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Alior Bank ALR.WA · PLN

Financials · GPW · 🇵🇱 Poland

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140.05

+1.63%

Close of 9 Nov 2026, in PLN

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in PLN, from our data supplier.

FY2025

Revenue, before interest expense

PLN 8.34bn

FY2016FY2025

Net income

PLN 2.37bn

FY2016FY2025

Total assets

PLN 101.78bn

FY2016FY2025

Shareholders' equity

PLN 12.98bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expensePLN 8.34bnPLN 6.22bnPLN 5.84bnPLN 4.51bnPLN 3.79bnPLN 3.77bnPLN 4.12bnPLN 4.10bnPLN 3.76bnPLN 2.70bn
Operating incomePLN 2.94bnPLN 3.72bnPLN 3.49bnPLN 1.09bnPLN 1.80bnPLN 1.65bnPLN 1.92bnPLN 2.05bnPLN 1.62bnPLN 1.18bn
Net incomePLN 2.37bnPLN 2.45bnPLN 2.03bnPLN 683.1mPLN 481.9m−PLN 311.2mPLN 248.3mPLN 713.4mPLN 471.2mPLN 575.2m
Diluted earnings per share18.1318.7315.555.233.69-2.381.905.433.584.36

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsPLN 101.78bnPLN 93.29bnPLN 90.13bnPLN 82.88bnPLN 83.05bnPLN 78.64bnPLN 76.71bnPLN 73.42bnPLN 69.52bnPLN 61.16bn
Cash and short-term investmentsPLN 4.74bnPLN 2.54bnPLN 2.75bnPLN 2.83bnPLN 4.06bnPLN 2.55bnPLN 1.56bnPLN 1.37bnPLN 1.36bnPLN 1.92bn
Total liabilitiesPLN 88.79bnPLN 82.09bnPLN 80.88bnPLN 76.71bnPLN 77.13bnPLN 72.08bnPLN 69.98bnPLN 66.93bnPLN 62.83bnPLN 55.00bn
DebtPLN 2.64bnPLN 2.43bnPLN 3.68bnPLN 2.29bnPLN 2.30bnPLN 3.58bnPLN 5.25bnPLN 5.23bnPLN 5.46bnPLN 4.13bn
Shareholders' equityPLN 12.98bnPLN 11.21bnPLN 9.25bnPLN 6.17bnPLN 5.92bnPLN 6.56bnPLN 6.74bnPLN 6.49bnPLN 6.69bnPLN 6.16bn
Shares outstanding131m131m131m131m131m131m131m131m132m132m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expensePLN 1.89bnPLN 2.03bnPLN 2.05bnPLN 2.08bnPLN 1.49bnPLN 1.50bnPLN 1.60bnPLN 1.59bn
Operating incomePLN 598.0mPLN 640.7mPLN 739.5mPLN 726.7mPLN 854.8mPLN 783.9mPLN 906.5mPLN 1.03bn
Net incomePLN 366.6mPLN 403.2mPLN 687.7mPLN 562.8mPLN 640.2mPLN 476.3mPLN 615.1mPLN 665.9m
Diluted earnings per share2.813.095.274.314.903.654.715.10
Total assetsPLN 106.64bnPLN 104.72bnPLN 101.78bnPLN 97.74bnPLN 99.47bnPLN 96.59bnPLN 93.29bnPLN 91.18bn
Cash and short-term investmentsPLN 4.26bnPLN 1.32bnPLN 3.41bnPLN 3.08bnPLN 5.87bnPLN 5.66bnPLN 2.54bnPLN 3.53bn
DebtPLN 510.0m———PLN 2.05bnPLN 1.02bnPLN 278.4mPLN 1.9m
Shareholders' equityPLN 12.51bnPLN 13.13bnPLN 12.98bnPLN 12.16bnPLN 11.49bnPLN 11.84bnPLN 11.21bnPLN 10.77bn

Financial ratios

Data as of 30 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin35.2%59.8%59.8%24.1%47.6%43.8%————
Net margin28.4%39.3%34.8%15.1%12.7%-8.2%————
Return on equity18.2%21.8%21.9%11.1%8.1%-4.7%————
Return on assets2.3%2.6%2.3%0.8%0.6%-0.4%————
Revenue growth34.2%6.5%29.4%19.1%0.4%-8.5%————
Earnings growth-3.2%20.4%197.2%41.7%-254.8%-225.4%————
Current ratio0.06x0.10x3.46x435.74x398.35x150.16x————
Debt to equity—0.02x———0.29x0.29x0.33x0.33x0.22x
Equity ratio12.8%12.0%10.3%7.4%7.1%8.3%————
Interest coverage1.65x1.81x1.33x0.59x7.57x3.41x————
Buybacks as a share of market value0.0%0.0%0.0%0.0%0.0%0.0%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue22.8%17.2%14.4%
Operating income39.2%12.2%11.0%
Net income51.3%—22.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin45.7%45.1%45.2%45.6%
Net margin33.0%30.2%23.7%20.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings6.14.64.96.514.8-7.115.19.822.212.4
Price to sales1.71.81.71.01.90.60.91.72.82.6

Dividends and splits

Per share, in the currency the company pays

Paid for 2 years. Last went ex-dividend on 27 Jun 2025.

FY2025FY2024
Paid in the year9.194.42

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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