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Krom Bank Indonesia Tbk PT BBSI.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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3,000

+0.33%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Net income

IDR 143.28bn

FY2016FY2025

Total assets

IDR 12.21trn

FY2016FY2025

Shareholders' equity

IDR 3.46trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating incomeIDR 184.30bnIDR 160.34bnIDR 172.25bnIDR 96.61bnIDR 84.64bnIDR 45.12bnIDR 29.70bnIDR 34.22bnIDR 27.75bnIDR 17.24bn
Net incomeIDR 143.28bnIDR 124.06bnIDR 132.57bnIDR 74.81bnIDR 65.72bnIDR 35.18bnIDR 22.26bnIDR 25.64bnIDR 19.03bnIDR 13.03bn
Diluted earnings per share38.9933.7634.5922.6220.2813.9511.6814.7710.967.50

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 12.21trnIDR 6.65trnIDR 3.64trnIDR 3.31trnIDR 2.48trnIDR 1.44trnIDR 953.74bnIDR 866.35bnIDR 788.27bnIDR 769.37bn
Cash and short-term investmentsIDR 1.32trnIDR 1.12trnIDR 159.59bnIDR 304.00bnIDR 118.24bnIDR 167.30bnIDR 153.17bnIDR 146.07bnIDR 142.85bnIDR 163.62bn
Total liabilitiesIDR 8.75trnIDR 3.33trnIDR 443.04bnIDR 248.25bnIDR 406.56bnIDR 432.25bnIDR 452.30bnIDR 464.25bnIDR 410.96bnIDR 411.09bn
DebtIDR 23.66bnIDR 1.81bn———————IDR 2.27bn
Shareholders' equityIDR 3.46trnIDR 3.32trnIDR 3.20trnIDR 3.07trnIDR 2.07trnIDR 1.01trnIDR 501.44bnIDR 402.09bnIDR 377.31bnIDR 358.28bn
Shares outstanding3,675m3,675m3,833m3,307m3,241m2,522m1,906m1,736m1,736m1,736m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating incomeIDR 65.18bnIDR 89.96bnIDR 22.65bnIDR 47.22bnIDR 50.04bnIDR 45.30bnIDR 22.99bnIDR 53.83bn
Net incomeIDR 50.84bnIDR 70.17bnIDR 17.20bnIDR 52.89bnIDR 37.86bnIDR 35.34bnIDR 16.93bnIDR 41.99bn
Diluted earnings per share13.8419.094.6814.3910.309.624.6111.43
Total assetsIDR 15.94trnIDR 14.78trnIDR 12.21trnIDR 10.67trnIDR 9.33trnIDR 8.30trnIDR 6.65trnIDR 5.69trn
Cash and short-term investmentsIDR 929.52bnIDR 869.87bnIDR 525.31bnIDR 509.35bnIDR 335.80bnIDR 1.33trnIDR 1.12trnIDR 1.15trn
DebtIDR 5.00bn—IDR 23.66bnIDR 17.51bnIDR 8.40bnIDR 1.40bnIDR 1.81bn—
Shareholders' equityIDR 3.57trnIDR 3.53trnIDR 3.46trnIDR 3.45trnIDR 3.39trnIDR 3.36trnIDR 3.32trnIDR 3.30trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin7.9%14.6%39.3%58.8%66.1%72.2%——
Net margin6.2%11.3%30.2%45.5%51.3%56.3%——
Return on equity4.1%3.7%4.1%2.4%3.2%3.5%——
Return on assets1.2%1.9%3.6%2.3%2.7%2.4%——
Revenue growth112.0%149.7%166.7%28.3%105.0%-21.2%——
Earnings growth15.5%-6.4%77.2%13.8%86.8%58.0%——
Current ratio95.68x0.38x2.87x916.48x247.91x163.74x——
Debt to equity0.00x—-0.00x—0.00x0.01x0.01x0.01x
Equity ratio28.3%49.9%87.8%92.5%83.6%70.0%——
Interest coverage0.43x1.35x22.62x4.28x4.21x1.43x——
Buybacks as a share of market value0.0%4.1%-15.9%-2.0%-28.5%-32.3%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue141.7%106.0%55.1%
Operating income24.0%32.5%32.1%
Net income24.2%32.4%32.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin10.1%15.3%17.7%19.0%
Net margin7.8%11.8%13.7%14.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020
Price to earnings100.0124.4105.8139.7202.355.2
Price to sales6.214.132.063.6103.831.1

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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