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Bank Ina Perdana Tbk PT BINA.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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3,610

-0.82%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 1.94trn

FY2016FY2025

Net income

−IDR 369.02bn

FY2016FY2025

Total assets

IDR 31.30trn

FY2016FY2025

Shareholders' equity

IDR 3.31trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 1.94trnIDR 1.94trnIDR 1.77trnIDR 1.20trnIDR 767.25bnIDR 502.33bnIDR 367.11bnIDR 287.32bnIDR 256.79bnIDR 247.89bn
Operating income−IDR 464.88bnIDR 107.46bnIDR 267.53bnIDR 202.85bnIDR 50.18bnIDR 28.62bnIDR 9.94bnIDR 16.93bnIDR 24.21bnIDR 22.87bn
Net income−IDR 369.02bnIDR 81.85bnIDR 207.88bnIDR 157.05bnIDR 39.75bnIDR 19.38bnIDR 7.12bnIDR 11.39bnIDR 18.34bnIDR 18.24bn
Diluted earnings per share-60.1513.3433.8926.456.953.431.262.003.246.69

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 31.30trnIDR 24.44trnIDR 24.38trnIDR 20.55trnIDR 15.06trnIDR 8.44trnIDR 5.26trnIDR 3.85trnIDR 3.12trnIDR 2.36trn
Cash and short-term investmentsIDR 3.23trnIDR 3.89trnIDR 5.03trnIDR 4.51trnIDR 5.19trnIDR 2.10trnIDR 1.57trnIDR 1.06trnIDR 577.80bnIDR 332.19bn
Total liabilitiesIDR 27.99trnIDR 20.82trnIDR 20.83trnIDR 17.26trnIDR 12.68trnIDR 7.22trnIDR 4.04trnIDR 2.65trnIDR 1.92trnIDR 1.88trn
DebtIDR 541.20bnIDR 66.44bnIDR 273.41bnIDR 942.60bnIDR 43.16bnIDR 52.16bn————
Shareholders' equityIDR 3.31trnIDR 3.61trnIDR 3.56trnIDR 3.29trnIDR 2.37trnIDR 1.22trnIDR 1.22trnIDR 1.21trnIDR 1.20trnIDR 482.70bn
Shares outstanding6,135m6,135m6,135m5,937m5,723m5,654m5,654m5,694m5,654m2,725m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 520.48bnIDR 509.79bnIDR 519.25bnIDR 508.57bnIDR 464.50bnIDR 447.96bnIDR 470.99bnIDR 467.24bn
Operating incomeIDR 16.11bnIDR 67.54bn−IDR 509.03bnIDR 12.26bnIDR 14.06bnIDR 17.83bn−IDR 33.35bnIDR 52.90bn
Net incomeIDR 12.03bnIDR 52.98bn−IDR 401.87bnIDR 8.15bnIDR 10.33bnIDR 14.37bn−IDR 28.39bnIDR 41.35bn
Diluted earnings per share1.968.64-65.511.331.682.34-4.636.74
Total assetsIDR 34.45trnIDR 31.29trnIDR 31.30trnIDR 30.24trnIDR 25.98trnIDR 24.70trnIDR 24.44trnIDR 22.44trn
Cash and short-term investmentsIDR 3.61trnIDR 2.86trnIDR 3.23trnIDR 3.68trnIDR 5.04trnIDR 4.77trnIDR 3.89trnIDR 3.09trn
DebtIDR 5.04trnIDR 2.87trnIDR 541.20bnIDR 620.62bnIDR 479.15bnIDR 178.03bnIDR 498.71bnIDR 1.43trn
Shareholders' equityIDR 2.97trnIDR 3.10trnIDR 3.31trnIDR 3.70trnIDR 3.66trnIDR 3.62trnIDR 3.61trnIDR 3.67trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin-24.0%5.5%15.1%16.9%6.5%5.7%
Net margin-19.0%4.2%11.7%13.1%5.2%3.9%
Return on equity-11.1%2.3%5.8%4.8%1.7%1.6%
Return on assets-1.2%0.3%0.9%0.8%0.3%0.2%
Revenue growth0.2%9.2%47.6%56.6%52.7%36.8%
Earnings growth-550.9%-60.6%32.4%295.1%105.1%172.3%
Current ratio7.62x0.21x0.96x226.25x415.89x207.99x
Debt to equity0.15x0.12x0.34x0.46x0.02x0.05x
Equity ratio10.6%14.8%14.6%16.0%15.8%14.4%
Interest coverage-0.37x0.09x0.26x0.35x0.11x0.11x
Buybacks as a share of market value0.0%0.0%-3.3%-3.7%-1.2%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue3.4%23.2%23.4%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin-9.2%1.6%2.4%3.0%
Net margin-7.4%1.1%1.7%2.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings-74.6314.1120.7150.8—201.4—334.8306.828.3
Price to sales40.333.831.638.366.816.229.725.541.94.7

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.