GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
B

Bank JTrust Indonesia Tbk PT BCIC.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

Compare

95

+1.06%

Close of 9 Nov 2026, in IDR

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

Popular Bitcoin Ethereum Nvidia Apple S&P 500 Gold EUR/USD US 10Y

At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 3.10trn

FY2016FY2025

Net income

−IDR 428.43bn

FY2016FY2025

Total assets

IDR 39.35trn

FY2016FY2025

Shareholders' equity

IDR 3.43trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 3.10trnIDR 3.44trnIDR 2.78trnIDR 2.27trnIDR 1.03trnIDR 957.77bnIDR 1.19trnIDR 1.50trnIDR 1.65trnIDR 1.42trn
Operating income−IDR 332.00bnIDR 106.48bnIDR 21.81bnIDR 47.25bn−IDR 548.47bn−IDR 581.43bnIDR 49.30bn−IDR 403.58bnIDR 118.40bn−IDR 712.19bn
Net income−IDR 428.43bnIDR 2.83bnIDR 27.90bnIDR 86.62bn−IDR 445.42bn−IDR 484.44bnIDR 49.49bn−IDR 401.10bnIDR 121.53bn−IDR 718.72bn
Diluted earnings per share-23.660.161.544.78-44.49-48.394.94-40.0612.14-79.55

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 39.35trnIDR 40.26trnIDR 39.23trnIDR 33.62trnIDR 21.32trnIDR 16.20trnIDR 17.31trnIDR 17.82trnIDR 17.17trnIDR 16.07trn
Cash and short-term investmentsIDR 5.39trnIDR 3.57trnIDR 6.14trnIDR 4.33trnIDR 3.38trnIDR 2.05trnIDR 1.60trnIDR 1.82trnIDR 1.85trnIDR 1.90trn
Total liabilitiesIDR 35.92trnIDR 36.46trnIDR 35.47trnIDR 29.89trnIDR 18.66trnIDR 14.76trnIDR 15.64trnIDR 16.51trnIDR 15.66trnIDR 14.71trn
Debt—IDR 528.0mIDR 1.71bnIDR 1.05bn—IDR 252.82bnIDR 488.00bnIDR 891.50bnIDR 806.74bnIDR 717.50bn
Shareholders' equityIDR 3.43trnIDR 3.79trnIDR 3.76trnIDR 3.73trnIDR 2.66trnIDR 1.44trnIDR 1.67trnIDR 1.31trnIDR 1.51trnIDR 1.35trn
Shares outstanding18,110m18,110m18,110m18,110m10,012m10,012m10,012m10,012m10,012m9,034m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 679.07bnIDR 632.93bnIDR 780.11bnIDR 778.34bnIDR 744.64bnIDR 828.20bnIDR 1.10trnIDR 824.41bn
Operating incomeIDR 54.80bnIDR 25.44bn−IDR 398.21bn−IDR 46.65bnIDR 25.02bnIDR 87.84bn−IDR 54.74bnIDR 74.73bn
Net incomeIDR 54.80bnIDR 25.44bn−IDR 492.16bn−IDR 49.12bnIDR 25.02bnIDR 87.84bn−IDR 158.39bnIDR 74.73bn
Diluted earnings per share3.031.40-27.18-2.711.384.85-8.754.13
Total assetsIDR 39.84trnIDR 38.01trnIDR 39.35trnIDR 39.91trnIDR 40.30trnIDR 41.09trnIDR 40.26trnIDR 41.39trn
Cash and short-term investmentsIDR 2.13trnIDR 1.77trnIDR 5.39trnIDR 2.79trnIDR 2.48trnIDR 3.13trnIDR 3.57trnIDR 4.26trn
DebtIDR 636.71bn——IDR 1.47trnIDR 774.23bnIDR 191.0mIDR 528.0mIDR 798.0m
Shareholders' equityIDR 2.47trnIDR 2.43trnIDR 3.43trnIDR 2.89trnIDR 3.96trnIDR 3.89trnIDR 3.79trnIDR 3.95trn

Financial ratios

Data as of 27 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin-10.7%3.1%0.8%2.1%-53.2%-60.7%——
Net margin-13.8%0.1%1.0%3.8%-43.2%-50.6%——
Return on equity-12.5%0.1%0.7%2.3%-16.7%-33.6%——
Return on assets-1.1%0.0%0.1%0.3%-2.1%-3.0%——
Revenue growth-9.8%23.7%22.5%120.0%7.7%-19.7%——
Earnings growth-15228.1%-89.9%-67.8%-119.4%-8.1%-1078.8%——
Current ratio0.22x0.18x0.27x75.63x89.93x51.70x——
Debt to equity——0.86x1.06x0.94x1.02x1.51x0.27x
Equity ratio8.7%9.4%9.6%11.1%12.5%8.9%——
Interest coverage-0.16x0.05x0.01x0.04x-0.62x-0.61x——
Buybacks as a share of market value0.0%0.0%0.0%-80.9%0.0%0.0%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-7.2%64.3%16.2%
Operating income—-10.6%-6.5%
Net income—-2.4%-4.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin-3.4%-1.3%-9.5%-14.1%
Net margin-6.5%-2.7%-9.1%-14.0%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2018FY2016FY2015FY2014
Price to earnings-6.6—77.936.4-4.6-14.5-124806.5-62850.1-61479.3-62615.2
Price to sales2.92.82.02.614.486.1————

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years.

  • 100000-to-1 reverse split · 3 Oct 2018
  • 1.018-for-1 split · 10 Jul 2003
  • 1.055-for-1 split · 6 Jul 2000
  • 4.053-for-1 split · 1 Apr 1999
  • 1.24-for-1 split · 22 Jul 1998

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.