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B

Banca Generali SpA BGN.MI · EUR

Financials · Borsa Italiana · 🇮🇹 Italy

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61.05

+0.99%

Close of 9 Nov 2026, in EUR

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At a glance

Figures in EUR, from our data supplier.

FY2025

Revenue, before interest expense

€1.65bn

FY2016FY2025

Net income

€445.8m

FY2016FY2025

Total assets

€18.46bn

FY2016FY2025

Shareholders' equity

€1.47bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense€1.65bn€1.30bn€1.05bn€764.9m€816.0m€717.3m€672.9m€538.3m€549.1m€452.3m
Operating income€572.8m€569.8m€443.8m€322.3m€392.7m€347.3m€325.3m€219.8m€238.6m€184.8m
Net income€445.8m€431.2m€326.1m€213.0m€323.1m€274.9m€272.1m€180.1m€204.1m€155.9m
Diluted earnings per share3.913.782.861.872.812.382.351.551.751.34

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€18.46bn€16.82bn€172.67bn€17.27bn€16.19bn€13.18bn€11.77bn€9.74bn€8.99bn€8.36bn
Cash and short-term investments€854.6m€1.30bn−€281.7m€986.7m€1.83bn€863.3m€797.4m€1.41bn€938.4m€829.1m
Total liabilities€16.98bn€15.36bn€14.35bn€16.20bn€15.09bn€11.99bn€10.85bn€9.00bn€8.25bn€7.71bn
Debt€2.11bn€449.3m€281.7m€2.34bn€381.8m€892.5m€347.1m€8.68bn€717.0m€862.0m
Shareholders' equity€1.47bn€1.46bn€10.68bn€1.07bn€1.11bn€1.18bn€917.6m€734.9m€736.1m€646.5m
Shares outstanding114m114m114m114m115m115m116m116m117m117m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense€4.93bn€279.0m€460.7m€409.0m€321.8m€288.1m€448.8m€211.5m
Operating income€2.30bn€171.2m€156.9m€144.0m€124.2m€148.1m€117.2m€134.4m
Net income€1.52bn€126.4m€131.2m€114.5m€89.9m€110.3m€92.6m€99.1m
Diluted earnings per share13.031.081.151.000.790.970.810.87
Total assets€18.84bn€18.99bn€18.46bn€17.84bn€17.58bn€16.99bn€16.82bn€15.61bn
Cash and short-term investments€394.5m—€410.5m—€1.01bn—€1.30bn€993.3m
Debt€1.38bn—€15.90bn€2.01bn€1.67bn€14.53bn€14.51bn€13.39bn
Shareholders' equity€1.41bn€1.69bn€1.47bn€1.34bn€1.35bn€1.58bn€1.46bn€1.41bn

Financial ratios

Data as of 13 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin34.7%43.7%42.3%42.1%48.1%48.4%
Net margin27.0%33.1%31.1%27.9%39.6%38.3%
Return on equity30.4%29.5%3.1%19.9%29.2%23.2%
Return on assets2.4%2.6%0.2%1.2%2.0%2.1%
Revenue growth26.7%24.2%37.2%-6.3%13.8%6.6%
Earnings growth3.4%32.2%53.1%-34.1%17.5%1.0%
Current ratio0.78x0.13x0.60x45.54x0.14x45.58x
Debt to equity1.25x9.85x0.16x2.04x0.12x0.63x
Equity ratio7.9%8.7%6.2%6.2%6.8%9.0%
Interest coverage4.63x3.44x3.42x14.50x44.21x55.90x
Buybacks as a share of market value-0.0%-0.0%0.1%0.8%0.3%0.3%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue29.2%18.1%12.4%
Operating income21.1%10.5%9.2%
Net income27.9%10.2%8.2%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin38.7%40.0%42.0%42.7%
Net margin29.7%29.7%32.0%33.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings14.611.811.817.213.811.412.311.715.816.9
Price to sales4.03.93.64.85.54.45.03.95.95.8

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 18 May 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2019FY2018
Paid in the year2.202.802.751.651.953.301.251.25

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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