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Aptus Value Housing Finance India APTUS.NS · INR

Financials · NSE · 🇮🇳 India

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176.03

+0.66%

Close of 9 Nov 2026, in INR

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About Aptus Value Housing Finance India

Its shares trade on NSE under the ticker APTUS.NS. It has been listed since 24 August 2021. In the fiscal year to 31 March 2026, it reported revenue before interest expense of ₹22.45bn and net income of ₹9.43bn. At that date it held total assets of ₹130.48bn and shareholders' equity of ₹50.60bn.

Aptus Value Housing Finance India Ltd. engages in the provision of housing finance needs of low income and middle income customers. The company is headquartered in Chennai, Tamil Nadu. The company went IPO on 2021-08-24. The firm is engaged primarily in the business of housing finance and all other activities are incidental to the main activities of the Company. The company is also engaged in providing loans for non-housing finance activities in the form of loan against properties (LAP). Its products include home loans, LAP, and insurance services. The primary product offered by the Company is focused at addressing the long-term housing finance needs of its customers. LAPs are loans given for refinancing of funds used for the purpose of construction/purchase of a house. LAP has two products, namely, LAP-Construction and LAP-Purchase. The company is offering products pertinent to housing finance. The company offers credit shield insurance to customers wherein the entire loan outstanding is repaid by the insurance company in the event of death of a customer. Its subsidiary, Aptus Finance India Private Limited, is a non- banking finance company.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Financial Services
Listed since
24 Aug 2021
Employees
2,405

Leadership

Pay as last reported

  • Mr. M. AnandanExecutive Chairman of the Board, since 2023₹166.6m
  • Mr. Sanjay MittalChief Financial Officer
  • Mr. N. SrikanthSenior Vice President - Human Resources
  • Mr. V. KumarSenior Vice President - Legal and Receivable
  • Mr. V. KrishnaswamiChief Technology Officer
  • Mr. Sanin PanickerCompliance Officer, Company Secretary₹2.3m
  • Mr. John RayappaChief Risk Officer₹8.2m
  • Mr. R. KumarVice President - Operations and Compliance
  • Mr. P. BalajiManaging Director, Executive Director, since 2010₹43.0m
  • Mr. Vijayaraghavan KannanChief Internal Audit Officer
  • Mr. S. KishoreSenior Associate Vice President - Credit
  • Mr. C.T ManoharanExecutive Director, Chief Business Officer, since 2024

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
36
Environment
29
Social
58
Governance
20
Women in the workforce
3%
Carbon reduction policy
No
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Aptus Value Housing Finance India Ltd employs 2405 full-time employees in Chennai, Tamil Nadu.
  • The company offers home loans, LAP-Construction, and LAP-Purchase for housing finance needs.
  • Aptus Finance India Private Limited is a subsidiary providing non-banking finance services.

Weaknesses

  • The company's primary focus on housing finance limits diversification in financial services.
  • Aptus Value Housing Finance India Ltd has no mention of international operations or global presence.
  • The company's IPO listing date is 24 August 2021, which may affect long-term market stability.

Opportunities

  • Expanding LAP-Construction and LAP-Purchase products to new regions in India could increase market share.
  • The growing demand for housing finance in India presents opportunities for product innovation.
  • Aptus Value Housing Finance India Ltd can leverage its subsidiary for broader financial services.

Threats

  • The housing finance sector faces regulatory changes that could impact operations.
  • Economic downturns in India may reduce demand for housing loans.
  • Competition from established financial institutions in the Indian market poses a threat.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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