B 
Banco Bilbao Viscaya Argentaria SA ADR BBVA · USD
Financials · US listing · 🇺🇸 United States
26.44
+5.55%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
At a glance
Figures in USD, from our data supplier.
Revenue, before interest expense
$42.62bn
FY2016FY2025
Net income
$12.13bn
FY2016FY2025
Total assets
$992.03bn
FY2016FY2025
Shareholders' equity
$66.20bn
FY2016FY2025
Income statement
Fiscal years
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | $42.62bn | $35.48bn | $67.15bn | $46.59bn | $36.15bn | $34.70bn | $40.67bn | $40.67bn | $43.01bn | $42.47bn |
| Operating income | $18.73bn | $15.40bn | $14.33bn | $11.85bn | $8.36bn | $6.06bn | $8.13bn | $8.73bn | $8.00bn | $7.38bn |
| Net income | $12.13bn | $10.05bn | $9.25bn | $7.34bn | $5.37bn | $1.51bn | $4.05bn | $6.23bn | $4.06bn | $4.01bn |
| Diluted earnings per share | 2.03 | 1.65 | 1.59 | 1.22 | 0.82 | 0.21 | 0.61 | 0.87 | 0.74 | 0.61 |
Balance sheet
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $992.03bn | $891.43bn | $895.07bn | $821.82bn | $765.03bn | $846.87bn | $806.36bn | $780.97bn | $796.40bn | $844.63bn |
| Cash and short-term investments | $318.47bn | $177.24bn | $205.37bn | $205.86bn | $155.75bn | $240.48bn | $142.43bn | $136.98bn | $201.27bn | $211.30bn |
| Total liabilities | $920.71bn | $822.17bn | $831.29bn | $763.52bn | $708.76bn | $789.15bn | $742.97bn | $719.94bn | $734.86bn | $780.66bn |
| Debt | $221.79bn | $159.89bn | $200.65bn | $126.90bn | $127.11bn | $122.80bn | $79.50bn | $123.45bn | $120.02bn | $136.54bn |
| Shareholders' equity | $66.20bn | $64.23bn | $59.67bn | $54.12bn | $50.67bn | $51.41bn | $63.39bn | $61.02bn | $53.48bn | $54.66bn |
| Shares outstanding | 5,972m | 6,083m | 5,834m | 6,026m | 6,540m | 7,333m | 6,655m | 7,150m | 5,452m | 6,559m |
Latest quarters
By quarter end
| Jun 2026 | Mar 2026 | Dec 2025 | Sept 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sept 2024 | |
|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | $12.12bn | $12.29bn | $11.30bn | $20.66bn | $10.05bn | $10.76bn | $10.76bn | $20.69bn |
| Operating income | $5.61bn | $5.45bn | $4.54bn | $4.46bn | $4.70bn | $5.02bn | $4.34bn | $4.46bn |
| Net income | $3.53bn | $3.45bn | $2.92bn | $2.92bn | $3.17bn | $3.11bn | $2.81bn | $3.03bn |
| Diluted earnings per share | 0.61 | 0.60 | 0.49 | 0.49 | 0.53 | 0.52 | 0.46 | 0.50 |
| Total assets | $1.11trn | $1.03trn | $992.03bn | $938.35bn | $896.70bn | $891.96bn | $891.43bn | $887.89bn |
| Cash and short-term investments | $375.56bn | $330.48bn | $318.47bn | $188.60bn | $274.29bn | $281.64bn | $177.24bn | $173.30bn |
| Debt | $122.51bn | $101.06bn | $221.79bn | $125.46bn | $82.87bn | $122.64bn | $159.89bn | $77.70bn |
| Shareholders' equity | $68.04bn | $64.94bn | $66.20bn | $66.53bn | $65.59bn | $63.56bn | $64.23bn | $61.04bn |
Financial ratios
Data as of 7 Sept 2026
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | |
|---|---|---|---|---|---|---|
| Operating margin | 43.9% | 43.4% | 21.3% | 25.4% | 23.1% | 17.5% |
| Net margin | 28.5% | 28.3% | 13.8% | 15.7% | 14.9% | 4.3% |
| Return on equity | 18.3% | 18.1% | 15.5% | 13.6% | 10.6% | 2.9% |
| Return on assets | 1.2% | 1.3% | 1.0% | 0.9% | 0.7% | 0.2% |
| Revenue growth | 4.1% | -39.0% | 44.1% | 28.9% | 4.2% | -14.7% |
| Earnings growth | 4.5% | 25.4% | 26.1% | 36.6% | 256.6% | -62.8% |
| Current ratio | 0.44x | 0.32x | 0.35x | 0.40x | 0.38x | 0.52x |
| Debt to equity | 3.35x | 2.49x | 3.36x | 2.34x | 2.51x | 2.39x |
| Equity ratio | 6.7% | 7.2% | 6.7% | 6.6% | 6.6% | 6.1% |
| Interest coverage | 0.99x | 0.42x | 0.50x | 0.83x | 0.87x | 0.67x |
| Buybacks as a share of market value | 1.8% | -4.3% | 3.2% | 7.9% | 10.8% | -10.2% |
Growth per year
Compound annual rate
| 3 years | 5 years | 10 years | |
|---|---|---|---|
| Revenue | -2.9% | 4.2% | 0.6% |
| Operating income | 16.5% | 25.3% | 13.4% |
| Net income | 18.2% | 51.8% | 14.8% |
Average margins
Over each period
| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Operating margin | 43.7% | 31.4% | 28.4% | 23.9% |
| Net margin | 28.4% | 20.2% | 17.4% | 14.3% |
Valuation history
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings | 11.5 | 5.9 | 5.7 | 4.9 | 7.2 | 24.1 | 9.2 | 6.1 | 11.4 | 11.1 |
| Price to sales | 3.3 | 1.7 | 0.8 | 0.8 | 1.1 | 1.0 | 0.9 | 0.9 | 1.1 | 1.1 |
Market value over time
31 Oct 2016 to 4 Sept 2026, in USD
$48.53bn$170.49bn
Share price return
Finished calendar years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Return | 137% | 6% | 59% | 2% | 18% | -15% | 7% | -39% | 26% | -6% |
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.