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Ayalon Insurance Company AYAL.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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15,150.00

+4.63%

Close of 6 Nov 2026, in ILA

At a glance

Figures in ILS, from our data supplier.

FY2025

Revenue, before interest expense

ILS 5.54bn

FY2016FY2025

Net income

ILS 426.1m

FY2016FY2025

Total assets

ILS 20.07bn

FY2016FY2025

Shareholders' equity

ILS 1.52bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseILS 5.54bnILS 4.37bnILS 3.66bnILS 2.35bnILS 3.15bnILS 2.48bnILS 2.91bnILS 2.19bnILS 2.57bnILS 1.60bn
Operating incomeILS 6.47bnILS 294.5mILS 190.5mILS 194.6m−ILS 66.1m−ILS 62.7mILS 28.4mILS 78.8m−ILS 30.5mILS 2.5m
Net incomeILS 426.1mILS 144.4mILS 84.9mILS 166.7m−ILS 114.1m−ILS 64.3mILS 24.1mILS 45.3m−ILS 26.6m−ILS 61.4m
Diluted earnings per share16.005.484.289.16-6.27-3.531.332.63-1.88-4.33

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsILS 20.07bnILS 19.07bnILS 15.94bnILS 15.58bnILS 16.02bnILS 14.45bnILS 13.59bnILS 12.58bnILS 11.50bnILS 10.56bn
Cash and short-term investmentsILS 2.71bnILS 3.60bnILS 410.1mILS 3.23bnILS 3.08bnILS 2.92bnILS 3.05bnILS 3.13bnILS 3.16bnILS 729.4m
Total liabilitiesILS 18.55bnILS 18.09bnILS 15.24bnILS 14.94bnILS 15.34bnILS 13.75bnILS 12.85bnILS 11.93bnILS 10.95bnILS 10.03bn
DebtILS 690.3mILS 734.3mILS 697.1mILS 732.7mILS 793.6mILS 647.9mILS 660.1mILS 546.9mILS 538.9mILS 543.2m
Shareholders' equityILS 1.52bnILS 971.3mILS 703.5mILS 638.3mILS 679.2mILS 698.8mILS 738.5mILS 655.9mILS 549.2mILS 536.2m
Shares outstanding27m26m20m18m18m18m18m17m14m14m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseILS 1.89bnILS 1.37bnILS 2.54bnILS 1.27bnILS 961.9mILS 765.7mILS 1.16bnILS 1.17bn
Operating incomeILS 196.0mILS 119.3mILS 6.00bnILS 170.5mILS 206.9mILS 88.1mILS 64.0mILS 59.4m
Net incomeILS 135.9mILS 81.5mILS 106.2mILS 118.9mILS 144.3mILS 56.7mILS 26.1mILS 23.6m
Diluted earnings per share4.742.843.994.465.422.130.990.89
Total assetsILS 24.25bnILS 21.51bnILS 20.07bnILS 18.90bnILS 18.02bnILS 17.21bnILS 19.07bnILS 19.11bn
Cash and short-term investmentsILS 1.03bnILS 812.5mILS 2.71bnILS 942.6mILS 931.4mILS 860.2mILS 3.60bnILS 805.4m
DebtILS 1.01bn—ILS 660.3mILS 680.3mILS 679.9m—ILS 707.4m—
Shareholders' equityILS 1.79bnILS 1.60bnILS 1.52bnILS 1.46bnILS 1.26bnILS 1.12bnILS 971.3mILS 950.3m

Financial ratios

Data as of 22 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin12.2%6.7%5.2%9.9%-2.1%-1.4%
Net margin7.7%3.3%2.3%7.1%-3.6%-2.6%
Return on equity28.0%14.9%12.1%26.1%-16.8%-9.2%
Return on assets2.1%0.8%0.5%1.1%-0.7%-0.4%
Revenue growth26.8%19.3%55.8%-25.3%26.7%-14.6%
Earnings growth195.0%70.1%-49.1%-246.1%77.5%-366.3%
Current ratio0.20x0.08x0.77x7.16x10.61x10.20x
Debt to equity0.43x0.73x1.02x1.11x1.13x0.87x
Equity ratio7.6%5.1%4.4%4.1%4.2%4.8%
Interest coverage13.11x4.29x3.12x6.10x-1.54x-0.80x
Buybacks as a share of market value-1.0%-32.8%-9.1%0.0%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue33.1%17.4%9.4%
Operating income221.5%—60.7%
Net income36.7%—31.9%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin68.2%44.9%32.6%21.6%
Net margin5.8%5.2%3.0%2.0%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings5.46.03.81.4-4.1-5.213.88.3-18.6-8.0
Price to sales0.40.20.10.10.10.10.10.20.20.3

Dividends and splits

Per share, in the currency the company pays

Paid for 2 years. Last went ex-dividend on 8 Jun 2026.

FY2026FY2025FY2024FY2008FY2007
Paid in the year1.0966.0432.4041.7711.41

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.