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PT Bank Neo Commerce Tbk BBYB.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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+1.32%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 3.28trn

FY2016FY2025

Net income

IDR 565.69bn

FY2016FY2025

Total assets

IDR 18.97trn

FY2016FY2025

Shareholders' equity

IDR 4.23trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 3.28trnIDR 3.88trnIDR 4.18trnIDR 2.49trnIDR 791.48bnIDR 518.36bnIDR 539.09bnIDR 599.09bnIDR 623.89bnIDR 516.25bn
Operating incomeIDR 564.17bnIDR 18.68bn−IDR 573.87bn−IDR 785.94bn−IDR 990.42bnIDR 15.83bnIDR 17.86bn−IDR 138.32bnIDR 20.05bnIDR 92.29bn
Net incomeIDR 565.69bnIDR 19.89bn−IDR 573.18bn−IDR 789.06bn−IDR 986.29bnIDR 15.87bnIDR 16.00bn−IDR 136.99bnIDR 14.42bnIDR 67.99bn
Diluted earnings per share42.371.56-47.61-65.54-97.752.612.87-23.003.5519.14

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 18.97trnIDR 17.41trnIDR 18.17trnIDR 19.69trnIDR 11.34trnIDR 5.42trnIDR 5.12trnIDR 4.53trnIDR 5.00trnIDR 4.13trn
Cash and short-term investmentsIDR 1.81trnIDR 3.41trnIDR 2.61trnIDR 4.60trnIDR 2.40trnIDR 354.68bnIDR 372.61bnIDR 366.52bnIDR 675.17bnIDR 374.67bn
Total liabilitiesIDR 14.74trnIDR 13.85trnIDR 14.85trnIDR 15.95trnIDR 8.45trnIDR 4.30trnIDR 4.18trnIDR 3.93trnIDR 4.33trnIDR 3.49trn
DebtIDR 121.61bnIDR 267.71bnIDR 354.61bnIDR 635.90bnIDR 57.93bnIDR 5.66bnIDR 2.49bnIDR 3.17bnIDR 117.0m—
Shareholders' equityIDR 4.23trnIDR 3.56trnIDR 3.32trnIDR 3.74trnIDR 2.89trnIDR 1.12trnIDR 945.78bnIDR 600.39bnIDR 676.19bnIDR 643.07bn
Shares outstanding13,350m12,733m12,039m12,039m10,090m6,084m5,567m5,956m4,058m3,551m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 786.08bnIDR 784.44bnIDR 754.52bnIDR 807.45bnIDR 822.31bnIDR 848.61bnIDR 1.03trnIDR 853.02bn
Operating incomeIDR 157.15bnIDR 136.49bnIDR 100.76bnIDR 188.06bnIDR 115.40bnIDR 159.65bnIDR 15.02bnIDR 10.08bn
Net incomeIDR 157.87bnIDR 136.98bnIDR 101.69bnIDR 187.96bnIDR 116.10bnIDR 159.94bnIDR 15.82bnIDR 10.22bn
Diluted earnings per share11.8210.267.6214.088.7011.981.240.80
Total assetsIDR 17.45trnIDR 18.35trnIDR 18.97trnIDR 18.43trnIDR 17.96trnIDR 18.17trnIDR 17.41trnIDR 18.46trn
Cash and short-term investmentsIDR 1.55trnIDR 1.98trnIDR 1.15trnIDR 1.25trnIDR 1.59trnIDR 4.00trnIDR 3.41trnIDR 1.51trn
DebtIDR 31.43bnIDR 62.70bnIDR 121.61bnIDR 130.27bnIDR 68.37bnIDR 41.28bnIDR 50.76bnIDR 167.41bn
Shareholders' equityIDR 4.42trnIDR 4.30trnIDR 4.23trnIDR 4.13trnIDR 3.89trnIDR 3.73trnIDR 3.56trnIDR 3.65trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin17.2%0.5%-13.7%-31.6%-125.1%3.1%
Net margin17.2%0.5%-13.7%-31.7%-124.6%3.1%
Return on equity13.4%0.6%-17.2%-21.1%-34.1%1.4%
Return on assets3.0%0.1%-3.2%-4.0%-8.7%0.3%
Revenue growth-15.4%-7.2%68.0%214.3%52.7%-3.8%
Earnings growth2744.8%-103.5%-27.4%-20.0%-6314.2%-0.8%
Current ratio21.67x0.16x39.53x78.50x88.04x32.57x
Debt to equity0.02x0.04x0.02x0.24x0.02x0.29x
Equity ratio22.3%20.5%18.3%19.0%25.5%20.7%
Interest coverage0.71x0.02x-0.61x-1.10x-2.80x0.06x
Buybacks as a share of market value-4.8%-5.8%-0.0%-19.3%-65.8%-9.3%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue9.7%44.6%23.1%
Operating income—104.4%32.2%
Net income—104.4%36.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin8.1%-5.6%-11.6%-9.7%
Net margin8.2%-5.6%-11.5%-9.9%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.3139.6-9.2-9.8-25.1103.289.3-11.2101.720.7
Price to sales1.90.71.33.131.33.22.62.52.42.7

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years. Last went ex-dividend on 12 Apr 2021.

FY2021FY2020FY2018FY2016
Paid in the year0.1910.1990.9791.346
  • 11-for-10 split · 12 May 2017

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.