GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
B

Bank of Ireland Group BIRG.IR · EUR

Financials · Euronext Dublin · 🇮🇪 Ireland

Compare

19.24

+1.64%

Close of 9 Nov 2026, in EUR

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in EUR, from our data supplier.

FY2025

Revenue, before interest expense

€4.21bn

FY2016FY2025

Net income

€1.20bn

FY2016FY2025

Total assets

€164.80bn

FY2016FY2025

Shareholders' equity

€12.92bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense€4.21bn€4.46bn€4.49bn€3.26bn€6.08bn€4.36bn€5.59bn€3.79bn€35.01bn€30.55bn
Operating income——————€858.0m€1.08bn——
Net income€1.20bn€1.53bn€1.59bn€889.0m€1.05bn−€742.0m€386.0m€620.0m€8.16bn€6.67bn
Diluted earnings per share1.261.611.510.830.97-0.690.360.658.577.00

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€164.80bn€161.81bn€155.71bn€151.32bn€155.27bn€133.75bn€131.88bn€123.67bn€992.16bn€878.17bn
Cash and short-term investments————€32.82bn€12.41bn€10.07bn€7.74bn——
Total liabilities€151.88bn€148.80bn€143.15bn€139.39bn€143.93bn€124.13bn€121.45bn€113.62bn€934.60bn€824.03bn
Debt————€24.60bn€10.22bn€12.56bn€12.82bn€197.99bn€169.59bn
Shareholders' equity€12.92bn€13.01bn€12.56bn€11.87bn€11.27bn€9.55bn€9.63bn€9.24bn€57.56bn€54.14bn
Shares outstanding952m952m1,056m1,069m1,076m1,074m1,072m952m952m952m

Latest quarters

By quarter end

Jun 2025Dec 2024Jun 2024Dec 2023Jun 2023Mar 2023Dec 2019Sept 2019
Revenue, before interest expense€3.63bn€4.83bn€5.18bn€4.82bn€4.26bn€1.65bn€642.0m€642.0m
Operating income——————€215.5m€215.5m
Net income€572.0m€613.0m€843.0m€695.0m€791.0m€426.5m€95.5m€95.5m
Diluted earnings per share0.580.610.810.660.740.390.090.09
Total assets€162.38bn€161.81bn€159.13bn€155.71bn€156.22bn€156.22bn€131.88bn€131.88bn
Cash and short-term investments——————€10.07bn—
Debt—————€14.00bn€10.50bn€10.50bn
Shareholders' equity€13.06bn€13.01bn€12.61bn€12.56bn€12.06bn€12.12bn€9.63bn€9.63bn

Financial ratios

Data as of 29 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2017FY2016FY2016
Operating margin————28.9%-7.2%15.4%28.5%21.4%32.6%——
Net margin28.5%34.3%35.5%27.2%17.2%-17.0%——————
Return on equity9.3%11.8%12.7%7.5%9.3%-7.8%——————
Return on assets0.7%0.9%1.0%0.6%0.7%-0.6%——————
Revenue growth-5.6%-0.6%37.6%-46.3%39.7%-22.0%——————
Earnings growth-21.6%-4.0%79.4%-15.2%-241.2%-292.2%——————
Current ratio———0.42x1.22x1.16x1.20x1.21x1.24x———
Debt to equity——————1.09x1.19x1.18x3.44x1.29x3.13x
Equity ratio7.8%8.0%8.1%7.8%7.3%7.1%——————
Interest coverage————3.24x-0.65x2.32x2.85x2.51x—1.88x—
Buybacks as a share of market value9.8%—1.2%0.6%-0.2%-0.2%-2015.4%—————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue8.9%-0.7%-17.5%
Net income10.5%—-15.0%

Average margins

Over each period

1 year3 years5 years10 years
Net margin31.5%31.7%20.6%21.1%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings13.05.55.410.75.1-4.813.67.50.81.0
Price to sales3.71.91.92.90.90.80.91.20.20.2

Dividends and splits

Per share, in the currency the company pays

Paid for 4 years. Last went ex-dividend on 23 Apr 2026.

FY2026FY2025FY2024FY2023FY2022FY2019FY2018FY2008
Paid in the year0.450.530.950.210.050.160.11511.82
  • 30-to-1 reverse split · 10 Jul 2017
  • 1-to-1 reverse split · 23 Jul 2001
  • 2-for-1 split · 19 Jul 1999
  • 6-for-5 split · 15 Jul 1991
  • 4-for-3 split · 17 Jul 1989

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.