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BFI Finance Indonesia Tbk PT BFIN.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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725

+0.69%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 6.50trn

FY2016FY2025

Net income

IDR 1.58trn

FY2016FY2025

Total assets

IDR 25.47trn

FY2016FY2025

Shareholders' equity

IDR 10.65trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 6.50trnIDR 6.14trnIDR 6.15trnIDR 5.14trnIDR 3.85trnIDR 4.36trnIDR 5.05trnIDR 4.91trnIDR 3.94trnIDR 3.13trn
Operating incomeIDR 2.92trnIDR 2.15trnIDR 2.33trnIDR 2.38trnIDR 1.44trnIDR 1.12trnIDR 2.09trnIDR 2.17trnIDR 1.71trnIDR 1.22trn
Net incomeIDR 1.58trnIDR 1.56trnIDR 1.64trnIDR 1.81trnIDR 1.13trnIDR 701.60bnIDR 711.68bnIDR 1.47trnIDR 1.19trnIDR 798.37bn
Diluted earnings per share106.53104.05109.31120.4275.6046.8847.5698.0979.3653.35

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 25.47trnIDR 25.12trnIDR 23.99trnIDR 21.93trnIDR 15.64trnIDR 15.20trnIDR 19.09trnIDR 19.12trnIDR 16.48trnIDR 12.48trn
Cash and short-term investmentsIDR 1.55trnIDR 1.61trnIDR 1.74trnIDR 1.07trnIDR 969.18bnIDR 1.41trnIDR 660.03bnIDR 755.25bnIDR 225.20bnIDR 165.39bn
Total liabilitiesIDR 14.82trnIDR 14.94trnIDR 14.49trnIDR 13.17trnIDR 8.21trnIDR 8.59trnIDR 13.01trnIDR 12.91trnIDR 11.58trnIDR 8.22trn
DebtIDR 13.60trnIDR 13.76trnIDR 13.39trnIDR 11.83trnIDR 7.28trnIDR 7.77trnIDR 11.49trnIDR 12.10trnIDR 10.73trnIDR 7.66trn
Shareholders' equityIDR 10.65trnIDR 10.18trnIDR 9.50trnIDR 8.76trnIDR 7.43trnIDR 6.61trnIDR 6.08trnIDR 6.20trnIDR 4.90trnIDR 4.25trn
Shares outstanding14,849m15,039m15,039m15,003m14,964m14,964m14,964m14,964m14,964m14,964m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 1.65trnIDR 1.71trnIDR 1.67trnIDR 1.65trnIDR 1.56trnIDR 1.63trnIDR 1.61trnIDR 1.53trn
Operating incomeIDR 603.90bnIDR 489.15bnIDR 1.14trnIDR 739.29bnIDR 498.87bnIDR 548.93bnIDR 590.60bnIDR 590.12bn
Net incomeIDR 474.62bnIDR 354.36bnIDR 414.55bnIDR 405.00bnIDR 356.78bnIDR 405.52bnIDR 449.83bnIDR 429.13bn
Diluted earnings per share32.0323.9127.9227.2724.0327.3129.9128.53
Total assetsIDR 25.06trnIDR 25.26trnIDR 25.47trnIDR 25.43trnIDR 25.34trnIDR 25.69trnIDR 25.12trnIDR 24.11trn
Cash and short-term investmentsIDR 1.39trnIDR 1.24trnIDR 1.55trnIDR 1.43trnIDR 1.25trnIDR 1.28trnIDR 1.61trnIDR 1.50trn
DebtIDR 12.95trnIDR 13.13trnIDR 13.60trnIDR 22.17trnIDR 13.80trnIDR 13.88trnIDR 13.76trnIDR 12.83trn
Shareholders' equityIDR 10.94trnIDR 10.95trnIDR 10.65trnIDR 10.89trnIDR 10.52trnIDR 10.67trnIDR 10.18trnIDR 10.25trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin44.9%35.1%37.8%46.3%37.3%25.7%
Net margin24.3%25.5%26.7%35.1%29.4%16.1%
Return on equity14.8%15.4%17.3%20.6%15.2%10.6%
Return on assets6.2%6.2%6.9%8.2%7.2%4.6%
Revenue growth5.9%-0.2%19.6%33.5%-11.6%-13.8%
Earnings growth1.1%-4.8%-9.0%59.7%61.2%-1.4%
Current ratio2.43x2.98x60.91x3.14x33.22x54.81x
Debt to equity1.28x1.35x2.21x1.35x1.50x1.95x
Equity ratio41.8%40.5%39.6%39.9%47.5%43.5%
Interest coverage3.10x9.14x8.02x16.64x6.79x4.50x
Buybacks as a share of market value1.3%-0.0%-0.2%-0.3%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue8.1%8.3%11.7%
Operating income7.0%21.2%11.8%
Net income-4.3%17.7%9.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin40.2%40.9%38.4%39.9%
Net margin24.9%27.6%26.2%25.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings6.69.111.08.815.511.911.86.88.66.6
Price to sales1.62.33.03.14.61.91.72.02.61.7

Dividends and splits

Per share, in the currency the company pays

Paid for 12 years. Last went ex-dividend on 3 Jun 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year35.0067.0055.0060.0038.0025.0012.0049.00
  • 10-for-1 split · 5 Jun 2017
  • 2-for-1 split · 7 Aug 2012
  • 2-for-1 split · 3 Nov 1997
  • 4-for-3 split · 14 Feb 1994
  • 1.85-for-1 split · 12 Aug 1993
  • 11-for-10 split · 3 May 1993

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.