share161.12164.94198.98142.29120.67141.46147.49165.71
Total assetsIDR 2527.98trnIDR 2433.04trnIDR 2829.95trnIDR 2563.74trnIDR 2514.68trnIDR 2463.66trnIDR 2427.22trnIDR 2323.99trn
Cash and short-term investmentsIDR 169.92trnIDR 178.28trnIDR 384.91trnIDR 179.07trnIDR 277.27trnIDR 257.99trnIDR 250.73trnIDR 214.90trn
DebtIDR 205.28trnIDR 128.67trnIDR 148.77trnIDR 256.77trnIDR 284.08trnIDR 249.53trnIDR 277.84trnIDR 214.37trn
Shareholders' equityIDR 284.59trnIDR 304.95trnIDR 293.75trnIDR 281.63trnIDR 266.83trnIDR 254.16trnIDR 283.80trnIDR 272.12trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin37.5%43.3%48.2%41.4%32.0%21.1%
Net margin27.6%31.6%35.5%30.2%23.4%14.6%
Return on equity19.2%19.7%21.1%17.9%13.7%8.9%
Return on assets2.0%2.3%2.5%2.1%1.6%1.1%
Revenue growth15.4%13.9%13.8%13.4%4.0%4.0%
Earnings growth0.9%1.3%33.7%46.9%66.8%-38.9%
Current ratio0.30x0.18x0.19x40.14x89.28x56.13x
Debt to equity0.51x0.97x0.68x0.59x0.52x0.44x
Equity ratio10.4%11.7%12.0%11.5%11.9%12.3%
Interest coverage1.31x1.83x2.43x2.75x1.87x0.86x
Buybacks as a share of market value0.0%0.0%-0.1%-0.0%-0.0%0.1%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue10.2%11.1%9.5%
Operating income10.7%25.7%11.2%
Net income11.0%27.4%10.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin40.2%42.3%38.2%35.1%
Net margin29.5%31.0%27.9%25.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings8.49.510.35.55.88.76.46.88.99.7
Price to sales3.14.04.52.01.61.62.12.12.51.8

Dividends and splits

Per share, in the currency the company pays

Paid for 23 years. Last went ex-dividend on 6 Jan 2026.

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Paid in the year566.184353.958264.668360.636110.136176.671120.60899.513
  • 2-for-1 split · 4 Apr 2023
  • 2-for-1 split · 13 Sept 2017

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.