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Bank Tabungan Negara (Persero) Tbk PT BBTN.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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945

+2.72%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 39.43trn

FY2016FY2025

Net income

IDR 3.50trn

FY2016FY2025

Total assets

IDR 527.79trn

FY2016FY2025

Shareholders' equity

IDR 36.21trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 39.43trnIDR 30.76trnIDR 29.69trnIDR 26.26trnIDR 26.78trnIDR 25.90trnIDR 26.20trnIDR 23.70trnIDR 20.64trnIDR 18.16trn
Operating incomeIDR 4.38trnIDR 3.77trnIDR 4.38trnIDR 3.88trnIDR 2.99trnIDR 2.27trnIDR 411.06bnIDR 3.61trnIDR 3.86trnIDR 3.33trn
Net incomeIDR 3.50trnIDR 3.01trnIDR 3.50trnIDR 3.05trnIDR 2.38trnIDR 1.60trnIDR 209.26bnIDR 2.81trnIDR 3.03trnIDR 2.62trn
Diluted earnings per share249.47214.28249.46287.54224.38151.3119.76265.15285.88247.30

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 527.79trnIDR 469.61trnIDR 438.75trnIDR 402.15trnIDR 371.87trnIDR 361.21trnIDR 311.78trnIDR 306.44trnIDR 261.37trnIDR 214.17trn
Cash and short-term investmentsIDR 51.40trnIDR 35.46trnIDR 53.04trnIDR 41.52trnIDR 41.23trnIDR 35.58trnIDR 28.73trnIDR 44.71trnIDR 38.84trnIDR 29.61trn
Total liabilitiesIDR 491.58trnIDR 437.04trnIDR 408.27trnIDR 376.24trnIDR 350.46trnIDR 341.22trnIDR 287.94trnIDR 282.60trnIDR 239.70trnIDR 195.04trn
DebtIDR 47.77trnIDR 48.83trnIDR 51.33trnIDR 42.80trnIDR 65.96trnIDR 69.65trnIDR 67.66trnIDR 58.87trnIDR 46.13trnIDR 34.08trn
Shareholders' equityIDR 36.21trnIDR 32.57trnIDR 30.48trnIDR 25.91trnIDR 21.41trnIDR 19.99trnIDR 23.84trnIDR 23.84trnIDR 21.66trnIDR 19.13trn
Shares outstanding14,034m14,034m14,034m10,590m10,590m10,590m10,590m10,590m10,590m10,590m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 8.42trnIDR 8.78trnIDR 10.36trnIDR 9.03trnIDR 10.42trnIDR 8.42trnIDR 3.72trnIDR 3.48trn
Operating incomeIDR 1.61trnIDR 1.39trnIDR 1.52trnIDR 638.82bnIDR 998.19bnIDR 1.13trnIDR 1.02trn−IDR 1.55trn
Net incomeIDR 1.29trnIDR 1.11trnIDR 1.20trnIDR 596.29bnIDR 802.68bnIDR 903.71bnIDR 924.93bnIDR 580.53bn
Diluted earnings per share92.2278.9585.4042.4957.1964.3965.9041.36
Total assetsIDR 545.16trnIDR 517.54trnIDR 527.79trnIDR 510.86trnIDR 484.96trnIDR 468.53trnIDR 469.61trnIDR 455.11trn
Cash and short-term investmentsIDR 27.39trnIDR 26.49trnIDR 51.40trnIDR 44.89trnIDR 30.61trnIDR 28.21trnIDR 35.46trnIDR 27.92trn
Debt—IDR 13.78trnIDR 47.77trnIDR 39.37trnIDR 38.66trnIDR 43.40trnIDR 27.58trnIDR 26.91trn
Shareholders' equityIDR 37.56trnIDR 36.77trnIDR 36.21trnIDR 34.68trnIDR 33.93trnIDR 33.54trnIDR 32.57trnIDR 32.01trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin11.1%12.3%14.8%14.8%11.2%8.8%
Net margin8.9%9.8%11.8%11.6%8.9%6.2%
Return on equity9.7%9.2%11.5%11.8%11.1%8.0%
Return on assets0.7%0.6%0.8%0.8%0.6%0.4%
Revenue growth28.2%3.6%13.1%-1.9%3.4%-1.2%
Earnings growth16.4%-14.1%15.0%28.1%48.3%665.7%
Current ratio0.12x0.13x0.28x84.52x102.03x58.16x
Debt to equity1.32x1.50x1.68x1.65x2.02x2.64x
Equity ratio6.9%6.9%6.9%6.4%5.8%5.5%
Interest coverage0.24x0.23x0.33x0.39x0.25x0.15x
Buybacks as a share of market value0.0%0.0%-32.5%0.0%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue13.2%14.7%11.9%
Operating income4.2%14.1%5.6%
Net income4.8%16.9%6.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin11.6%13.0%12.1%12.5%
Net margin9.3%10.3%9.5%9.7%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings4.75.35.04.77.411.0103.49.212.06.8
Price to sales0.71.11.10.91.11.51.82.03.21.8

Dividends and splits

Per share, in the currency the company pays

Paid for 4 years. Last went ex-dividend on 15 Apr 2025.

FY2025FY2024FY2023FY2022FY2020FY2019FY2018FY2017
Paid in the year53.5749.89143.39421.6351.97653.0357.17649.46

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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