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Bendigo and Adelaide Bank BEN.AX · AUD

Financials · ASX · 🇦🇺 Australia

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10.60

-2.12%

Close of 9 Nov 2026, in AUD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in AUD, from our data supplier.

FY2026

Net income

A$375.1m

FY2017FY2026

Total assets

A$104.41bn

FY2017FY2026

Shareholders' equity

A$6.73bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating incomeA$530.2mA$605.6mA$904.5mA$680.5mA$662.9mA$616.0mA$391.0mA$576.1mA$579.1mA$560.8m
Net incomeA$375.1m−A$97.1mA$545.0mA$497.0mA$488.1mA$524.0mA$192.8mA$376.8mA$434.5mA$429.6m
Diluted earnings per share0.65-0.150.860.750.740.810.290.650.760.77

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assetsA$104.41bnA$103.22bnA$98.19bnA$98.48bnA$95.24bnA$86.58bnA$76.01bnA$72.44bnA$71.44bnA$71.42bn
Cash and short-term investmentsA$1.59bnA$1.08bnA$1.89bnA$6.68bnA$3.16bnA$5.52bnA$1.23bnA$1.14bnA$1.32bnA$1.27bn
Total liabilitiesA$97.68bnA$96.55bnA$91.15bnA$91.63bnA$88.53bnA$80.22bnA$70.22bnA$66.80bnA$65.82bnA$65.99bn
DebtA$10.11bnA$11.37bnA$11.06bnA$17.47bnA$15.19bnA$13.48bnA$5.88bnA$5.86bnA$8.68bnA$9.56bn
Shareholders' equityA$6.73bnA$6.67bnA$7.03bnA$6.85bnA$6.71bnA$6.35bnA$5.80bnA$5.63bnA$5.62bnA$5.43bn
Shares outstanding580m637m636m665m661m647m664m578m574m558m

Latest quarters

By quarter end

Jun 2026Dec 2025Jun 2025Mar 2025Dec 2024Jun 2024Dec 2023Jun 2023
Operating incomeA$273.8mA$339.0mA$119.7m—A$485.9mA$517.8mA$313.6mA$290.3m
Net incomeA$144.5mA$230.6m−A$313.9mA$171.1mA$216.8mA$262.7mA$282.3mA$248.0m
Diluted earnings per share0.250.36-0.490.270.340.410.420.37
Total assetsA$104.41bnA$101.30bnA$103.22bn—A$102.17bnA$98.19bnA$99.53bnA$98.48bn
Cash and short-term investmentsA$1.45bnA$2.73bnA$1.08bn—A$4.28bnA$1.89bnA$5.00bnA$6.68bn
DebtA$3.74bnA$9.47bnA$15.18bn—A$11.61bnA$13.10bnA$12.64bnA$17.47bn
Shareholders' equityA$6.73bnA$6.64bnA$6.67bn—A$7.09bnA$7.03bnA$7.01bnA$6.85bn

Financial ratios

Data as of 12 Oct 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin29.4%11.5%42.8%19.9%10.9%10.8%—
Net margin20.8%-1.8%29.3%13.6%24.5%24.8%—
Return on equity5.6%-1.5%7.7%7.3%7.3%8.2%—
Return on assets0.4%-0.1%0.6%0.5%0.5%0.6%—
Revenue growth-65.7%182.4%-48.9%83.1%-5.8%-16.6%—
Earnings growth-486.3%-117.8%9.7%1.8%-6.9%171.8%—
Current ratio0.02x0.02x0.05x0.19x0.08x12.86x—
Debt to equity—1.69x1.86x2.55x2.24x0.82x0.98x
Equity ratio6.5%6.5%7.2%7.0%7.0%7.3%—
Interest coverage0.18x0.18x0.26x2.22x1.74x1.67x—
Buybacks as a share of market value8.9%-0.0%4.3%-0.7%-2.1%2.6%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-20.9%-3.1%2.3%
Operating income-8.0%-3.0%0.1%
Net income-9.0%-6.5%-1.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin16.1%21.7%24.0%26.4%
Net margin3.9%10.5%14.0%16.6%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings16.5-69.215.312.913.311.232.115.014.315.2
Price to sales3.41.34.51.83.32.82.43.74.14.5

Dividends and splits

Per share, in the currency the company pays

Paid for 33 years. Last went ex-dividend on 1 Sept 2026.

FY2027FY2026FY2025FY2024FY2023FY2022FY2021FY2020
Paid in the year0.330.301.3710.4291.250.7570.400.943

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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