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Asuransi Ramayana Tbk PT ASRM.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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198

+2.06%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 1.42trn

FY2016FY2025

Net income

IDR 21.65bn

FY2016FY2025

Total assets

IDR 1.38trn

FY2016FY2025

Shareholders' equity

IDR 707.76bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 1.42trnIDR 1.68trnIDR 2.06trnIDR 2.05trnIDR 1.66trnIDR 1.40trnIDR 1.28trnIDR 982.59bnIDR 892.06bnIDR 805.30bn
Operating incomeIDR 61.62bnIDR 54.83bnIDR 106.23bnIDR 91.99bnIDR 79.84bnIDR 79.10bnIDR 77.20bnIDR 88.20bnIDR 73.84bnIDR 79.57bn
Net incomeIDR 21.65bnIDR 32.43bnIDR 88.79bnIDR 86.49bnIDR 64.96bnIDR 65.55bnIDR 62.87bnIDR 76.59bnIDR 60.92bnIDR 63.38bn
Diluted earnings per share16.9426.65291.79284.25213.48215.41206.60251.70200.26208.32

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 1.38trnIDR 1.75trnIDR 1.85trnIDR 1.63trnIDR 1.41trnIDR 1.52trnIDR 1.55trnIDR 1.48trnIDR 1.42trnIDR 1.43trn
Cash and short-term investmentsIDR 84.20bnIDR 235.75bnIDR 208.98bnIDR 216.91bnIDR 200.70bnIDR 218.16bnIDR 169.98bnIDR 179.13bnIDR 181.95bnIDR 46.37bn
Total liabilitiesIDR 684.90bnIDR 1.06trnIDR 1.17trnIDR 1.01trnIDR 862.11bnIDR 1.01trnIDR 1.10trnIDR 1.07trnIDR 1.06trnIDR 1.12trn
DebtIDR 144.32bnIDR 159.37bnIDR 14.36bnIDR 11.61bnIDR 72.26bnIDR 58.50bnIDR 62.39bnIDR 55.23bnIDR 5.22bnIDR 43.65bn
Shareholders' equityIDR 707.76bnIDR 688.46bnIDR 678.44bnIDR 614.09bnIDR 549.02bnIDR 503.16bnIDR 443.27bnIDR 405.77bnIDR 356.28bnIDR 310.41bn
Shares outstanding1,278m1,217m304m304m304m304m304m304m304m304m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 297.70bnIDR 404.08bnIDR 480.28bnIDR 154.17bnIDR 281.73bnIDR 391.55bnIDR 271.82bnIDR 507.21bn
Operating incomeIDR 2.04bnIDR 11.79bnIDR 5.94bn−IDR 2.15bnIDR 12.28bnIDR 21.36bn−IDR 7.58bnIDR 8.58bn
Net incomeIDR 1.15bnIDR 9.20bn−IDR 2.09bn−IDR 2.74bnIDR 11.43bnIDR 15.05bn−IDR 11.46bnIDR 3.99bn
Diluted earnings per share0.907.20-1.64-2.158.9411.78-9.423.28
Total assetsIDR 1.67trnIDR 1.66trnIDR 1.38trnIDR 1.77trnIDR 1.81trnIDR 1.81trnIDR 1.75trnIDR 1.59trn
Cash and short-term investmentsIDR 87.69bnIDR 268.91bnIDR 84.20bnIDR 249.63bnIDR 248.39bnIDR 220.72bnIDR 235.75bnIDR 263.27bn
DebtIDR 130.86bnIDR 134.61bnIDR 278.76bnIDR 153.90bnIDR 153.38bnIDR 167.52bnIDR 163.27bnIDR 14.67bn
Shareholders' equityIDR 713.83bnIDR 716.88bnIDR 707.76bnIDR 531.45bnIDR 533.97bnIDR 703.34bnIDR 688.46bnIDR 701.23bn

Financial ratios

Data as of 2 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin4.4%3.3%5.2%4.5%4.8%5.7%
Net margin1.5%1.9%4.3%4.2%3.9%4.7%
Return on equity3.1%4.7%13.1%14.1%11.8%13.0%
Return on assets1.6%1.9%4.8%5.3%4.6%4.3%
Revenue growth-16.0%-18.3%0.5%23.4%19.1%9.4%
Earnings growth-33.3%-63.5%2.7%33.2%-0.9%4.3%
Current ratio1.48x3.22x2.53x2.33x2.40x3.94x
Debt to equity0.39x0.22x0.01x0.01x0.13x0.12x
Equity ratio51.3%39.4%36.7%37.7%38.9%33.2%
Interest coverage4.20x6.47x81.12x48.87x38.58x34.89x
Buybacks as a share of market value-5.0%-300.0%-0.0%0.0%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-11.6%0.3%6.4%
Operating income-12.5%-4.9%-2.5%
Net income-37.0%-19.9%-10.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin3.8%4.4%4.6%5.8%
Net margin1.7%3.2%3.5%4.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings18.812.11.31.41.91.91.00.81.01.0
Price to sales0.30.20.10.10.10.10.10.10.10.1

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years. Last went ex-dividend on 3 May 2024.

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Paid in the year15.47615.47613.09510.95212.82114.2716.78916.789
  • 21-for-20 split · 13 Nov 2025
  • 4-for-1 split · 22 May 2024
  • 13-for-10 split · 28 Aug 2020
  • 12-for-11 split · 24 Sept 2019
  • 9-for-7 split · 19 Jun 2012
  • 4-for-3 split · 30 Aug 2010

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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